governmental organization we have very much a local level care is taking care of regional level the host bittle care is taken care of and then we have the central lever with a very small ministries and very big authorities and that means that if it's not working on one of the levels then we will have a problem and that is why the state had to go in and take a lot of decision when we saw what was happening in the local iran and mostly privately run elderly care homes that means for example that we have taken more than 40 different ordinance and also several new laws so that the central level could be able to go in and decide also another levels and now we could see the d.c.s. and the transmission of the virus is actually going down in the elderly care but for example the regional organization for regional and local authorities stated that there was more than 40 percent of those who were employed that didn't have enough knowledge of basic hygiene care for example how you worship and so on and so forth that is now being taken care of 12140000 having got an education so let's take a deeper look at

they just may take a breather for a lirt l bittle bit >> i hear you. it's been difficult to make the call on some of those. no group has been more difficult for anybody than financials. the financials have done next to nothing because interest rate vs remained low among other issues. good to see you again scott. >> nice seeing you >> you're back today because you say money will flow into those areas. >> when it comes to large banks, it's investor heaven this value investor heaven with big banks. we think banks are the place to be bank stocks have underperformed the market by one-third over the last six months. the only time that happened in modern history is during the global financial crisis when banks were the source of the problems, not part of the solutions. at some point, price itself is a catalyst you also get extra covid data with these bank stocks on any hint of any progress with the economy or covid these bank stocks out perform. today they are up 200 basis points versus the market it might be a dress rehearsal, whatever at some point over the