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the head of the central bank, elvira schevzanovna biulina, even told us about this, expressing concernation is getting higher and higher. what it is? that is, when people take out loans to repay previous loans, they are already drawn into this process, like a race, like something like that. monthly and loan rate, because amazingly, people sometimes pay loans, but they don’t know at all what ’s going on there, neither what the rate is, nor how long is left, this will be such a moment of awareness and motivation, as it seems to me, that the numbers. this is cutting off, very good , excellent, we realized, this is the first step, we realized that we are in a hole, yes, i also know, this is how interesting you are about such an allegory, i always say, here you go, maybe it will be it’s close that if you take out loans, you are sick, that is, your, your financial planning has cracked, and you’re like , you don’t have financial health, you’re sick, the loan - this is a pill, that is, whenever you take out a loan, it is always a treatment for this disease, yes, and now come on... and a mandat

you and i know the statistics very well; the head of the center bank, elvira schevzanovna biulina, even, partly with themselves and their psychology, the most important question is: is it possible to pay off loans, when it already seems like a snowball has fallen on you, and how to do it? you can pay off and, probably, the first step is to admit that you are in a hole, as they say... one more loan, close it and then somehow this is the idea that okay, i’ll take it now , everything will resolve, or maybe well, i don’t know, a miracle will happen, huh, that’s what prevents people from taking a sober, honest look at the situation, yes, it may be painful, but without this step you won’t be able to act further psychologically, that’s exactly what you need to do, you need to sit down, think, be alone, so that your wives, children, and relatives don’t put pressure on you. when we see numbers written in a tablet, on paper, in a note , somehow it’s probably easier for us to realize this reality, here’s an example of a tablet that can serve as a model, we directly write: loan such and such, balan

you and i know the statistics very well, the head of the central bank, elvira schevzanovna biulina, evenke out loans to pay off previous loans and are now drawn into this process, like a race, like some kind of competition, partly with themselves, their psychology, the most important question is: is it possible to pay off loans when they already seem , how did the snowball fall on you, and how to do it? you can pay, and, probably, the first step is to admit that you are in a hole, as they say, if you are in a hole, you need to stop digging, at least stop plunging into it. it seems to me that it’s always a good option to sit down and do an audit, when we see numbers written in a tablet, on paper, in notes, somehow it’s easier for us, probably, to realize this reality, here’s an example of a tablet that can serve as a model, we write directly: loan such and such, balance of debt such and such, monthly payment and interest rate on loans, because it’s an amazing thing, people sometimes pay loans, but don’t know at all what ’s going on there, no rate, not... very good, excellent, realized , t

statistics very well, the head of the central bank, elvira shievzanovna, even told us about this biulinapressing concern that higher and higher levels of debt are being incurred. population, what is it? that is, when people take out loans to repay previous loans, they are now drawn into this process, like a race, like some kind of competition, partly with themselves and their psychology. the most important question: is it possible to pay off loans when they already seem to fall on you like a snowball, and how to do this? you can pay, probably the first step is to admit that you are in a hole, as they say, if you're in a hole, you need to stop. dig, at least stop immersing yourself in it , because it seems to me that this is the idea that okay, now i’ll take out another loan, close those and then somehow everything will resolve, or maybe, i don’t know, a miracle will happen, uh-huh, so it prevents people from taking a sober, honest look at the situation, yes, it may be painful, but without this step it will not be possible to act further, psychologically , how exactly, what needs to be do