submit an application for amendments or additions to the bki. bureau is obliged to conduct an additional one. information, that is, request it again from the bank , they must inform you about the results in writing, in case of refusal to explain the reasons, unfortunately, sometimes you can challenge a credit history only through the court, for example, if the source of data about the loan no longer exists, that is, the organization was liquidated . what to do if there is a loan in the statement from the bki that you they definitely didn’t take it, urgently write a statement to the bank and demand an internal check. if your passport was stolen, be sure to attach a copy of the police certificate , the lender’s experts will conduct an internal investigation and can write off the debt if they find evidence that the money was taken by scammers; if not, you will have to write off the appeal to the central bank or go to court. let's repeat the most important thing: the bank needs a credit history to assess the reliability of the borrower, so you need

and now pay attention, in russia at the time of the creation of this instruction there were six bkisof them were included in the register of the central bank. the regulator may change this list, please check. official website, however, if you follow a link from government services, you are already insured against errors, you can send a request on the official website of the central bank of russia. the request can also be submitted through a credit bureau, microfinance organizations and credit cooperatives or notaries. it is important to know that this can be done free of charge no more than twice during each calendar year and no more than once on paper . for example, using the service of the bank of russia to provide information about the bank accounts in which a citizen’s credit history is stored, on government services you will receive a link to the official website of each bank account in which your credit history is stored. so, according to request to provide a report in electronic form for free twice a year on paper once, then the service becomes paid, but the number of requests