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it was always about the blaps sheet of the bank.e sure we don't make the same mistake. it wasn't so much about the housing bubble but, yes, the housing market but the housing market as in my home being used as a casino chip. i think we need to be slr clear that what caused the banks to do a run on the banks was their derivative trading of these things that were tethered to mortgageages but it wasn't about people being put into homes. >> i think what's an on stamle is the household balance sheet. the bank balance sheets are fine. that's not the thing that's an obstacle to recover y. >> it is a real concern that they can become dissolvent again. but the point is it costs money and someone has to pay for that and i think that's why there's resistance to it. >> and with whose money. >> the point is that's what t.a.r.p. was supposed to do. congress doesn't pass t.a.r.p. without the promise of fore closure relief. they had another $200 billion on top of that that was again authorized. could have been obligated. all of which could have gon