bldr is a way to play that theme. think product names might do a little bit better than the builders. if we get mortgage rates coming back down towards a six or especially five handle, that may give the group of more upside than what we are expecting. romaine: all right, jay, great to catch up. sooner vice president of equity research at by bush. a look at earnings including pulte tomorrow morning and a couple others later in the week. coming up on the program, we will stick with real estate and talk about black homeownership and how that rate is at risk in the current market. that conversation coming up next. this is bloomberg. ♪ when you automate sales tax with avalara, you don't have to worry about things like changing tax rates or filing returns. avalarahhh ahhh romaine: welcome back to "bloomberg markets." romaine bostick here with a look at the markets and a look at the housing market. the black homeownership rate in the u.s. saw its largest jump on record in the early days of the pandemic. but now those soaring