. >> bluemont, virginia, andy, good morning. >> caller: hi. the reason the postal service is under water is because they have to fund the pension program 75 years in advance. >> mr. kosar, is that correct? >> that is a claim that has been out there for a long time and the government accountability office years ago put out a report where they said that is not the case. and i think one of the things that is really important to remember is that the law says the postal service was supposed to pay into this retiree health benefits fund for a decade. and after that, they were supposed to take a mortgage on the remaining obligation. the postal service only paid into that for a few years but then quit paying. it does have cash on hand and could put money in the bhen -- the benefits fund but keeping the money in its pocket and stiffing the fund, it is running deficits. >> why did they quit paying and who makes that decision? >> that is decided by the post master general. and the explanation seems to be the desire to preserve liquidity. let's keep enoug