bmw stands out today. way to describe what we are seeing from bmw today. you could argue in terms of something happening in the second half of the year. demand outlook looks ok. a lot of people scratching their head trying to figure out what's happening. he oversees coverage in the auto industry to help us out. craig there's a whole bunch of things in bmw that is sort of fit together, talk me through what we've learned today and how its clarity we really have from bmw. it felt like it was all over the place. the stock was down because of the numbers or people were confused. >> on a bunch of metrics raised. definitely comes across clearly in the release is some caution on free cash flow for the year before 7 billion euros the expectation roughly. now it's at least six. a bit of a slip there. in terms of the second quarter a bit of a slip in margins, we do see higher margins for the full year and how exactly we put all of them together along with these concernsand electrificatin and that sort of being a drag

now, it always said that the group performance from bmw yielded a group, but the segment delivering toustomers expected to see solid growth of a prior year level slight growth is what was previously anticipated now they expect solid growth the company expects positive momentum in the second half of the year and updating the full-year outlook as noted there. shares, however, are down 3% falling in the session as those supply chain issues continue to be a headwind for the second half of the year the headwinds are from a product pipeline and higher material and raw material costs those costs adding to the strain for bmw so far saying the group average is the headline number at 12.6% for the first half of the year 11.3% for the second quarter julianna. >>> >> fascinating release from bmw. investors surprised by what they have seen given the sharp negative reaction in bmw shares as you saw on the screen a moment ago it is a big day for earnings let's focus this morning on the chemicals sector we heard a number of negative surprises from the heavyweights in the space the chemicals company di

this here is the origin of bmw motorcycles, of the 32 that being deputy built in 1923. the product is connection can be found in the hole for side condo to cycles. many of the bikes on display here have long been out of production. at one time side, cause we use for every conceivable path, it's even transporting prisoners. the younger to my and vision is to try and bring for glossing vehicle, gets back into the spotlight focus so we can get an ulcer rolls out. his red side come machines at races and festivals. the organizes themselves, some are good century auto mall. and he even has plans to re establish side costs in much of sports. you can slates his treasure. it is a unique set of wheels built by jim and race a good some issue in the 1980s. i'm was me call that i have to like the motorcycle of us over to you. this one ahead is technically incredibly innovative. the end of this talk in the end, this combination of factors and all that gives it an emotional value eyes. you can discuss the price, but not with me, all 4000. i hope the day never comes when i'm forced to

i want a bmw. i want a bmw. >> it just so happened, one of his friends was selling a 1999 bmw. >> we go over there and look at it. you know, she loves the car. and i'm like, you know, let -- let's just sit back, you know, a day or two. think about it, you know. because they break down. it's expensive to fix. >> no. i don't see her sitting around, thinking about it. >> no, not at that age. she comes over, like, two days later she's like, "you're coming with me to get this car right now. i want that car." >> and so she got it. >> did she post her brand-new bmw -- >> oh my god -- >> all over social media? >> all over social media. >> was that how you could tell sarah was happy? by looking at her instagram, twitter, or facebook? >> yes. besides that, she was just so happy all the time. you know, to get her to be mad was very hard. >> and on the night of friday, june 6, 2014, nick says sarah was happy. she had recently broken up with a boy she'd been dating for two years and was looking forward to a nig

give us the bmw top lines. oliver: i will inundate you with numbers for bmw.um margins hit 12.6%. the margin they raised. their battery electric vehicle numbers are up 133%. bearing in mind that is only 13% of their total vehicle sales. they are forecasts for deliveries, but what investors focused on in the prerelease is r&d. how much money they're spending on research for electrification and digitalization. that was at three point 4 billion euros, that's up 15% in the first half, up 20% in the second quarter. same with capex, up 20% in the second quarter. china up 16%. europe up 9%. and the usa, up 13.6%. lizzy: thank you for breaking those for us. that's bloomberg's oliver crook in germany. for more earnings, the world largest smartphone processing maker qualcomm has slid in after hours after giving a tepid sales forecast. this, as the market contends with the worst slowdown in years. joining us is tech analyst matthew bloxham. what are your takeaways from qualcomm's results? >> most people focus on that q4 forecast. they guided to 8.1 to 8.9 billion of reve

this illiteracy demonstrated by this bmw of you from 19 such and 7 was no longer available in german cause from the mid 1990. take home grants, getting big of them and the, all the conquering brands, they were much more money managers. they were in the situation that they have to bring more money to the shareholders because he changed definitely. the most of the engineering was, was limited from the management. that's why jim and manufacturers now have to save on production costs. in 2020 to the gym and automobile club, ac examined 580 costs specifically to analyze quality of work and material. things didn't look great for some models from the p w group and selling the stuff. i know i have the new model that sort of come onto the market the last few years. i don't know school or even the last one or 2 years . we've seen the tendency is to use an expensive material. that's 2nd item in the kind of stuff we but we'd say dependents are covered in february. any longer unable, by the end is the fact that everything below the to handle this is now made of hard plastic. i just wanted to star

at the bmw plan, spartanburg training is a central part of the transition to electric. last year the car maker opened a $20000000.00 facility for hands on courses and robotics, and electrification the switch from internal combustion engines to electric drive isn't a small change experts say touching virtually every aspect of the vehicle and production the vehicle is designed differently, it's built differently, all the things about how the vehicle is, is, is built all the way through the process, even handling the different components, what require it is in order to handle them. so we also have training for our logistics colleagues for everybody that touches a piece of the car that could be impacted by the change from an internal combustion to high voltage all the way through to the operation of the vehicle, the testing of the vehicle from japan, to india in the us, getting workers like these ready in time is a massive challenge for car makers. the new push by washington is simply good business, north america, a good investment. but it's also an example of how the polit

if you take her loan, so andrey was offered to take this bmw on credit, so the client agreed cheaper miscalculated taking into account the insurance loan and so on, somewhere the car cost me, in fact, three times more expensive than it was previously agreed, by the way, under the guise of insurance, some expensive certificate for 300,000 can be nine times call the doctor twice to the lawyer according to the data certi. i can’t come anywhere for an appointment, i can’t consult if there are any serious diseases , i can only consult by phone and i don’t understand at all. why do i need it and why do car dealerships offer it ? the price matches that you offer 9 calls. i don’t even want hikes, but nine calls 300,000 rubles. fine. and if it is the best specialist in the world on the phone. well you can 300.000 rub. maybe this, why not offer? i don’t understand, even so, who forbids us to make an offer on the road with a person who will take it, and he will have a vkontakte phone, it’s really funny, but customers must believe the employees offer this piece of paper, like an insurance contra

, huge, such mercedes crossovers are so inflated, new, very, very expensive. and also they bought a bmw x7 x7 drive 30d last year at a cost of 4 million, but they indicated that they bought it for 5,000 uah for 5,000 uah 5,000 uah i don't know what this bmw is worth in principle nothing , in principle nothing even to chip off the smallest the nut will already cost hryvnias 500. well, that's absolutely obvious. that's what, and all of this was bought only by his mother-in-law. she also bought a house and a plot of land for 3 million uah. take it from nothing. mom also bought something. she bought a toyota rav4 hybrid . in the summer, she bought a house for 2 million. my son bought an apartment in odesa, and a woman bought a mazda crossover, and they write that she bought this mazda for uah 50,000. yosyp on the website, i can go to odesa to buy a couple of cars. well, i just don’t know what to do. well, uah 5,000 is certainly unrealistic uah 50,000 mazda cx-5 which costs two well, that's good. that's one and a half million hryvnias and about so on average . and what else is there, but it'

and where is this bmw no one found it, we did not find it.he had, too, no one knows cash. were you aware of your personal life? what orders go to the side, like the head of security? and for some reason in the same firm, but this is the competitive struggle bothered. and that nothing i did the necessary work found nothing. and what are you going to discover a spy joke? kudryavtsev is not an ordinary businessman, did he go around without security all the time, but there is an event to which walking without security is simply indecent. and zhenya , he always honored the protocol in ordinary life in ordinary life, he was a soldier. well, don’t call tom gribakin, kudryavtsev’s car also came out of the parking lot, and in honor of which it was gribakin who called. and how do i know we have to check. he doesn't know yet that the curly guy was killed, wait. check it out on your way back. and what is this patient called? well, look, the wolf called, he has a drum in the district there, the district policeman knows him on the way back, drop by. say he

uh, and we have seen the fbi info and then we have seen the bmw 11 fall and we have seen the bpi and butler must accomplish no exception to the systematic trend with a prime minister doesn't get to complete his dom. i think it is a boss actually plausible, an idea that mr. khan had lost confidence of the people. and mister con, however, the vote of no confidence douglas got it out, was what got it got about it. i believe mister cons popularity back and this is validated by the research that we do on public opinion surveys or so. at the moment you have a voter in focused on who is young, who is new. this is not the same, focused on there is a high a for the there's a highs uh percentage of urbanized mobilized young voters who absolutely want to have their day at the ballot box. and the demand for an election and buckets on never even higher than it is now at least we can see and be so local because of democratize media. we know that we of the vote as well. so i think we just have to understand that that in one province, the province of sound on as strong. mr. con probably retains a lo

it's bmw r 1250 rs. oh a nurse on the bmw. oh, yeah. not quite as shocking.'m just giving you grief. you guys. i think you're doing really great work. i was telling the doctor here that i used to ride with dave and gasia, and then i became a traffic reporter in a helicopter. yeah. and i would fly in the helicopter and we would roll up to scenes, and i would see how badly injured some of these riders were and that it kind of, you know, i sold the bike, the honda cvr 650. i might get back in, doctor, and i'm going to enlist the help of guys like this who tell me what to do. i'm also going to take a riding course because it's serious safety. you can have fun on a motorcycle, but these courses help doctor rick, thank you for both for joining us. enjoy your bmw. yes, thank you. we'll do let's go back to you guys in the studio. thank you, gentlemen. thank you, sal. and just a quick reminder, regional medical center in san jose along with the chp and ems, they're hosting the motorcycle crash response event this sunday, august 27th. it will be in the hospital's parki

he's one shot behind the leaders at the bmw championship.t's how we do it on august 17th. >> gosh, thought that was boxing for a second. thanks, vern. >>> up >>> people have had a field day with videos like this of driverless cars malfunctioning on san francisco streets. this was the mess in north beach after outsidelands this weekend. cruise cars were stuck due to a connectivity issue. we've even heard of cars stuck in concrete and seen them block first responders. tonight the city attorney wants to pump the brakes. a week after cruise and waymo got the green light to operate 24/7 in san francisco, david chu is causing for a pause to the program. this as one group of people say the driverless taxis have become a lifeline for them. >> reporter: matt scott is used to winning, but hailing ride shares finds him in a losing battle of accessibility. >> they assess the situation, see that i'm in a wheelchair, and decide before communicating it's too much for them to handle and speed off. >> reporter: he says public transportation has come a long w

mercedes-benz and bmw will tout platforms in the iaa next week and that will give confirmation to thefficiency improvements of the of the industry. >> can i go back to the comment if you took apart one car from byd and took apart a car from audi, it is hard to compare the base model. the build of the cars has become so impressive in china. how does tesla stack up to the chinese evs and the incumbents who have been the leaders in the auto space in europe over the last several decades? >> tesla is still a little bit ahead. we see the chinese coping the technical innovation that tesla is introducing in vehicles. i'll take one example. if you build a car, you build the chassis of the body. you see the metal gacage. now we have a battery. tesla was the first one to say i don't need the aluminum floor of the car. the chinese have picked up on that. it took the chinese a year to copy it. we have seen that tesla has been the most innovative company re-thinking how you build the car. let's see what they do with the new model. there are really interesting ideas floating around. i think tesla is

well, it’s an import to replace analogues, no, why do you drive a bmw or a mercedes and now you suffer, you don’t have to drive? but now think for yourself. because of his mercedes, it's just a mercedes, which someone somewhere in the west has not updated, which they have been fighting with for several years, as it turned out, and here mercedes is the west and mercedes is with mercedes, everything always mixes all nuclear weapons like that, see you in the joints and spine, osteochondrosis gout radiculitis, arthritis and arthrosis, with all these problems, you will find dicrasin, a means for external use , consultations by phone 0800-215 349, calls are free, it is difficult to talk about what you feel when you have urinary incontinence , an unpleasant situation can arise at any time, even with a slight effort luckily - that's behind me helped feminost uro thanks to natural ingredients feminost uro helps to regain control of urination in the melon at night now i feel confident feminost uro urination under control during class during sports, the body loses water and electrolytes, this can

but the voice of asia have because auto giant polluting bmw of you to di, nissan, titan, motors, and drugs have a presence. meanwhile, the country is growing middle class is shifting to obviously with those from inexpensive cars. also because of the main india in the country. that exported me $87.00 times a 1000 vehicles. now that compared to the agent to the export with more is data responded charl. kaji k in delhi charge is the oldest sector has formed far behind other asian countries. is that well, a host of reasons actually, to begin with, govig made a huge in the sector and 3 started on the 2022 and even then some of them still lingered on. and now the semi conducted chip starters that has been affecting the sector the has been affecting the job as well as the same stuff, disruptions to ease would be as if the pricing that would be even now there are many psych contributing a little bit a lot of factors there. so of course, several makers from different parts of the world, including germany in the indian. so which one of them are likely to grow and that market and future the the

bmw retains the entire electronic service book.ll maintenance of the work of the spare part is a requirement of russian legislation introduced in advance. personal data of russian clients of foreign companies must be physically stored in russia initially. it was connected to a greater extent by the sphere, but it also worked for car dealers after blocking by electronics of all cars will work without failures at the same level as now. the only thing our owners may face today. this is with updates with some new applications, which, unfortunately, are not yet temporarily available on our market . now both official dealers and private companies make duplicates of electronic keys. soldered and subtracted data from the processor and the date. that's what now we need to prepare the key and these conditions to program it into the car, the owner comes in person and brings documents to confirm that the car is not stolen, we do not copy the keys, but we register them in the memory of the machine, that is, the key machine accepts our key and f

we all turn off the power, not the people of mercedes, bmw, audi, volkswagen .. they have turned it off. we turn you off this update . it is possible to make the keys, the story was connected. why should russians die in car accidents and we say hell , well, we will probably find a way around it, yes, there was a really sincere reaction to how volodymyr solovyov, perhaps something couldn't be done with his german car, because he probably doesn't want to get on a lada kalina or any other lada. and why would he change? well, it's an import to replace analogs, no, why do you drive a bmw or a mercedes and now you suffer from that that they don't update you, you don't have to drive. but now think for yourself. in reality, is someone ready to throw nuclear weapons somewhere, if he is so worried about his mercedes, it's just a mercedes that someone somewhere in the west hasn't updated, which they've been fighting with for several years years, as it turned out, and here mercedes is the west and mercedes is with mercedes, everything always exceeds all nuclear weapons, tha

he's one shot behind the leaders at the bmw championship. that's how we do it on august 17th. >> gosh, thought that was boxing for a second. thanks, vern. >>> up ♪♪ alex! mateo, hey how's business? great. you know that loan has really worked wonders. that's what u.s. bank is for. and you're growing in california? -yup, socal, norcal... -monterey? -all day. -a branch in ventura? that's for sure-ah. atms in fresno? fres-yes. encinitas? yes, indeed-us. anaheim? big time. more guacamole? i'm on a roll-ay. how about you? i'm just visiting. u.s. bank. ranked #1 in customer satisfaction with retail banking in california by j.d. power. (♪♪) (♪♪) (♪♪) (♪♪) (♪♪) (♪♪) (♪♪) (♪♪) visit your local volvo retailer, to explore mild hybrid suvs during the summer safely savings event. >>> people have had a field day with videos like this of driverless cars malfunctioning on san francisco streets. this was the mess in north beach after outsidelands this weekend. cruise cars were stuck due to a connectivity issue. we've even heard of cars stuck in concrete and s

million is their real price, they are more expensive , well, they cost less, and they also bought a bmwits cost is 4 million, but they indicated that they bought it for 5,000 hryvnias for 5,000 hryvnias 5,000 hryvnias i don't know what this bmw costs, in principle, nothing, but in principle , nothing, even to knock out the smallest nut will already cost hryvnias 500. well, that's absolutely obvious. here uh so what i also bought all of this, and he also bought a house and a plot of land for uah 3 million from

well, it's import and replacement of analogs, no, why do you drive a bmw or a mercedes and now you'reted, you don’t have to drive. but now think for yourself. in reality, is someone ready to throw nuclear weapons somewhere if he is so worried about his mercedes, it’s just a mercedes that somewhere out there someone hasn’t updated in the west, which they have been fighting with for several years. it turned out a here mercedes is the west and mercedes is with mercedes, everything always exceeds all nuclear weapons , yes, see you, there are 15% discounts on spazmalgon in pharmacies. traveller , you and savings during sports , the body loses water and electrolytes as a sports doctor. i recommend reo. for special medical purposes so that ukrainians don't think about so that they don't talk in the first place anyway, war comes out, war and our victory only on espresso from monday to monday completely different spheres of human activity sports health, politics, the return of crimea, military analytics, nine presenters, journalists, experts, opinion leaders in real time about the most current

but i mean, the big car companies right now seem to not want to be involved specifically bmw waldo and google, which is not a car company, but the bigger companies say that they are not going to be using ocean line metals until we know more about actually what it is that they do, they know how would you characterize so in got it, just put the, just a quick interjection. you know, that has been used as an easy uh, campaign slogan. uh, those companies, if you read the fine print, they are really making no tangible commitment. it was an easy way for them to just make the n g o is happy in score b r point. but the reality is that if they are needing a need, like even tests, like, you know, test last said, for example, they'd run on their cars, they're going to use lithium fine phosphate, which doesn't need whole board. well, if you read the fine print, they are still trying to source pull bar from blank or a major color mining company. and it's only one model in china where they're using these. so you have to be very careful. unfortunately, the devil is in the details. when you're going th

but for the time being um and then and get us not all car companies, but sorry, what is valuable in bmw you have made these commitments at least in the short term, to avoid metals from the deep sea. but of course those metals are not yet on the market anyway. okay. and that will be the final word, daniel ackerman, of silly molly marine engine wiley. thank you for joining me for this conversation . we appreciate it very much. now we're going to pause the conversation right now, but i'm very big. thank you. as i said to our guest and to our youtube community for joining us for this discussion, that is all for now. take care. we'll see you later. the the september. oh no, just india hose, the g 20 summit, where leading economies will discuss global challenges. the broad costs premier of a new series, exploring the implications of us and you forgot those for 1st amendment rights will lead to gathering new york for the un general assembly with the ukraine and the climate change expected to dominique talks. generation sports meets the icons who are challenging preconceptions and using the pla

the name of bmw gas germany is actually in a court should investigate the work of the cell because this company could not fulfill the obligations of several million dollars to start teaching, in fact, biogas is actually produced in the circuit using animal manure of plant origin, in fact, as it is placed with you. the reason for this bankruptcy will be investigated in the court. it is said that it is the product of the company itself. i said it was because of the crisis in ukraine and the fluctuation of energy prices, and actually the war in ukraine, the impact of the soft war on the world economy . we are talking about mr. zargar, an expert on international economic issues. at your service, please tell me about the effect of war how has the world economy been and to what extent has it been affected, and naturally , a war can have economic consequences for the countries involved in the war and other countries of the world, especially if we take into account that the countries involved in the war, which are in the international scene, have an important position when the war ukraine will

they travel around europe for bmw bribes.to, a ukrainian blogger with her husband and friends is a girl. these other states are advised. well, the son of the ukrainian prosecutor is chic in monaco guys. you can’t ban the son of a famous ukrainian prosecutor, because ukrainian corruption works the media reported that one of the kiev prosecutor’s offices released on bail 800,000 hryvnia several murders of recidivists at once, there is a borisdilka. in germany this night, a downpour with a runway thunderstorm went under water flooded 70 flights. well, passengers who managed to get on the planes also report anomalously powerful lightning discharges in the region , more than 25,000 lightning strikes were recorded per hour. the chinese foreign ministry urges tokyo to abandon the approved plan to dump into the sea japan's plan to dispose of contaminated water from the fukushima-1 nuclear power plant has raised questions from international debkas incompetently managing this process, and the government. japan does not provide effectiv

it has been deep named the detroit of asia because auto giants, including bmw, shim di nissan, titan motors, and landra have a presence there. meanwhile, the country is growing middle class as shifting to luxury vehicles from inexpensive cards. but most of the car is made in india, the in the country. last year, exported nearly 700000 vehicles. now that pales when compared to other asian countries, thailand exported more than a 1000000 cars. south career 2300000 china, 3300000. an ages biggest auto exporter was japan, with around 4400000 units exported. joining us with more is dw corresponded charl kaji k in delhi. charo and his oldest sector has transformed fast, but it's still far behind other asian countries.

hub of car making in india, it has been dick named the detroit of asia because auto giants, including bmw w, die nissan, titan, motors, and landra have a presence there. meanwhile, the country is growing. middle class is shifting to luxury vehicles from inexpensive cars, but most of the car is made in india. the in the country. last year, exported nearly 700000 vehicles. now that pales when compared to other asian countries, thailand exported more than a 1000000 cars. south career, 2300000 china, 3300000. an ages biggest auto exporter was japan, with around 4400000 units exported. joining us with more is dw corresponded charl kaji k in delhi, charo and his oldest sector has transformed fast, but it's still far behind other asian countries. why is that? well, a host of reasons actually uh to begin with cause it made a huge dent in the auto sector. and recovery started only in 2022. and even then some of the problems that lingered on. and now the semi conduct a chip, or there's that has been affecting auto sector the world over, has been affecting the auto sector in india as well. the suppl

it offers marketing solutions to some of the world's biggest companies, like bmw and jaguar. co—founder david steinberg, who told me why he thinks the benefits from al outweigh the risks. if you think about the evolution of employment, lots of it started with the advent of it started with the advent of information flowing freely quickly. so this first led to manufacturing, the move from very expensive countries to lower—cost countries. then it led to information service employees moving from expensive countries to lower—cost countries. we are now seeing the next big sort of leap the suburb probably will hit white—collarjobs more than the last two leaves but will create more jobs at the end of the day than i believe it was destroyed.- than i believe it was destro ed. �* , destroyed. as you said, in the ast it destroyed. as you said, in the past it was — destroyed. as you said, in the past it was many _ destroyed. as you said, in the past it was many of _ destroyed. as you said, in the past it was many of the - destroyed. as you said, in the past it was many of the bulutl past

consumers and by producing the vehicles here in germany, adults also competing directly with our need bmw, mercedes benz competing. and one of the top does come markets in the world that would really send the signal both to your opinion, consumers that have chinese products, can we make it here? but it would most likely rebuild the rates and also send the signal back home to chinese consumers and shows that next the, you know what our uses for making us markets in the world read to you mentioned their electric vehicles, for instance, that could potentially mean that chinese firms, automakers would benefit from state subsidies in germany. now just how would that affect, you know, the, you know, the politics in germany when it comes to tiny's firms receiving states subsidies. so yeah, well let me, let me 1st say it would kind of put chinese and german companies on a level playing field to some degree because german companies in china have loan benefits is from subsidies from the chinese government drive, tax cuts and additional subsidies for production on the certain way, this would actuall

strikes marine units infantry of the pacific fleet in the bmw-3 case , fresh data on the situation areransmitted to them by drones, as a result of which our military personnel successfully hit enemy targets. there, in the south donetsk direction, combat missions are performed by russian pilots, crews of ka-52s, using guided missiles, eliminated strongholds and a lot of ukrainian equipment in the special operation zone, along with the fighters , military doctors are serving. they are always where help is needed, risking themselves to save others . many awards on the front line today, on their professional holiday of the most difficult operation, despite the danger, without losing a single minute everything to save the lives of wounded soldiers our correspondent amir yusupov talked to real heroes. get some water there, hospital, 39th separate medical detachment of the airborne forces the first moment after the explosion a minute earlier, military doctors took out a thirty-millimeter projectile from the soldier's thigh. it miraculously did not explode in the operating room, it worked alre

i will be daddy for you grandmother and grandfather to drive 5 hours on bmw that's what i liked, generally's solve the problem, but i realized it's not necessary. it 's good in life that people sink to the ground, and we are next to people in other circumstances to eat apples to accept this whole wisdom of justice. i have no partner was shakurovskaya, kind. emercom of russia warns careless handling of fire leads to tragedy safety starts with you. emercom of russia we watch to know everything about russia the best historical series. we were alerted looking for radio operators working in general, quite naive. although, in principle, it is correct, if you are dealing with an amateur who does not know germany and i know germany a braggart, why and by the tail, if i did not know germany i would take him here, but i took him through to july, well done. maybe you want to take a look in the trunk? thanks, i'm always careful. oh it was. and this is pushkin. good evening, mr. boulevard. here is your cigarette match often dropped into this cellar called. why did it happen so? it was 10 years ago he w

mcilroy and the open champion brian harman are in a share of the lead after the first round of the bmwcago. world number two mcilroy holed a 40—foot chip from behind the green to birdie the 17th. a move which harman matched, with his birdie from a similar they're on five—under, a shot ahead of a chasing pack, including matt fitzpatrick and world number one scottie scheffler. and that's all the sport for now. hello, this is bbc news. banks will be fined if they fail to provide free access to cash withdrawals for consumers and businesses. this free access to cash withdrawals for consumers and businesses.- consumers and businesses. this is under new — consumers and businesses. this is under new plans — consumers and businesses. this is under new plans by _ consumers and businesses. this is under new plans by the _ consumers and businesses. this is under new plans by the treasury. l consumers and businesses. this is i under new plans by the treasury. the policy aims to ensure people don't have to travel more than three miles in rural areas to take out money or make deposits. the use of cas