as i was about to say, bny mellon has been successful now even though they have a very strong management core, they reached out and picked up charlie sharpe they recognize you need a constant reinvigoration of ideas, goldman sachs is an insular company. everything is internal you can't get anything out of goldman sachs. simple question was asked yesterday to goldman sachs, what is the stock buyback program going to look like every other financial company has indicated what that is because it's not a major issue we're not going to tell you, is the answer we're not going to tell you on basically anything it's a private company that is paying its people well, that is showing no improvement over a ten-year period for earnings or revenues or any of the key metrics which would drive stock prices -- >> hold on if you guys disagree with this call from dick bove, you should also turn some of your ire on that side of the desk because jim labebenthal agrees. >> let me explain it for fully this is a company that has a legacy of changing its culture right? you've had investment bankers in charge thro