reporter and sherrif of the club's speakers' committee, i will skip over speaker for a moment, bob carden of cornyn communications, the speakers' committee member who range today's launch. thank you very much, bob. allen wildmon of the fasb and test of our speaker. and finally night camping gear up to planters. [applause] the financial accounting standards board is on of those because i it government agencies that sense the business rules specifically fasb as it is known developed generally accepted accounting principles that businesses must adhere to reporting their results. this is done so businesses can in theory cookbooks to make themselves and their stock prices look better than they really are. good enough but if you picked up a newspaper in the last year you probably noticed that more than a few companies aren't doing very well. think your sam pointed everywhere and shortsighted ceos, sleeping or negligent regulators, overspending consumers and the sleazy lenders. fasb has been spent much of that criticism. and companies did generally follow standard accounting rules. these days fa