we're counting down the top value cities across the country with bob frick, senior editor at "kiplinger'ssonal finance" magazine. bob, good to have you on the program. thanks for joining us. >> thanks, maria. >> you took a look at the number of metro areas across the country. what factors did you find important in terms of which cities offer the best bang for the locals' buck? >> we looked at cost of living first. we looked at places with generally low cost of living and lohausing cost. some of the fairly big cities if you live in new york or washington like we do, ridiculously lohausing costs. we of course looked at if they're fun places to live, because who wants to live in a place where you're going to commute to your job and home. finally, we really took a look at the economic vitality. who wants to work in a place where you're going to be worried about losing your job. number 10, cincinnati, ohio. tell me about the job prospects and the cost of living in the queen city. >> well, one of the great things about what is going on in cincinnati right now is the economic revitalization. i m