that is all i have to say. >> okay, roger, go ahead. >> i would like to thank bob reischauer for pointing out the issue of quality. anytime you cut payments that are not matched by productivity increases weathered the payments to doctors or medicare advantage plans, you run the risk of reducing quality. for that reason, i thought that the original plan to pay private plans more if they achieved high-quality scores was a good one. we can argue about the measures of quality, but it was a good start. however, that plan got watered down to the point where it has simply become a way of restoring some of the budgeted payment cuts so it was someone step forward and at least one backward. now on the question of the relevant life expectancy for calculating the medicare obligations, i disagree with you. if you want to ask how much am i going to get out of medicare, at age 65, then you should look at life expectancy past age 65 but if you want to take a societal perspective, how much is society going to have to pay for additional medicare and then the right perspective is life expectancy at earth. >