i understand why many of you feel this week, stocks go down, unlike bondnd but if you believe there's less chance for down side that's not intelligent. i ll it wreckless. in fact investing none of your 401(k) money in stocks are more likely to jeopardizing long run savings then investing in stocks. you are racing against time. you need to generate enough money to support yourself by the plan you retire. qf you load up on bonds in 20s, 30s and 40s avoiding stocks because of the risk, you will never generate enough money to retire comfortably. the money will probably be safe but that's'sll it wilil be. it's not enough to get a low-single digit return low below 00% low yielding treasury. be a suicide pact. you need to use your money to make more money,y,erhaps a lot more money. let's not forget bonds are not safe. there's moment it's bonds couldld be risky in an environment like we have rgs, faster rates rise harder those bonds fall. could lose money if rates shoot up. will happen if the federal reserve are not careful. keep your retirent moneyeyn bonds meechbans you likely won't generat