troy: look, i mean, if you are a bonilla fixed income manager focusing on credit attempting to add valueod luck and god bless. things are so tight, and certainly the expectations have come down dramatically, as they should. almost all of the data or spread compressions occurred. you have record low non-loss adjusted yields, close to record low loss suggested yields. the only area of fixed income if you are concerned about making high digital returns is still instructor crush -- structured credit, but they are 100 to 150 basis points into better economic outcomes. it's one of those periods where, for investors, they can go across capital structure or region, or asset class. if you want to make high single digit returns were better, you will have to live it with market to market volatility, select areas in equities, and we have a meaningful bitcoin position on, talk about volatile. but that is the only way you will put up meaningful returns because fixed income credit is an exceptionally opportunity core environment. jon: what you just had a minute to go, i want to sit on that to wrap up t