boo ya, jim. >> boo ya, linda. what's going on. >> caller: so wonderful to talk to you. moneymaker. >> that's high praise. >> caller: thank you for your wisdom. i'm a retired postal employee who worked for 45 years. i have no financial investment knowledge. i wanted to know how do i buy stocks and i wanted to ask you should i try to invest my thrift savings plan money in s&p index funds or magnificent seven or nvidia or all nvidia? >> you're sweet to trust me. i do want you to start with your first $10,000 in an index fund. you'll buy it this following way. you'll put -- if you can, put a couple hundred dollars to work each month. i don't want it in all at once. if the market drops extensively, big, more than 10%, i want you to take the month you would have bought two months from now and put it to work with that current month. that's how you're going to get the best pace. stick by that discipline and don't go any faster. then i'm confident you'll get good prices and not feel like somehow you got hurt. i love nvidia. not the right method of diversification. when you're fa

. >> caller: boo-yah to ya. i truly enjoy your show and my kids enjoy your show.u so much. i want to take your -- to get your take on backing up the truck on a biotech where johnson & johnson and sanofi are the second and third largest shareholders. they got some manufacturing facilities and a robust pipeline and kind of a novel gene regulation technology. the ticker is mgtx. >> you know what? this is a curiosity because those companies would not be putting that much money in unless there's something there and yet it hasn't done so well. i'm going to put it as a spec. i think you speculate on it. just put it away. speculate. if's something great happens terrific. if not you won't even notice. let's go to james in michigan. james. >> caller: big jim, thank you for taking my call. can we get a boo-yah? >> boo-yah! >> caller: okay. jim, i cannot tell you how much we love your show. and we've made some great money. >> thank you. >> caller: we've made some great money in the stocks. >> yes! nvidia millionaires. that's what we're looking for. >> caller: jim, your though