the other thing is believe it or not the baby boomers it's not all about the boomers. we simply are engaging in society. even when the boomers pass on we are going to be an older society. this is a global phenomenon. the u.s. has a relatively young population compared to places elsewhere in the world. we have to break down a lot of stereotypes we have about older people in their creativity in her knowledge because there's a sense of the real problem with our economy as we will have all these old people and they are not very creative and stuck in their ways and we have too many young people supporting too many older people but that belongs to a different economy in a different society the different era. i think we are going to learn older people are creative and they will continue to work. they will be doing different things. look you and you are doing something for 30 years do you want to do a? no you probably want to find something else to do but you will contribute and your employer is going to be healthier in a household income will be higher in the social security

of 10,000 per day and 4 million per year for the next 20 years that the youngest baby boomer turns 50 anyone younger than 50? i want to talk to your generation also. this just came not from the merrill lynch study more people now cite alzheimer's as a serious condition more than a cancer stroke heart disease diabetes and arthritis combined. the most worrisome diseases. look at the age brackets 55 or over it is definitely alzheimer's. then cancer. this is the most worrisome diseases later in life but what is most breaking it is not just the baby boomers but our children who are worried. they are watching us take care of our parents looking at the wear and tear and what it causes havoc to their dreams that might be put on hold to say is that our future? this is one of the first times we are beginning to understand how infectious and i say that although it is not a disease that way but the way it is to the family. to those of us who have spent time in this town the debate was social security to create that intergenerational old rivalry. this time it will be alzheimer's. this tells you ho

the other thing is believe it or not the baby boomers it's not all about the boomers. we simply are engaging in society. even when the boomers pass on we are going to be an older society. this is a global phenomenon. the u.s. has a relatively young population compared to places elsewhere in the world. we have to break down a lot of stereotypes we have about older people in their creativity in her knowledge because there's a sense of the real problem with our economy as we will have all these old people and they are not very creative and stuck in their ways and we have too many young people supporting too many older people but that belongs to a different economy in a different society the different era. i think we are going to learn older people are creative and they will continue to work. they will be doing different things. look you and you are doing something for 30 years do you want to do a? no you probably want to find something else to do but you will contribute and your employer is going to be healthier in a household income will be higher in the social security

why are so many baby boomers getting into entrepreneurship?> because they want to keep working or they need to keep working and they have a wealth of experience, resources and expertise to bring to the table. >> yeah, there has to be some pitfalls. what are the challenges you would warn people about. >> even though they may have managed big departments and run businesses within a corporation, running your own business is far different. you need to have a plan. a well thought out business plan. it needs to include the income statement and cash flow analysis. you need to have a well thought out plan that includes your target audience and how you're going to market all of these things and the small business association is really good about giving you tools that can help you get there. >> what are some of the first steps if you're thinking about jumping in on this? what's the first things you should consider and what are the first things you should do? >> figure up your start up costs. do a break even analysis. how much time is it going to take yo

. >>> and more and more boomers are doing it with success. what you need to know before you start your own business. >>> from being fired to being on fire, up next the ceo brian o'kelly had a major setback that led him to his own billion-dollar setup. he lets customers buy and sell ad space in realtime. how did he bounce back from his pink slip and what can you do to replicate his success? brian is joining us with his career lessons. brooi brian, thank you so much for being here. >> thank you for having me. >> let's talk about your company, it recently hit a billion dollars. it is amazing when you consider that it is profitable compared to what a lot of start-ups see, why do you think that is? and why is it so successful? >> the idea behind appnexus is advertising is the lifeblood of the internet. so many of the internet properties are funded by advertising. so we think that making contents more valuable makes the internet a better place. and so what i invented about ten years ago was the ability to have an auction for every ad, so in the bli

. >> and more and more boomers ring ring!... progresso! it's ok that your soup tastes like my homemade. it's our slow simmered vegetables and tender white meat chicken. apology accepted. i'm watching you soup people. make it progresso or make it yourself some people think vegetables are boring. but with green giant's delicious seasonings and blends, we just may change their minds. ho ho ho green giant! >>> from the very minute you have this idea that you want to be in business you need to have that card. >> presentation is everything. it's not only first impression of you but you're handing them this product that's going to define your business in their mind pretty quickly. >> you want a very thick card that feels nice in your clients hands. >> sometimes i want a glossy card but for other projects i don't necessarily want that. >> your business card is a reflection of you and should say exactly what you want. get 500 business cards starting at 9.99. enter tv 500 at vista print.com. >> that business card has to be phenomenal and be elegant

american baby boomers saw retirement fall by a trillion during the financial crash of 2008. this year has been such a roller-coaster ride that many feel lucky to break seven. with few other options americans mostly rely on 401ks and iras to save up enough money. numbers by the federal reserve show older boomers experience a decline in savings between 2010 and 2013, each though the stock market and the housing market saw a recovery over that time. >> that's our show. you can catch real money week days 7:00p.m. east, 4:00 p.m. eastern. i'm ali velshi, thank you for joining us. [ ♪ music [ ♪ music [ ♪ music ] [ ♪ music ] >>> hello, i'm grichard gisberg and you are the "the listening posed", here are some stories - sorting the science, the ebola stories coming from afri

american baby boomers saw retirement fall by a trillion during the financial crash of 2008. this year has been such a roller-coaster ride that many feel lucky to break seven. with few other options americans mostly rely on 401ks and iras to save up enough money. numbers by the federal reserve show older boomers experience a decline in savings between 2010 and 2013, each though the stock market and the housing market saw a recovery over that time. >> that's our show. you can catch real money week days 7:00p.m. east, 4:00 p.m. eastern. i'm ali velshi, thank you for joining us. >> >>> columbia's government puts peace talks with f.a.r.c. rebels on hold after the kidnapping of a top army general >>> i'm shiulie goch with the world news from al jazeera >>> japan's economy is under pressure as is sinks back into regression. >> president obama says the beheading of an american hostage was an act of

american baby boomers saw retirement fall by a trillion during the financial crash of 2008. this year has been such a roller-coaster ride that many feel lucky to break seven. with few other options americans mostly rely on 401ks and iras to save up enough money. numbers by the federal reserve show older boomers experience a decline in savings between 2010 and 2013, each though the stock market and the housing market saw a recovery over that time. >> that's our show. you can catch real money week days 7:00p.m. east, 4:00 p.m. eastern. i'm ali velshi, thank you for joining us. >> outrage over the murder of an american aid worker at the hands of isil. we're live in washington and in bag dodd with reaction to his death. >> a surgeon is fighting for his life after contracting ebola in sierra leone. >> pushing through immigration reform with executive action, president obama will go it alone and he is ready to do just that. we'll get reaction from roberto gonzalez,

it's baby boomers. they're turning earnings around. slid from 2011, 2013, they're turning it around. charles: you look like a cruiser. >> i am. we're sitting here saving. that is what every family -- they want to literal. -- it's great for kids with family. >> i don't want to do it myself personally. >> royal caribbean. being launched here this month out of new york. great thing. skydiving simulator. charles: i like the smaller ones. i would not get on one of those big boats. too many people too many people. i wouldn't leave new york city. >> i would not never set foot on a cruise. baby boomers feeling better about the economy. where will they go on vacations? charles: and cheap fuel. great stock idea coming up later. a lot of stock ideas already. we'll go heavy on the markets. we want you to make money. this is a big investment. the company there are some companies that are engineering for growth. those are the ones you want in your 401(k). we'll share the names stay tuned ♪ ♪ how can power consumption in china, impact wool exports fr

i am actually a baby boomer, at the edge of the baby boomer, and i know that baby boomer era. there's this huge boom in a population of seniors in our city that will grow. i think by 2020, 60% of the population will be seniors, and i think some people are now defining 60 and over, but i think generally, people looking at 65 and over. that is a huge population. i'm trying to look at issues of senior nutrition programs, alzheimer's research, but even housing policies that allow our buildings to become more senior- friendly. i guess we are calling it developing an aging-friendly city. we are also looking at how to support senior services and unique neighborhood by neighborhood programs called aging in place or village models that allow people who are older or seniors getting older to be able to support each other and to stay in their homes and communities longer so they can be contributed to the community as long as possible as opposed to institutionalizing them, which costs quite a bit more. so i'm looking with senior group's ideas of how to create more aging in place programs n

millionsrch suggests in a baby boomer generation are not getting a simple test to detect dementia. gotten an half have test called a clinical cognitive evaluation. skipping that test teens missed opportunities for early treatment that might make a difference. >> the number of people being caught up in the heroin seen in fairfax county has almost doubled in 2014. >> jeff goldberg explains what experts are crediting the spike to and how the county is trying to stop the growing trend. huge's just a heart -- the whirlwind of guilt and depression. >> use only 21 years old, a girl we will call riley. the addiction started with prescription opioids like oxycontin before moving to heroine. >> riley realized her life was out of control and she needed help. her story is now more and more, and in fairfax county, where heroine has become an epidemic. so far in 2014, police reports overdoses, 17 of those resulting in fatalities. nearly double the rate compared with this time last year. a consistent challenge for fairfax police and those who deal with treatment is that people are failing to gras

present on the growth and influencing trends influencing growth and part of the story is how baby boomers and mellenials are leaving in the city to drive for new development in addition, the city has a goal to produce, 33 percent of new residential units as affordable up to 60 percent of residents, and many are being built on the east side of the city and much in the district that i represent, which includes the south of market and mission bay and historically many families have students that go to sfusd and we also have okeefe who will be presenting to provide an overview of the current methodology for projecting enrollment forecast and incredibly interesting and i had a moment to glance at it and how they plan for potential growth and additionally the school district is being asked to weigh in on developments that could have a impact on school sites and like to consider the big picture throughout the city rather than just being ad hoc and site specific at each instance and i know that the mayor and the supervisor carranza, have been thinking about this issue and i want to thank, mendoza

next one is -- boomers. boomers. makes sense. okay, let's find out.es, that is a male strip club. [ applause ] boomers. next one. vegas rat rods. vegas rat rods. strip club or -- all right. we're mixed on this one. it is -- it's a discovery channel show. finally, shooter alley. is that a discovery -- all right. and the answer is -- it is a male strip club. it's in atlanta. two for one tonight. stop by. [ applause ] did you know today was a holiday? today was linkelinkedin's secon annual bring your parent to work day. isn't the point of having a job is so you can get away from your parents? why would you do that? the only upside is, there's no way your boss can yell at you with your mom in the room. and where does linkedin get off coming up with a holiday? why don't make a holiday we would enjoy? like, national don't send me 15 e-mails a day asking me to join linkedin day? thank you. [ applause ] oh, a struck a chord. you know, amazon is -- they're working on new ways to deliver the items that we buy online. in san francisco and l.a., amazon is testing

the boomers are somewhere in the middle. where are they? >> they are more 401k.ies have basically closed their pension system and moved people into a 401k program. so the amount of pension they accumulated up to a certain point is still with them, but after that they had to move to a 401k. the government is the one area where they still have very, very good pensions, and that's why your state and local taxes are still going through the roof, is because those pensions have to be paid. and they have a very, very high level of pension income. but they are the only two components of the economy that forward. thing? >> no, because we make it easy for people take money out when they need it. so we make it easy somewhat. there were penalties imposed but now we have taken them out. and you have to tribute. you have to say i'm going to reduce my spendable income today to save for tomorrow. >> and we also are a society which glorified the buying of the house, which as you said, has now hurt us a little bit. we have never glorified saving for requirement. >> well, we used t

we all know that 80 million baby boomers are coming in another entitlement programs. there were 60 workers. in 20 years, there's going to be two. on the state requires us to tell young people these trust funds are going to go broke unless we adjust the eligibility by a couple of years. 80 million baby boomers are going to retire. unless you have [inaudible] any volunteers? we better have a rational immigration system. the national debt is driven by entitlement spending. medicare and social security combined would take up all of the revenue collected. requiresowles generating revenue not by raising tax rates and closing loopholes -- i would do that if i could find a democrat who make the structural changes in entitlement. if you make over $250,000 a year, the government gives you $109 to subsidize. -- adjustment generate revenue to pay down the debt. i think that day is coming in washington. the people you know in politics, who is more likely to be in that room doing this bill? same question. how do you fix national debt? how do you do in the highly charged partisan en

in the boomers is in mid-teens. which is lower than it has been historically. the saving rate among millennials is in negative 2 percent. neil: so how do you get them back from that. they're leading the parade saying it's a fixed game. >> it's showing them they can win. neil: you never see hints that it isn't a rigged game. >> yes, i do. neil: a lot of people say you're into it. you can succeed in the system. >> i make it clear where the challenges are. there's a whole section of the book about the nine lives sold to you. neil: they have to get commission. these guys get commission. >> you want a fiduciary. either do it yourself or a fiduciary. someone legally loo out for your best interest. i went to the best on the face of the earth. ray. hundred $60 billion. ray, tell me if you couldn't give any of your money to your children, all you could do was give them a set of principles, a set of rules, maybe a portfolio and was going to make them wealthy long-term. he said i would do my whole weather portfolio. it makes m

we're the only to a baby boomer president's. and the governors of the top western states with retail politics. now we're both grandfathers. and we both love george h. w. bush. but i have been a witness. so we set up a delegation. >> and this was clinton and conti. [laughter] because of the manifest. >> and a good experience. in not only as a political adversary but said dialogue that they have is so respectful and loving it is the great example today. >> i think it is polluted by the anonymity on the block was fear that they can say whatever they want without responsibility. we will see it is kind of hard to watch because you want to make sure the it is not and people look at the arena to say why would i want to do better put my family through that? you are a living example and i was impressed to love america enough with said grandmother? maybe a few ties but your grandmother. [laughter] >> i never would get to be governor of texas. >> that is the great gift with a the mother and the siblings and they give as much more. >> guest

a lot of baby boomers, 50% of them are divorced so they're out there looking for spouses too.looks. again, this is a filler lift. basically not surgery but using filler as botox, chemical peeling to improve the looks. >> does the type of procedure mitigate the risk? >> absolutely. this is not surgery but again it's a malady of older patients. so yes, procedures longer than six hours really do have a higher -- not only in older people but younger people too. they specifically look at oxygen fairians, people who are over 80, again about a 2% complication rate. the same as if you were in your 50s. a lot of this has to do with new surgical techniques that have improved. >> we're talking black friday, gift giving. plastic surgery. is that the gift that people -- how do you bring that up? >> carefully, delicately. >> something you tell them? >> there are gift certificates available for, you know, $500 or $1,000 for fillers or things like that. to give someone a breast reduction or rhinoplasty, they might be offended so you have to be careful there. >> it is on people's wish list. >>

world i think we're leaving the millennials a more difficult world than we were left by as a baby boomery our parents and i want to think that american higher education and a place like northwestern university is part of the solution not still another part of the problem. >> morton schapiro is the president of the northwestern university. we want to thank you and your staff for joining us for this conversation, talking to our viewers and allowing the c-span bus there at northwestern university. appreciate it. >> it's an honor to be here. >>> throughout campaign 2014, c-span has brought you more than 130 candidate debates from across the country, in races that will determine control of the next congress. this tuesday night, watch c-span's live election night coverage to see who wins, who loses and which party will control the house and senate. our coverage begins at 8:00 p.m. eastern with results and analysis. you'll also see candidate victory and concession speeches in some of the most closely-watched senate races across the country. throughout the night and into the morning, we want to

we all know that 80 million baby boomers are coming in another entitlement programs. there were 60 workers. in 20 years, there's going to be two. on the state requires us to tell young people these trust funds are going to go broke unless we adjust the eligibility by a couple of years. 80 million baby boomers are going to retire. unless you have [inaudible] any volunteers? we better have a rational immigration system. the national debt is driven by entitlement spending. medicare and social security combined would take up all of the revenue collected. simpson bowles requires generating revenue not by raising tax rates and closing loopholes -- i would do that if i could find a democrat who make the structural changes in entitlement. if you make over $250,000 a year, the government gives you $109 to subsidize. age adjustment -- generate revenue to pay down the debt. i think that day is coming in washington. of all of the people you know in politics, who is more likely to be in that room doing this bill? >> same question. how do you fix national debt? how do you do in the

>> the two fastest growing group starting businesses are women and baby boomers. don't hear their stories. i'm a big believer in the role model effect and we need other stories so that we understand it's not just mark zuckerberg becoming an entrepreneur. we know that in terms of venture capital, that only 6% to 8% of venture-backed businesses are started by women. and that's a fact. and i'm all for the efforts to increase the number of young girls in s.t.e.m., in science, technology, engineering, and math, but, again, i think that misses the point. so many of the female entrepreneurs start by solving a problem in front of them. in the case of pepperidge farm, it was a woman who grew up in the great depression and her son had food allergies and needed gluten-free bread. they didn't have it, so she ended up creating it. she said her first try was like the stone age bread because it was that hard. it becomes pepperidge farm. that's amazing. we another hear of those stories. so i think by overfocusing on the tech, we're discouraging a whole host of people who have a c

one out of every four boomer woman will have more confidence and a greater role in the decision making on financial matters in her household. one out of every eight millennials woman is engaged with finances. women graduate more than men from college yet they don't have confidence about investing and financial matters. >> 102% of men know that's not true. >> case rested. thank you so much. great to talk to you. >>> our record train here is rolling on with a spot stat that will blow your mind. why the two-car family may be headed the way of the dodobird. >>> the man himself, that guy, kevin harvick is going to join us. we will talk racing and will probably ask him how he plans to invest all of those millions that he just won. (vo) watching. waiting. for that moment, where right place meets right time. and when i find it- i go for it. (announcer) at scottrade, we share your passion for trading. that's why we give you the edge, with innovative charting and trading features, plus powerful mobile apps so you're always connected, wherever you are. because at scottrade, our passion is to powe

. >> we're the only two baby boomer presidents. we both like retail politics.h, you know -- you know, we both can talk a lot. now we're both grandfathers. >> but bush doesn't rule out an epic rematch between the bush and clinton families. >> i heard him say he doesn't like the idea of a political class, the idea of bush/clinton, bush/obama, bush troubles him speaking to his great integrity. i said how does this sound? bush, clinton, bush, obama, clinton. >> clinton calls him w. he calls him bubba. if this family matchup happens, game on. bush gives it about a 50/50 chance that jeb will actually decide to run. erin? >> he will have to put his brother out there with his humor. i think people saw a really wonderful side of him. thank you so much, suzanne. >>> president obama, not a baby boomer president. looking dapper in his star trek tunic at the apec summit. vladimir putin didn't look as good in his shirt. he looks better with it off. jeanne moos on what's being called the chew and flirt summit. getting in a groove. growth is gratifying. goal is to grow. gotta

boomer sooner trying to stay on the winning track, hosting the jayhawks. could be stormy weather in the great plains. we'll watch that carefully. i mentioned a little chance for snow wednesday. could be a fairly productive winter from a snowfall perspective. for more on the official storm team 4 winter weather outlook here is chief meteorologist doug kammerer. >> two words. cold and snow. those are the two words that crippled our region from january to march last winter. it was a winter that seemed as if it would never end. the big question is, will this year be as bad as last year? the answer? i think it may just be worse. last winter was cold. it didn't start off that way. the cold set in in january. we are talking arctic cold. that cold lasted all the way to march and so did the snow. on average, d.c. gets 15 inches a year. last year we raked up over 30 inches. while areas to the west, like dulles, saw over 50 inches and a bit farther to the west, incredible 80 inches of snoecw.t this year, however, it's a minor factor in the overall pattern. the bigges

tech adding to the improving financial industry and the migration back to the city by both older boomers and younger millennials. supply and demand it's as simple as that. fo i'm diana olick in new york. >>> why the business community will be paying close attention >>> a senate panel report finds three major banks exploited the commodity marks. found that gol sachs, morgan stanley and j.p. morgan manipulated prices and gained trading advantages by the banks were stockpiling. >>> wells fargo bank is looking to help out certain customers who are feeling crushed under the weight of too much student loan debt. nation's private lender has agreed to review cases and will modify the loan debt, even lowering the interest rates based on income. >>> president obama will speak to the nation in a primetime address thursday night. announcing a plan to use his executive power to fix the nation's immigration issues. and setting up a big fight with republic john harwood joins us from washington. what a busy week it has been, . what exactly is the executive action? >> reporter: we don't know all the deta

one of the biggest trends we have going on in america is the graying of america, the aging of the boomerst there. i think health care is a durable trend that people can invest in now, i'm looking at hdp that deals in senior house, i think ood long-term play for the dividend. david: tracy, is now a good time to buy? >> if you're a newbie, i wouldn't be trading this market. nobody's here. the city's going to be empty in a couple of hours, right? david: that's true. >> but you still have to be in this. december's historically a great month, so don't be scared off by the global headlines, i think the market's still going. david: rick, tracy brings up a good point, a low-volume market very often is most dangerous because it doesn't take much to change a stock's value. >> i agree with tracy, but that's not the way i trade. i buy things, i sit on them. david: so is it possible to be a bear in a bull market and still make money? "the new york times" had a piece suggesting that you could, in fact, focusing on one hedge fund that's done exactly that, tracy. >> look, david, i think this is dangerous

no coincidence no baby boomers think that we as parents are starting to think about those and this generation will not put up with to be wards of a nursing state. [laughter] >> host: end of life is a tough subject to talk about because it is polarizing if people had individual experiences or have seen someone on a ventilator for logger and someone would ever have wanted. you seem to nicely discuss the issues of the end of life care by focusing on life not just deaf to to achieve we will achieve. what inspired you to take the positive approach to the polarizing subject? >> i even talk about assisted suicide. here is the fear that people have that the discussion of the end of life will all about what you take away. that people learn not giving up soon enough but it is really fighting for goal setter different and i realized the goal is not a good death number one death is messy and is not entirely in our control. but second that is a tiny moment to the and if that is about life and living in beginning to recognize to what the field was already discovering with that incredible a polarized but yo

the baby boomers in the next five to 10 years are at the beginning. >> what are you telling people to buy? what are you telling your clients? >> we buy industrials at this point in time. we think it's the economy phase, back the other way around, and it's been a cheap market for two or three years versus the u.s., so i think they'll rush a parent's fear possible. >> what about japan? would you be nibling at any japanese stocks. that market had the most expressway. >> i'm more poo that i'm negative. i think they will mix it no, but it is a very tough row for them to hoe at this point in time. they would have to. and a. >> john, if you had been on the program a few weeks ago, we would be asking you about all your marriage. we're talking bsh what should the investors be looking for, sort of the red flag. >> what makes it go up may make it go down. i'm looking at res nears, but that's. i think they will get better. there's talz psychology wasn't dead to the u.s. spoupd only qe yerks took it away and they'll be back. >> john, on that note we'll leave it there. john fargo, well managed fund

so not just the retired baby boomers but prime age workers are not participating in the way that they've done historically. and combine that with the weak wage growth. putting that all together it looks like strong evidence that there is still flack in the economy and room for more improvement. >> quickly before we go to a break when you look at those prime age working year numbers, do you suspect people are working but just not in a way that we can't count. off the books work, cash only economy. >> we're looking at the household survey numbers. so it is at least catching the self employed that might be one thing that we're missing from the payroll numbers. in terms of have we suddenly developed a big black economy, i don't think there is evidence of that. >> we'll be back with more merchandise story after this short break. when we return when it comes to jobs what does a virtuous cycle look like? more jobs make more customers, who make more jobs. are we at long last with unemployment below 6% finally in one? >> the stream, >> your digital community >> you pick the hot topics and express