they are often referred to as boom boomerrang kids. today in our weekly financial fix, the financial ground rules when adult children do move home, when you got those boomerrang kids. karen lee author of "it's just money." joining us right now. so, you get a call from your kid, you're thinking okay everything is great. i'm coming back home. there's a sinking feeling sadly that a lot of parents have because they are looking at the there are signs. it's going to cost me. >> they are losing independence of their empty nest. first thing i want to talk about is they've got to start with looking at their own finances. can they really afford this? now, i get -- >> you're already saying there should be an option. parents should say yes you may come home nor. >> i'll go out on a limb whether they are 30, 40 or 50 they are still your babies so there isn't a big option. the ground rules would be dramatically different if you ask yourself can i afford this and of course i'm always talking about talking openly and honestly about money so the next t