i am brad graham along with my wife. we have a great event for you this evening with michael lewis talking about his new book premonition. we would like to thank our friends in miami and harvard book store in cambridge massachusetts partnering with us to make this event happen. a couple of brief housekeeping notes first, a question at any point during the talk just click on the q and a icon at the bottom of the screen. the chat function will be available for audience comments this evening. in that column you will find a link for purchasing additional copies of the premonition. in the introduction of his new book defines his job as mainly finding the story and the material. he has done that consistently with extraordinary success with it 16 bucks over 30 years. found the story where the subject has been wall street, baseball moneyball, football and the blind side, fatherhood and home gain. the sub prime mortgage collapse. high-frequency trading and behavioral science and economics. the unduly project or the hollowing out