the new risk to the market are andreas garcia amaya the founder and ceo of zero financial and brad mcmillan the chiin stment officer at commonwealth financial network. andre it's good to see you n. ag let me just begin with this idea, you have a very global perspective on investing. is thereg anyth this threatened trade tariff that should change my fundamental posture as an investor? >> i think that's the right way of framing it, and the answer for me is no. the fundamental picture is that we've had a globalize d synchronized atcovery. this is a wrinkle, right? this potential trade is a wrinkle but it doesn't change what was my view earlier is stocksere already expensive, even going into this here in the united states w should expect lower returns than they have seen the last seven years. this is new and the market doesn't like it so i'm not surprised we've seen more volatility than in prior months. >> would you agreeith that, brad, overall? i mean the fundamentals certainly haven't changed. but some of the outlying chatter, if you will, certainly has. >> i do agree with that. and i think y