and that's where the real threat could be i don't know i'm just kind of joking about that but brad you middleton who was great out on wall street talking to folks by the way it's hard to get people on wall street to talk they usually just run by me but he talked to another ground the street about impact and i got a great response let's take a listen. let's prevent big business from expanding easy low interest rates access to credit getting being able to qualify for number one but. it also has to do with their perception that the economy is going to grow this morning is that con to be stagnant and it's just flat it's not worth the risk of borrowing more money even at low interest rates to expand your business because you don't see the future sales interesting point let's bring back entrepreneurial and vester reggie middleton author of the popular boom bust blog too i should say so reggie first of all great job out there today you elicited some great responses from people who had some great conversations so what did you think of that gentlemen's analysis is that does he see it the same way you do