brenda buttner is the anchor of "bulls and bears." hi brenda. >> how are you? >> i'm well.reak it down. you're saying more than half americans are not investing in the stock market. who's not in and why? >> it's very interesting, because basically bottom line mom and pop investor are not on wall street. 52% of americans are not in the market. it's interesting the reasons why. it's not because they don't trust stockbrokers or because stocks seem so risky even though we are just nine years past the big bubble of the housing market bursting. it's because they don't have any money. 45% of all working-age households have no money to save for retirement. you're it retirement money people put into the stock market because it can give you a good return over time. they just don't have the money. >> people know their pocketbooks and their balances in their check books better than we do. how do you know if you should be in the market? maybe you do have enough money to pop in there. >> well there are a couple of things. i won't tell you what a stockbroker will say. i will say this. num

joining me is brenda buttner anchor of "bulls and bears."a you brought five tax mistakes that new homeowners make. we start with not tracking your home improvement expenses. >> if you bought a fixer upper and are used to renting and not keeping receipts for home improvements, that is a mistake. you should keep them. energy efficient improvements or if you put in an entrance ramp, you can get deductions for those. be sure to keep all of your receipts. >> you say using your home office deduction, most do that incorrectly. >> it is a huge red flag for the i.r.s. just seeing a home office deduction can lead to an audit so be very careful be very conservative. i would talk to a professional about it. i would not try to do this on your own. there is also a new home office deduction form that is simpler do you not have to measure your office. again, talk to somebody who is a pro. >> a lot of people out there are blogers now and technically that is their job working at host. >> it all depends on how the i.r.s. is feeling when he looks at your form b

hi, i'm brenda buttner. this is "bulls and bears." here they are the bulls and bears, gary b. smith, jonas max ferries authorities nabbed all these guys but are we doing enough? >> there is good news. the good news is so far we've been catching these people. they've been stopped again and again. the bad news is that odds are eventually one of these people is going to slip through the cracks. isis is a ferocious and their mission is strong and they are nuts. maybe not this year but it's going to happen eventually. there are three options. one is we realize what amateurs these lone wolves are, or it could be something like the boston bombing which was tragic and terrible but survivable, or it could be 9/11 and shut down a whole industry. it could happen in a fast food restaurant, a theme park or a mall. it can be very, very bad for the economy and all americans. it could be really serious. the problem is a big problem. usually governments don't spend money on something until the problems occur. it was well known new orleans was right in the line of a hurricane and couldn't susta

hi, everyone, i'm brenda buttner. this is "bulls and bears." here we are with the bulls and bears this week. welcome to everybody. hadley, instead of planning to lift sanctions, do we need tougher ones for iran? >> yes. we certainly don't need to be fiddling around with lifting sanctions on iran at this moment. we need to see proof from iran they are willing to stop entirely with their nuclear program. we need to go back to our original negotiations goal. this is not a gift for iran. this is something we need to think about globally. the global economy is better off with we have geopolitical stability. we will be better served in the long run that united states can ensure iran is not on the path to nuclear weaponry. >> a lot of our friends are saying this enemy iran needs more sanctions, not lifting them. what do you think? >> if you took lee ray 12 fish he would complain because you didn't bring him 15. he is mean and angry. that's happening in the world. we need to let this thing see itself through. there are three more months before we see t

joining me now is brenda buttner fox news senior business correspond end, anchor of bulls and bears. good to see you. >> thank you. >> it is a very generic and sort of fungible term, middle class. i'm not sure even economists fully understand the parameters of it. what is it? >> instead of looking at economic statistics and median income and all that the way i define middle class is if you feel plidle middle class you are middle class. and fewer and fewer people do. that's because this recovery has been anything but tepid. and wages are stagnant. and the cost of living is going up. look at college education health care. these are all making it impossible for people to have what the middle class is, what is, you know housing, college education, retirement savings. it's really not -- >> you know the labor department tells us that the jobless rate has fallen to 5.5%. but the truth is the real or effective unemployment rate is more than double that. manufacturing, new home construction, that seems to have slowed down consumer spending, which is you know, the engine of economic growth, is

hi, i'm brenda buttner. this is "bulls and bears." here they are the bulls and bears, gary b.