my name is brenda mc nulty. and i appeared before to you seek a second term to serve on this commission. first of all, let me tell you my qualifications. i have a bachelor's in economics. and i have a masters of business administration degree focus on finance. in addition to that, i like to share that i'm currently full time retired but over 33 years of experience working in the financial services industry. to give you an idea of the types of jobs i had. i had managed cash for i large corporation wl grace, does not exist anymore. i worked for the treasurer in financing. i fan a bond portfolio. managed foreign exchange not relevant to this position. i have also had experience in budgeting and understanding the cash modes and of operations. an investment add visoror my experience related to [inaudible]. next i would like to share with you my understanding of how commissions work in the city this is my second term, prior to my service in the treasure oversight committee i served on citizen general obligation bonds.