let's go to brenden in virginia, brenden? jim, this is brenden, how are you >> good. >> caller: my question is about alibaba group. >> i like it buy it and put it away let's go to luiz in north carolina, luiz. >> caller: hey, jim, it's lieu west how are you doing? >> doing great, how about you? >> caller: great i missed a huge move in my portfolio and i'm a stock guy, not etf so i found power house has sank, has aluminum, iron and guess what throw in some oil and gas plus a wonderful safe dividend of 4%. what do you say, my stock is bhp. >> i like bhp. i remember the old broken hill properties i think you got a good one nice of what is working now. molly? >> caller: long time watcher, first time caller. because of you, i've been interested in investing so thank you for all you do for the home gamers >> that's terrific t thank you very much. >> caller: i joined the baits group, we're armature club venture. >> it's a good financial company and should be selling at a higher price than it has, low price. i would be a buyer of it

>> reporter: so like carrie and brenden did here, it's an assessment of your own finances.hese levels. then you want to have at least 20% for that down payment. make sure that the monthly payments you're making on that new home are less than 25% of your monthly take-home income, and that includes things like homeowner's insurance, taxes. remember there is maintenance involved in maintaining a home that you buy, and timing is really key here, george. you want to make sure that you are planning to stay in that home at least for five years especially with prices at these record levels because they can fall a bit. you want to be able to ride that out so that if you need to sell, you can sell when the house is higher in value than the time at which you purchased it, george. >> and the benefits of renting? >> reporter: so there are plenty of benefits to renting. it's flexible. if you don't know what your long-term situation is going to look like, what your job is going to look like, if you are moving to a brand-new city as a lot of people are, trying out something before you make