we would use it as an opportunity to get out of the financials that have move sod brilliantly and broay, european and u.s. sell those stocks and buy back in to big dividend paying global gorillas, talking consumer staple stocks. talking about technology, area health care. these companies have impregnable balance sheets cash flow generation, ability to raise dividends. >> the dividend pairs is a drouded trade and so what, soo lot of people like to get regularly -- regular income and dividends. so you are still getting your dividend. the fact is they have not performed well in the last year and i checked and it's tr. you are getting a dividend but the performance wasn't there. >> maria, the crowded trade aspect, just in general, i would say breeding is -- breathing is a crowded trade. are you going to hold your breathe because it is a crowded trade? we think this is a longer term, multiyear trend so companies have been sitting on that cash, harboring it. they have been worried. i think it's amazing the confidence that has been growing. the fact that we did not have a deadlock here at the

they've been broay supported for families that have fannie mae and freddie mac or f.h.a. mornings. we ought to be the same thing. it's a simple matter of fairness. i think when folks in congress take a look at this, they will support it, as have a broad range of economists across the board who believe this is one of the most important steps we can take for the housing market and for the economy more broadly. >> woodruff: mr. secretary, what do you say to the argument from not only the speaker but other republicans, including those running for president, when it comes to the housing crisis in this country, the market ought to be allowed, in essence, to just bottom out, find out what the prices truly are of these housing properties. >> judy, let's be clear about what that means. if you have a family whose entire net worth is tied up in their home, who is going to be able to start a small business because of the equity they had in their home or send their kids to college, bottoming out means telling those families they can't send their kids to college, they can't start that business.