a lot of our men them tum factors brokdown, so, we reduced risk overall. however, within our exbyty exposure, we like u.s. large cap growth. we like dividend payers. we like companies that are buying back their shares. you know, given high quality companies right now, any of them can issue debt and intermediate term debt at 1% or 2%. many companies have earnings yields in excess of 7% to 10%. so, it would seem to me any treasurer with the where with all to borrow should be buying back their shares here. and we'd like to buy companies that are doing that. on the other side, we still like commodities. notwithstanding this economic downturn we're seeing. the precious metals are doing well. and the grains, corn, wheat and the like, soybeans are doing remarkab remarkably well. it's holding up even in the face of these downturns. >> jack, thank you so much. >> thank you. >> see you soon. jack ablin joining us. there's been so much focus on the european banks in the last several weeks and the exposure to the debt crisis happening in europe. this week, i caught up