. >> thank you, brooirn. as you mentioned, the headlines are the earnings disappointed investors along with the goods numbers. those numbers putting pressure on the markets guidance which, of course, investors watch when these companies report. very light. the 18 s&p 500 companies report are issuing guidance. all 18 have issued negative guidance. a beg reason for that is the dollar strength that we have seen over the last several months. that impacting a number of multi-nationals as they release their earnings today. among those companies, pulling down their 2015 forecasts because of this stronger dollar. dupont, united technologies, fidzer, as well as proctor & gamble. there's something else to play with earnings in the fourth quarter, and that is the impact of lower energy prices. for some companies, it might be a positive, but for caterpillar, it's a negative. it's going to impact its equipment sales to the oil industry. not just in the last quarter, but it will also impact it in the coming year. it, too,