smith. we are also joined by mr. bruce greenstein. mr. gary alexander. dr. joshua sharfstein. we are also fortunate to have dr. andrew allison. gary cohen, we will begin with you. five minutes for your opening statement. >> thank you. for having me here today to speak about implementation. i have the privilege of serving as the director for insurance oversight for medicare and medicaid services. i oversee many of the provisions of the affordable care at that are working to ensure more americans have access to affordable, quality health insurance. i am confident states and the federal government will be ready in 10 months when consumers will begin to comply private health insurance through the exchange. whether a state chooses to run its own exchange, consumers and small employers in every state will be able to shop for, select, and enroll in high- quality, affordable health insurance beginning oct., 2013. many families will have health care, health insurance for the first time. many people who lost their insurance will have the inch -- assurance of knowing it will be met. stat