hi, everyone, i'm neil cavuto, glad to be back, thanks to my buddy charles payne for all of his heart work. and uortunately ratings while i'm out and more i'm going to deal with him. and first to this guy and what i sense could be coming right now. the star, just hit me when during his state of the union address i heard this. >> nothing i'm proposing tonight should increase our deficit by a single dime and i instantly thought of this. all the work it does, this machine should sell for over $400 you know you're fot going to spend $400 for it not 375 or 350, all you spend for in fabulous machine and over $400 value, all you spend is just four easy monthly payments of 39.95. >> neil: we found a better deal. the president's pitch won't call you four easy installments of 39.95, he says it won't add a dime to our debt. the 90 billion dollars pre-school plan. not the 40 million dollars infrastructure plan. >> i have no idea. on the college career fund. that's right, three new government programs that on paper some say cost 146 billion bucks, not a dime added to our deficit. and pitching on m