businesses understand how to get started in business, how to develop business plans, how to be able to put yourself in a position of planning for your business as much as running your business. a big part of what we do is the technical assistance and counseling work we do for folks interested in starting a business or those in the early stages who really need advice about where to go when you run into the wall, about financing, marketing, managing your business. that is an important role we play as well. another role we play is helping small businesses understand how to do contract thing, particularly with the federal government, but in a more general way, with all the public sector players. one of the things that small businesses always need is customers. one of the big customers out there is the public sector, but one of the challenges is the public sector on every level, federal, state, and local, are always difficult for small businesses to understand how to navigate the process of getting certified to do business, finding the right sources to be able to talk to and understand h

what i wanted to do is to allow small businesses the type of small businesses that i represent, 1, 2, 5, 20 employees, to have a better say. we do not feel they have a say in this process. the office of small business does a good job of our reach. i get a lot of notice from them. i find it very frustrating that i received a notice from them about some pending legislation that is radically going to affect my members and want some input from me within 48 hours. if we can have a two-month period to have a voice in this process, that would be very favorable. the type of members i represent are not out to exploit labor, not out to take a bite out of labor, they want to find benefits and good jobs for their workers. we feel disenfranchised in this process and would like a better say in it. thank you. supervisor kim: thank you. >> good afternoon. my name is thani. i'm the secretary treasurer and one of the vice presidents of the labor council. let me say, really briefly, because there has been much discussion about this, we view this legislation as divisive. it is interesting that, at our ex

business. to talk about what kind of contract you would be able to engage in, we also have a unique feature in that we hear some of the issues that businesses are experiencing and doing business with in san francisco, and so can help work with our policy makers, our legislature and the mayor's office to help change policy that will benefit small businesses as well. with that, i think i will turn it over to budget solutions, but just note that -- i mean, opportunity fund. excuse me. but just know that our office, we are in city hall in the tax and treasurer's office, and our office is www.sfgov.org/osb. we have some information on that. if you did not get one of our small business booklets and you want one, please take my card, e-mail me, and we will mail you one as well. immigrate. thank you, regina. for those of you looking to contact these organizations, you can find their contact information in the program you should have picked up when you sign in. for those of you who are prospective entre

welcome to "your business," where we give you tips and advice to help your business grow. there is big small business change in washington. president obama announced the immediate elevation of the small business administration chief to a cabinet level post, and he wants congress to give him the authority to consolidate six agencies and put them under one department. >> as long as folks are looking for work and small businesses are looking for customers, i'm going to keep doing everything i can with my current authority to help. >> karen mills heads up the sba and joins us now. administrator, first and foremost, congratulations are in order. >> thank you so much, jj. it's an incredible honor to serve in the president's cabinet. i think it's really a reflection of the importance that this administration and the president have really put on small business from day one. >> can you tell me effectively what does this change? obviously, symbolically it definitely means something, but are there things you'll be able to accomplish now that you wouldn't be able to do otherwise? >> w

community, small businesses, big businesses, to hear that feedback and make policy decisions. about how you can accomplish the same or similar policy priorities but doing it in a less job impact full way. these commissioners are not jobs arbiters. there are policy are orders for the expertise they have as part of their duties. in the case of an environmental regulation, we are the do composting. but composting can be an example. we know about what composting means. we know how it works and how and bio-digesters work. as we received -- has received feedback, we have the ability to consider the underlying policy. supervisor kim: one of my concerns about the planning commission, although i do appreciate broadening the scope -- the spectrum of people we get feedback from, is that they have a very lengthy hearings as it is. i'm not sure if any of the commissioners haven't weighed in on whether or not they would want to check out that charge. and other such policies that they may not view in there for you. >> in service to the city, we often ask them to go above and beyond. i do not

i have to give the credit to the broader hong small business community and business community there. from retail, we have not had a business leader at the top, the executive positions, as you would say, is from ground-floor retail. we really need to look at that and we need development in city hall. the liquor lobby is very strong. there is a lot of money there to have that advocacy. little retail stores don't have the same power. they don't have the same resources. they don't have the same organizations. when you look at someone who is basically a citizen that owned a flower business who can do the work and to reach, i have to say, i think going forward, commissioner dooley would be an excellent representative of this body for vice-president going forward. it pertains particularly when it comes to bridges across the aisle. commissioner riley: commissioner o'brien, you did an excellent job of being the president last year. when i found out they you were interested in continue to serve, i am happy to nominate you. you have very good common sense and you have proactively worked on a lo

business owners have. that is something that i hear from a number of folks in my district. do you have any comments or thoughts on that? >> the board of supervisors does have an upcoming opportunity to -- there are two seats coming opening where the board of supervisors can take that into consideration as they interview the candidates. in terms of their commitment to our reach and communication with businesses, especially businesses that are not connected through the traditional means, because we do have, even in our merchant corridors, we have some businesses that are not necessarily members of a merchant organizations. i would encourage you to ask the question of future commissioners what their plans are so that we, the commission, is improving its outreach to our businesses and our hard-to-reach businesses. supervisor campos: thank you. supervisor kim: really quickly, just because the health care security ordinance of 2008 was brought up, do you happen to know what the recommendation by the small busine

ramburg and welcome to "your business business" where we give you tips and advice to help your business grow. the culture of a company may be one of the most important yet most overlooked areas for business small business owners. having a strong culture helps you hire the right people, put out the right marketing messages, and steer your company with a working compass. today we meet someone who has mastered these ideals. the next story is by far one of the most fun that i've done in the past six years. you'll see why. ♪ >> the challenge. got to challenge yourself. that's why we're all with no clothes. >> three, two, one! >> new jersey. mid-november. 42-degree weather. and 10,000 people who are about to jump into nearly freezing water, scale walls covered in oil, run through fire. and that's just the start. ♪ welcome to the jungle >> welcome to tough mudder. >> it's a group of a thousand people doing crazy things together. the one time in your life you don't get called out for being insane by yourself. >> tough mudder is the brain child of will dean who wrote the business plan for the co

there's a point in a business where the business outgrows the family.nd the rivermen were at that point. >> so they came to an agreement, got a team of investors, and each founding owner maintains partial ownership in the new company. with paul serving as the ceo. while the founding companies all fall under the adventures on the gorge umbrella, the brands themselves live on independently. when i walk around this campus here, i still see logos for all three companies. why do that? it seems more expensive and maybe a bit confusing to your company. >> the loyalty is to the brand. in lots of cases these companies have been around for 30-plus years. when you say the rivermen or you say class 6, they automatically become emotional and tied to that brand. >> but adventures on the gorge means nothing to them. >> adventures on the gorge means nothing to them, and that's the tricky part. >> many employees who lived through the merger are still quite loyal to the individual brands. >> i found a lot of the back room operations, housekeeping, accounting, maintenance

business owners. having a strong culture helps you hire the right people, put out the right marketing messages, and steer your company with a working compass. today we meet someone who has mastered these ideals. the next story is by far one of the most fun that i've done in the past six years. you'll see why. ♪ >> the challenge. got to challenge yourself. that's why we're all with no clothes. >> three, two, one! >> new jersey. mid-november. 42-degree weather. and 10,000 people who are about to jump into nearly freezing water, scale walls covered in oil, run through fire. and that's just the start. ♪ welcome to the jungle >> welcome to tough mudder. >> it's a group of a thousand people doing crazy things together. the one time in your life you don't get called out for being insane by yourself. >> tough mudder is the brain child of will dean who wrote the business plan for the company while getting his mba at harvard. >> i said, let's see if we can take elements of special forces training, mix that into

welcome to "your business," where we give you tips and advice to help your business grow. president obama announced the immediate elevation of a chief to a cabinet level post. he wants to put six agencies under one department. >> as long as folks are looking for work and small businesses are looking for customers, i will do everything that i can with my current authority to help. >> and karen mills heads up the sba. congratulations are in order. >> it's an incredible honor to serve in the president's cabinet. i think it's a reflection of the importance that the administration and the president has put on small business really from day one. >> can you tell me effectively what does this change? symbolically, it means something, but are there things you wouldn't be able to accomplish that you have been able to do it otherwise? >> well, what we want to do is take the next step and really make it easier for small businesses to navigate all across the federal government. right now we collaborate trif klee with many other agencies that do small business activities, but it should

businesses require a talented workforce and strong infrastructure, but they also require a business environment that allows them to compete in today's global marketplace. with that in mind, the georgia competitiveness initiative pulled together business leaders and more than 4,000 georgians across the state to develop a strategy that would improve our business case. and this morning at the annual eggs and issues breakfast, i outlined a three-part plan for strategic tax reform based on the work of that initiative. first, i am proposing the elimination of the sales tax on energy used in manufacturing. [ applause ] this is a move that will align us with many of our top competitors. this will have a dramatic impact on manufacturers' overall cost structure and vastly improve the competitiveness initiative of our producers. secondly i'm proposing use tax exemptions use. giving us this tool when competing with other states for projects will create large opportunities for those who will create more jobs for our state. a third piece we're proposing are programs now in place createded in 1994, a time whe

not a larger scale business. as

it's not just small business, jj. it's big business, you know. it's business in general.ot key words i'm looking for in the fall is i'm looking for business friendly. i'm looking for people who are going to stop calling wall street bankers and financial people fat cats because they're taking too much money and they're the ones who are all the problem in the company. in fact, they're financing the company and loaning a lot of companies like businesses like mine that want to grow. >> steve, paul, gene, we'll be contacting you many times throughout the next year with questions, saying one of the candidates said this, does it resonate with you or not, give you a reality check. thank you. >>> still to come, we answer some of your business questions that we received over the holidays, including one about incentivizing your employees. >>> and things are looking up for this elevator pitcher who created shoes with heels that go from high to low. shazi: seven years ago, i had this idea. to make baby food the way moms would. happybaby strives to make the best organic baby food. in a

the small businesses. i think balance is extremely important. the mom-and-pop, the small- business atmosphere. to have someone represent the small business commission. thank you very much. president o'brien: any further public comment? public comment is closed. >> as stated during the instruction phase, i will call each nominee in the order in which they were nominated. we will then take a rollcall vote of yes or no for that nominee. the first nominee to reach a total of four votes will be elected vice president. if no nominee receives the required four votes, it will be up to the commission to hold another round of nominations where new or the same commissioners can be nominated. if the commission desires, a motion could be made to continue this item to february or a later date with a vote of four or more. i'd want to lay that out. kathleen dooley nominated by janet clyde. commissioner adams: no. commissioner clyde: yes. commissioner dooley: yes. president o'brien: no. commissioner o'connor: yes. commissi

not a larger scale business. as current president of the association, i have had the opportunity to work with her on several projects over the years. this includes her being the president of the merchants association. it greatly affect the small businesses and also having current legislation, it was the policy. first of all, also have been served on the committee for a year-and-a-half, it helps coordinate -- i spent the weekend with her in december. i would like to speak about her attendance. her record is incredible. i need that as advocacy for somewhere in the city. i think it is super important. these are just a couple of examples, i could go on and on. she worked tirelessly where 95% of businesses are registered and considered to be a small business. with the current economic downturn, we have leadership in the small business commission and represent the small businesses. i think balance is extremely important. the mom-and-pop, the small- business atmosphere. to have someone represent the small business commi

business. the third c is capital itself. basically, how much of yourself had the-- how much capital haveu invested? if you are a startup, and generally, 30%. if you are an expansion, you are looking to expand your restaurant, that is generally around 20. the fourth c is capacity. capacity is pretty important. that is the ability to repay your loan. if we are going to be looking at a debt service, we look at a percentage of 1.25. for start-ups, we like to see startups near 1.25, generally closer to 1.5. the fifth c is collateral. i will put it to you this way. on a startup, we like to say 25% to 30% in the form of cash or real estate that has fungible equity in it. a purchase of real estate will count as collateral. pretty much, at wells fargo, we have this process streamlined. i am the front end. after i review the alone, i put it together, put it into underwriting. they will review the file and see if there is a loan file. then you have the of loan) who works with you through the end. so the a

it was a busy week for t the business of politics. they turnout their attention to new hashire. we wilhave more onon the results coming up. latern the show, it is a new legislate year in virginia and maryland and taxes are hot topic. and two women who are using good tasteo make a living. in at this city, it is all about selling. the public ige that you prpresent is everything. take a look at h mitt romney went to defending his business principles this week. businesses have toto make sure theirur is top notch. joining g me today, susan davis o of susan davis international. one of the best in theusiness whil presenting an array of clients. what a her tips for sying on top? she joins us now. susan dadavis, thank you for joing u how didd you g grow be one of e biggggest p.r. firms in this town? >> i g guess longevity, first of all. i started 35 yes ago. it has been a long time. when i started this business there were very few women in the industry was different. there re no niche businesesses, no hispani agencies oafrican american agencies. >> there wasas no mainstream media. >> tha

it's not just small business, j.j., it's big business. you know, it's business in general. so the keywords that i'm looking for in the fall is i'm looking for business friendly. i am looking for people that are going to stop calling wall street bankers, and financial people fat cats because they're taking too much money, and they're the ones that are all the problem in the economy. when, in fact, those are the people that are financing the economy and loaning a lot of money to businesses like mine that want to grow. >> all right. great, well, gene, paul, steve, we will be contacting you many times throughout the next year with questions, saying one of the candidates said this, does it resonate to you or not. give us a reality check. so thank you for kicking this off with us. >> thanks, j.j. >> thank you. >> you're welcome. >>> still to come, we answer some of your business questions that we received over the holidays. including one about incentivizing your employees. and things are looking up for this elevator pitcher who created shoes with heels that go from high to low. s

we are supporting local business. there are various options. >> one of my main concerns, are the compostable bags subject to the charge if someone gives you one at a point of sale in the produce market, then they still have to charge 10 cents? >> correct. >> that is a significant change in our small markets. that is one question during your five i think it is important to clarify n.y. -- that is one question. >> it is important to clarify that if i am a consumer i am not charged for that if the cost is imbedded in the general price, so we will see a general charge for that bag. >> that is what i like about the legislation. the merchant can pass the costs directly to the consumer directly, and as we deal with rising costs for produce, in getting them into the price of food and every other cost, it is increasingly difficult, and i think we have to step up and understand the cost of the things we are using, but what does concern me is lower income neighborhoods, and people who are on extremely limited budgets. they are m

establishing strong, healthy business networks in your first year of business could be the key to making it to your second, your fifth and beyond. i'm alfred edmond, jr. >> susie: and finally, when last summer's out-of-the-ordinary earthquake hit the northeast, one of the nation's most recognizable buildings was damaged. the washington monument was shaken badly during the 5.8 magnitude quake and was forced to close to the public with cracks topping the towering landmark. billionaire investor and history buff david rubenstein came forward wanting to help. today, we learned he's matched the $7.5 million congress set aside to cover repairs. >> the country's been wonderful to me, the city's been wonderful to me and my family. that's really what's behind it. >> susie: repairs will get underway this summer with the washington monument expected to reopen to the public in about a year. >> tom: what a wonderful gesture. what a wonderful gesture. that's "nightly business report" for thursday, january 19. i'm tom hudson. good night, everyone, and good night to you, too, susie. >> susie: good night,

we got over $740,000 in small- business loans to over 27 small businesses. they have hired over 73 people on a sustained basis. the success of that program has resonated with us, and that is why, during this campaign, and also during this period of time, the last time we made a commitment to revitalize this loan program. we are stepping up and announcing today, with the help of wells fargo bank, joining us with our money to do a public- private relationship, continuing a very successful effort of working solutions to lead this effort. we are announcing it today at a very successful business, brenda's, introducing to the board and $1.5 million revolving loan program as the first part of our way to the $5 million. i know it is good news, but something we have to do. we need to replenish this program. the city will put up $1 million. the other $430,000 will come from wells fargo, with their target to be the southeast corridor, a san bruno, our mission, third street corridor, and the likes. they have always been very strong in helping out distressed areas. those

we just thought the business from a previous business but was there. we are actually a fast-food service. the business but was there was also a fast-food service. >> also be enemies, -- vietnamese? >> it was chinese and vietnamese. they were also serving vietnamese noodles, sandwiches as well, so technically, we almost have the same menu as them, but it has been changed. >> at what point was the appeal filed and the services suspended on the permit? can you tell me? >> the appeal was filed november 14. >> you have not seen any impact of this being across the street at this point? >> we never saw them there yet. we just see the post card with the appeals. that is how come i showed up. >> once an appeal is filed a permit is suspended. >> that is why i wanted to know if her business has not been affected. >> they are not there, so i would not know. >> you have no evidence of the impact it has? >> not at this point.

as a small business, he is doing a good job. as a new small business owner. thank you. i am in support of this. president fong: any other speakers? if there are a bunch of speakers, you can't you up here. >> my name is shirley. i am a resident on ocean avenue, in a complex above where the cbs -- dvs going to -- cvs is going to be. i think this project is going to bring in job opportunities. having seen a lot of vacancies over the last five years, i am not opposed to having a billiards hall. i do not think it has a negative connotation and a lot of folks are bringing up. in addition, having lived right on ocean avenue, i have had the opportunity to observe the parking situation. in my opinion, it is not as bad as some of the residents are speaking about. i actually entertain a lot in my house. folks come over. literally, the park right on ocean avenue, because you do not have to put money in the meter after a certain time. even during the daytime, it is relatively inexpensive. the other thing is that using the 24-hour fitness -- i live literally of stairs from there -- t

with this authority, we could help businesses grow, save businesses time, save taxpayer dollars.nd this is just one example of what we could do. the contrast between this and this. sums up what we could do on the business side, but these kinds of inefficiencies exist across governme government. there is a real opportunity right now for us to fundamentally rethink, reform and make our governments so it can meet the demands of our time, so it is worthy of the american people and so that it works. so this should not be a partisan issue. congress needs to reinstate this authority that has in the past been given to democratic and republican presidents for decades. in the meantime, as long as folks are looking for work and small businesses are looking for customers, i'm going to keep doing everything i can with my current authority to help. so to take one example, as of today, i am elevating the small business administration to a cabinet level agency. [ applause ] karen mills, who is here today, and who has been doing an outstanding job leading that agency is going to make sure that sm

>> business news from the capital region. this is "washington business report" withbc 7 national correspondent rebecca cooper. >> thanks for bringing in the new year with us today. is keeping trackck of your money in the washington region high on your list of priorities? you are in luck.. we have the top list of stories from our friends at the " washington business journal." we will tell y some of t the highlights of who is on the business list. in our small business spotlight, a siness but the national chains and bringing hard to find entertainment to the washington area. for yone still recoverering new year's eve, a hair off the dog from the business perspective. our region is home to a rapidly growing wine making industry. virginia accounts for 165 vinerds, with 67 in northen virgininia. our guest tododay owns andd operates ferman's sellers -- llars and a number of other wineries. but there are challenges in the regi. how es hee succeed where oers haveve failed? thanks for joining us on "washington business report." >> gla

business. credit unions offer micro loans. we do a lot of micro loans up to $50,000. this is -- we check credit. we need a business plan. then we look at the three-year tax return and that statement. we do a lot of home care and mom-and-pop shops. we also do start ups. we asked for approval through documents. we work a lot with people who do not know how to file taxes properly. we are mainly focused in san francisco. we are small. we focus mainly on the tenderloin, chinatown, bayview, visitation. we do a lot of expansion. people start small through the credit union and then want to go to the bank. we know we are limited. we cannot afford to give out a big loan. starting from the credit union, we educate them about filing taxes properly and then moving on to the bank, a small one, expansion, and we work with the bank. the bank and credit union are similar. we do allow tax returns, projections. credit unions do not charge an additional loan or processing fee. processing time, on a small loan, --

support one risky business, dogsledding, with another risky business, the restaurant business.t's what he did. >> i had a lot of energy. >> dan not only created the idea for the restaurant, he actually built it himself. >> a lot of these logs were put in not only by myself, but a lot of help along the way from other people. a lot of love went into this place. >> he could have supported the sledding doing something else, but that would have been somewhere else. >> a restaurant made sense, because i could do it here with the dogs. >> soon after it opened, the restaurant started to do what it was meant to do, generate cash. >> the restaurant was highly successful, especially financially. >> dan attributes the success of the restaurant partly to the beautiful location and the menu which features local game, but he says it's in large part because of the dogs. >> there's a relationship between the two, and it's magical, if you will. >> and the two businesses quickly became dependant on each other. >> could the restaurant exist without the dogs, and could the dogs exist without the re

item 23 is other new business. do we have any other new business? thank you very much. this meeting stands adjourned. >> the meeting is being called order. please turn off yourself funds and put them on silent. we would like to take an opportunity to thank sf gov tv for all of their constant support. roll call. commissioner adams: here. commissioner clyde: here. commissioner dooley: here. president o'brien: here. commissioner o'connor: here. commissioner riley: here. >> item two. approval of the november 14, 2011 meeting minutes. kraft november 14, 2011 meeting minutes. president o'brien: can i get someone to recommend approval? >> i motion to approve the november meeting minutes. >> second. president o'brien: that was december? november? thank you. approved without objection. >> item 3, approval of the december 12 minutes. the documents on december 12, 2011. >> i move. >> second. president o'brien: objections? seeing none, approved. >> and general public comment. members can comment on items under the commission's purview. president o'brien: anybody that would like to

business, talk to them as you are growing your business. when the economy is strong, all lenders are shopping for transactions. in times are tough on credit, you want to rely on those deeper liberation ships with your lender. you want to develop a relationship with a lender. it is the case where you want to open up an account, while to have another bank services that you want to have a relationship with your lender with it because when you go to them for any loan requests, you want them to know about your business and feel like they are a partner of yours, not just that you are shopping them. if you are shopping, you are just looking for the best deal from them, rather than a long- term relationship. >> i want to thank everyone for coming. hopefully, you have all signed up for our updates. we are going to be hosting these on a regular basis. the next two coming up will focus on becoming a government contractor, how your small business can partner with the government. the next one will also be on how to grain your business, with tax -- green

. >> tom: it's "nightly business report" for wednesday, january 11. this is "nightly business report" with susie gharib and tom hudson. "nightly business report" is made possible by: this program is made possible by contributions to your pbs station from viewers like you. thank you. >> tom: good evening, and thanks for joining us. susie gharib is off tonight. worries about europe today as well as corporate earnings here at home that led to a lackluster day of trading on wall street. the dow industrial slipped just 13 points, snapping a two-day winning streak. the nasdaq added eight points and the s&p 500 eked out a fractional gain. as for volume, 755 million shares moving on the big board and 1.7 billion on the nasdaq. we saw some data indicating europe's economy has slowed, and banks in europe continue to keep a record amount of money on the sidelines, not loaning it out. you may see these european worries hit the bottom lines of american companies. while earning season has just begun, there are signs already that europe has become a serious drag. er

>> no not off hand and the business sign goes with the business and once it's gone not considered a business sign. >> and it's in the code and it says how long you have and i think 90 days and the business code says that as well. here is another one of the corner signs and it's interesting it's not a modern starbucks kind of institutional sign but independent individual sign and a great restaurant too by the way. here we go. we're in another district here. we have hand painted signs and in some ways around the city you see these signs and made by people rather than contacted out to the sign paren paint are but it coue the sign painter. do these count as part of it? >> generally they're painted on the window like that and you can have them in the city and the temporary signs and painted on. >> fascinating. on 24th street a new store and unfortunately displacing one of the old kind serving stores and up scale women's lingerie shop and i think it's called "pink" and i maybe the text is in pink. >> there is no text. what you see is what you get. >> i wonder how you calculate them into the area o

i've got business, i can do business here, i can ship it overseas. i need to make sure i'm working with the community colleges and with others for building the skilled work force. >> absolutely. so i'm john hepner, ceo of master lock. >> tell the story. >> and we make locks. i know that surprises you. about 65 million a year. that's pretty big. that's a lot of locks. i always have the theory that people threw them in the ocean, that's why we make so many a year. [laughter] but our story is a little different. we're about a medium-sized company. we're part of a new york stock exchange-traded company called fortune brands home and security. and if you take master lock and you go back to the late '90s like a lot of other companies as a matter of survival, we outsourced many of our jobs to china and to mexico. what happened back then is we had a facility with about 1200 people in milwaukee, wisconsin, that we kept open. we kept about 300 people, i think, at the time, and now i can say we're up to 400 people and growing. some of the challenges, i mean, yo