and women of color are launching businesses 4.5 times faster than all businesses. the discouraging news is that nearly half of aspiring women business owners report a lack of available meantors. we must take action to break down the barriers hindering their success. that is why it is imperative for us to pass this legislation today and ensuring access to mentorship and professional guidance to this group of entrepreneurs. this bill builds upon their success by creating uniformity for w.b.c. and increasing maximum grant levels to ensure they have the resources to meet demand for their services. we all agree that women business owners offer invaluable contributions to our economy. and by passing this bill, we are standing with women. i urge members to support this bill. and i yield back the balance of my time. the speaker pro tempore: the gentlewoman from new york yields back. the question is will the house suspend the rules and pass the bill h.r. 4405. those in favor say aye. those opposed, no. in the opinion of the chair, 2/3 being in the affirmative, the rules are

>> shop and dine in the 49 promotes local businesses and challenges residents to do their business in the 49 square files of san francisco. we help san francisco remain unique, successful and right vi. so where will you shop and dine in the 49? >> i'm one of three owners here in san francisco and we provide mostly live music entertainment and we have food, the type of food that we have a mexican food and it's not a big menu, but we did it with love. like ribeye tacos and quesadillas and fries. for latinos, it brings families together and if we can bring that family to your business, you're gold. tonight we have russelling for e community. >> we have a ten-person limb elimination match. we have a full-size ring with barside food and drink. we ended up getting wrestling here with puoillo del mar. we're hope og get families to join us. we've done a drag queen bingo and we're trying to be a diverse kind of club, trying different things. this is a great part of town and there's a bunch of shops, a variety of stores and ethnic restaurants. there's a popular little shop that all of the kids

that leader ends up in front of businesses which is not good for business.s a consumer, i bring this cup with me everywhere i go. i bring it to the airport, i put it in my backpack, i do that for my son, i do that for my husband , and just yesterday when i was in a business in my neighborhood, having lunch, my son who is five, could not use the chopsticks, so they brought him a plastic fork. instead i pulled out my own reusable fork, from my purse. while i do not mind bringing my own cup everywhere i go. when i choose to dine and, it feels like a burden that i my own reusable cup. that seems like there is a plate that they are cleaning, there's is a cup are cleaning -- >> thank you. next speaker, please. >> good afternoon, commissioners. i know each one of us over here has a story. i truly don't. i am a small business owner, in san francisco, but let me tell you some of the things i'm sure you already know, and if you don't maybe i can refresh your memory. our labor costs in san francisco in the last four years went up 30%, according to the labor board. in 2

when businesses go out of business, they don't wake up the next day and think they'll start their businessin because things are better. when they are gone, they are gone. we are seeing that at an increasing rate in the city. i don't want to push it over the edge with a piece of legislation that while well intended, it is one that is such a radical change in behavior that while i would love to see his take a leadership position, i do not want to do it at the expense of the business community here in san francisco. >> commissioner laguana? >> one thing i have been relieved to hear from all parties is there seems to be a general recognition that we have to move this direction. we've got to make changes in society, we have to make changes in culture. we have to do something aggressively about making things better for the environment. i think even among the folks, that we have heard from today, that are in opposition to the legislation, it was encouraging, refreshing to hear that they have made efforts to reduce their waste and by the same token, it was encouraging and refreshing to hear for ex

popcorn does more business. it has more profits. but you're in the crepe business?> you're correct. >> look, the bulk of the earnings are coming from the popcorn business, but she continues to be distracted with funnel cakes and crepes. if she just focuses on the popcorn business and nothing else, she will make money immediately. >> this is thy kitchen. this is where we make popcorn. >> when you have a cash business, you better have tight inventory controls. in this kitchen, i see inventory everywhere, bags of popcorn with no codes on them, no tracking mechanism so i know what we have and what we don't have. see, they look at it as popcorn, but i look at it as bags of money. >> my mother works here, sharry. >> hi, sharry. i'm marcus. >> i'm so happy to meet you. >> nice to meet you. how much money has she borrowed from you? >> oh, i took a-- >> she took a second out on her house, and the total was about 100,000. >> well, i don't know. i owed 125,000 on my home, and now i owe 250-something. >> so that's more than 100. >> and then she owes me 10,000 from my personal a

for my $750,000, i will own 50% of the business. you will own 50% of the business. dane, i have no problem giving you back your original investment of $2,000 at 5% interest, but you will get no equity, because you haven't put enough in the business to deserve it. there's no justification for it. you will be 100% commission. if you perform like you've told me you're capable of performing, you will earn 5% equity a year up to 15%, and both of us will contribute to that pot. >> there just has to be some accountability. >> he'll be accountable to me... and that's not easy. >> i could go forward with that. >> that's not really an attractive offer for my personal interest. >> dane, you put $2,000 in the business. >> i mean, i would--i would feel more comfortable selling everything at once-- the building, the shares. >> not gonna happen. you know, dane's just being greedy. he wants equity with no effort, and now he's trying to get me to buy his building. he just wants me to give him money like a handout. if you don't agree to this, they leave. and whether it's in this buil

so far, this business has done $13,000 today. that's almost a 30% increase in business.appy with the progress. and there's a clear standout. marina's doing a great job. >> and i think it's terrific. >> you do? >> i do. it's bright. >> right. >> it's cheerful. >> she's really taking this leadership role seriously. she's interacting with customers. >> thanks for coming in. >> you're welcome. >> take care. >> she's doing all the things that, quite frankly, hank should be doing. have you seen hank? >> i saw hank not too long ago. >> a successful business owner subscribes to one theory. they show up first, and they leave last. do you know where hank is? >> i don't know. i don't know if he's gone home or what. >> i cannot believe he left. not only is it disrespectful to the employees, it's disrespectful to all the customers who are coming here today. he really left? like, he's gone? >> as far as i know. >> he literally disappeared. i'm pissed. oh, hey, hank. where'd you go, buddy? we have a grand opening. hank, i don't understand why you left. this is [bleep] ridiculous. you n

i fix failing businesses. so the business only made 50,000? i make tough decisions... you can't train every class. and i back them up with my own cash. i like [bleep] done right the first time. >> that's not on me. >> it's not always pretty. >> he starts bringing in equipment here, i'm gonna break into hives. >> but this is business. the deal's off. i do it to save jobs, and i do it to make money. this the profit. [hip-hop music] ♪ pro-fit is a small group personal training studio located in the town of dyer, indiana. while national gyms offers huge facilities and the latest equipment, small gyms like pro-fit offer a much more personalized service in a less intimidating environment. >> we concentrate on doing one thing because without trainers, you can't get results. >> michael sena has been in the fitness industry for over 35 years... >> change direction. >> first as a body builder, then as a personal trainer. >> i was a personal trainer before there was a personal training industry. i'm a book author, fitness product inventor. it's really been the michael sena show.

and i fix failing businesses. this business last year did $50 million of business.re's one thing that you don't do very well. what is that? >> collect. >> collect money. so last night at dinner, i made a deal with alan and howard. and i'm putting in a million dollars. but you know what they forgot to do last night? they forgot to ask me for my money. it's a theme, but it's not funny. because your paychecks and the rent, all get paid when we collect the money, not when the stuff leaves on the truck. there's the money. >> thank you. >> thank you. [applause] >> from this point forward, i'm in charge. the first thing we're gonna do is fix the accounts receivable process, so that i know for sure what meats coming in and what meat's going out. i wanna know how much we're selling, how much we're collecting, and who owes what. we're gonna start by getting on the phone, and calling these customers that owe us money. we need to be paid. and from now on, when we deliver meat, we need to get paid on time. we are not a bank. we need to improve our operating efficiency, and there

businesses. we need to do this for the person that comes every morning, opens up their door, is here serving coffee, is here cutting your hair, giving you some of the best cheese you've ever had at say cheese. we need to do this for small business. they're struggling. we, as a city, should be doing everything we can to keep small businesses in place and to open small businesses. we need to be able to take the regulations away that hurt them, to take the time it takes to open a small business. i don't know how you can afford to pay for a space for a year to 18 months before you even have a business. how is that possible? you have to probably save for two years just to open a small business. so we have to say no. we have to make sure that we protect small businesses. because, look, i lived in lower haye for 20 years and then i moved into this community. i feel it's a mayberry. i walk down the street and know everybody. i can go from one store to another and get what i need for my everyday needs and

without me, this business doesn't make it. my goal is to turn eco-me into a $10 million company, and in that process, i have to teach these two that business isn't personal. >> you can't fire any of my employees. >> it's a business, robin. if they don't listen... i'm saying "no." this company will close its doors. my name is marcus lemonis, and i fix failing businesses. i'm willing to write a "half a million dollar" check. i make tough decisions. i'm not willing to do the deal if you're in charge of sales. back them up with my own cash. it's not always pretty. i'll take the shower. jen, you take the toilet. >> i don't do the toilet in my own house. really? >> but this is business. i do it to save jobs, and i do it to make money. this the profit. [upbeat music] ♪ eco-me is an all-natural cleaning product started by robin kay levine in 2006. with the partnership of her childhood friend jen mihajlov, a 12% owner, they built eco-me up from a small, do-it-yourself cleaning kit to a 17-piece cleaning line, including dog-grooming pro

and i think this business could be a $50 million business. keith: i agree.ked up about it. dean: i'd like to get to where we're $10 million, $15 million, i do. but right now, am i equipped? no. am i working on it? yes. could i use help building or getting good people in here? -yes. -lemonis: great. but you're not communicating to me that you have a problem. dean: well, maybe not with you personally, but i have communicated with everyone else. at times, it felt a little like i was getting thrown under the bus. i felt that way. and i don't think i'm boring, either. lemonis: let's get the bus and pick up some new people so we can get the job started, okay? look, i don't have time to babysit right now. this is business, and if this isn't gonna work, i need to know now so i can make the change. i need a couple concepts drawn up. -i can't wait for him anymore. -keith: okay. lemonis: that's the worry that i have. so, you're the leader. you decide. keith: i think if i talk to him, i can work that out and figure out how to get him quicker. lemonis: you decide. hey, b

business. and that's a serious issue. and i commend anyone with an environmental mind who wants to change human behavior and wants to produce less waste in san francisco. it's a crushing issue of our time. i'm just hoping that we find ways to do that that don't also force small businesses to continually raise their prices. for the record, beer and a burger at my bar in the mission is currently $27 with a tip. and our burger is not that good. i'll put that on camera here. it's okay. but it's not that good. [laughter] that's a lot of money for a burger and a beer and everybody sits around talking about how millennials are ordering online and changing their buying habits and austria try having student debt and spending $27 on a burger and beer and you would come up with other buying habits yourself. finally it takes a lot for a government body to surprise me in this day and age. but i encourage you to read up on the responsible beverage service act that has been proposed and now is being implement

our business model is different we don't have that many clients in hong kong we do business by oh ok how important is it for foreign companies that the hong kong status does not change. this very hollow that's absolutely crucial and we need the call elements of the special administrative zone which is free flow of kurds will goods and people and the freedom of speech to free access to all sources of information the freedom of assembly of cause which creates a special advantages here for all and if that would vanish then who would be just a normal seat years other centers of business in the region and then it would be too expensive to do business why also we lost 21 country 2 systems principle and we of cause. the this is good preserved. thank you very much for this update. thank you for. this year global trade is expected to weaken to its slowest pace since the recession that followed the 2009 financial crisis the gloomy outlook was the focus of a meeting in berlin between german chancellor angela merkel and the leaders of several financial institutions including the world bank and t

new business.allows commissioners to andersoa items for future consideration by the commission. >> any commissioners that have new business? any public comment? seeing none. public comment is closed. >> item 11. >> it is our mission to begin and end with a reminder that the office of small business is the only place to start your new business in san francisco, and the best place to get answers to your questions about doing business in san francisco. the office of small business should be your first stop when you have questions about what to do next. you can find us online, or in person here at city hall. best of all, all of our services are free of charge. the small business commission is the official public forum to voice your opinions, and concerns about policies that affect the economic vitality of small businesses in in san francisco. if you need assistant with small business matters, start here with the office of business. of a small business. >> item 11, adjournment. >> do i have a motion to

so it's a small business... >> it's small. >> but a decent margin business. >> comfortable, but--exactly>> yeah. >> do you make the ice cream here on the premises? >> no, we don't actually make anything here. we use co-packers, a few around the tri-state area, and we travel to the co-packers when we need to manufacture, make sure they're to our quality control. >> what does that cost to go there? >> a lot. >> i'll bet you they are anywhere between 20% and 30%, yeah. >> co-packers are third-party vendors who manufacture and produce product for small companies. mr. green tea gives up about 20% margin by using co-packers because they don't produce the product themselves. 20% margin on $2 1/2 million of revenue means they're giving up about $1/2 million a year in potential profit by not making the product themselves. >> we have grown 20% every single year for the last five or six years, and the only reason we're not growing more, especially this year, is we physically can't get enough ice cream. there's logistics in the manufacturing and getting the product here. >> and for that matter, sinc

the business a little bit about that. because it is a business for profit business absolutely. how does that work for you guys in the how do you scale it when you look at i mean really we're just taking transaction fees on the way. we as i'm sure is right in line with the way you think about things we don't want people give their own coins we want everybody to. say you can only. put that in your friend's account another really important aspect of the business and we suspect this will be a big you can actually sign up to get so if you want to sort of you know go fund yourself or your birthday or christmas or whatever you can sign up and then tell your friends that you want to get presents a cool marketing. also for. baby shower you know maybe coming. out about it you can. absolutely you know we're really excited to have. involved because we think we'll do a lot with. 5 year window between turning 30 in the. waiting for you. and you don't. change is you absolutely. a rallying cry for us and a phrase we use a lot is basically the gift of giving the gift of not just and we're actua

services and businesses.obert: yeah, do you find maybe a problem with some of the older businesses and the people, you know, that are like--that have been around for a while, but are used to doing business a certain way, and now they have to kind of keep up with the times? anthem: yeah, and i don't know if that's specific to older businesses, i think that's true of everybody. sometimes, we get into fixed mindset, and really the aim is to stay fluid and flexible and ready. and ultimately, that is what hustle is, right? robert: yes. anthem: is that mindset. robert: right, right, and staying on top of things, right? anthem: yes indeed. robert: how do you do that? what's the way that you communicate, how do you do that and not only teach people things, but also make those lessons stick? anthem: yeah, a lot of times it is about giving people structure. and beyond that, it's about asking the right questions. because a lot of--i don't want to be a lecturer when i teach or when i coach.ef their own conclusions, and t

new business. allows commissioners to introduce new agenda items for future consideration by the commission. discussion item. >> commissioners? no. any members of the public? seeing none. public comment is closed. >> sf gov tv please show the office of small business light. 1020 welcome, it is our custom to begin and end each small business commission meeting with a reminder that the office of small business is the only place to start your small business in san francisco and the best place to get answers to your questions about doing business in san francisco, the office of small business should be your first stop when you have questions about what to do next. you can find us online or in person here at city hall. best of all our services are free of charge. for small business commission is the official public form to voice your opinions and concerns about policies that affect the economic vitality of small businesses in san francisco. if you need assistance with small business matters start here a

small business, nick dennison.ave you. >> thanks for having me. >> there's been a long-standing debate about the relationship between small business and amazon to what degree is the company interested in trying to change that sentiment >> as you pointed out, over 50% of everything sold on amazon actually comes from small and medium size businesses, you know, so i mean their success is our success, and so we're definitely focused on doubling down on that we have over 1.9 million small and medium size businesses in the u.s. that work together with amazon to conduct business they include sellers, authors, skill developers they're just an important part of the consumer experience we serve up and the 58% i called out, actually that part of the business is growing faster than first party business we definitely have interests aligned with small business on all fronts. >> nick, it is clear obviously that good business can be done online on amazon for small and medium businesses but there's a sentiment concern for some cnbc

the business is a family-owned business owned by the son of the doct doctor.tem 3(c) is the ha-ra club. the business is a bar in the tender loin that opened in 1956 by hank hanestead, a wrestler and ralph, a boxer. the name is a combination of their names. the s the interior of the bar has been restored to reflect the business's long history and the exterior neon sign is a recognized feature of the neighborhood. today the ha-ra club is the tender loin's longest-running bar. item 3(d) is the mechanics' institute. it's a non-profit organization established in 1985 by a group of mechanics who were dissatisfied with san francisco's lack of libraries and dearth of educational opportunities for adults. the plan was to host a library, to offer classes and lectures that would teach new skills, to welcome everyone regardless of race or gender and to cost the user as little as possible. the organization moved a few times before purchasing its current location on post street in 1866. the institute built a three-storey building on the site, but the building was destroyed

this is business live.tched his new blueprint for brexit but with just two weeks before the crucial summit, is it enough to win over the eu? it is it enough to win over the eu? it isa is it enough to win over the eu? it is a big question. let's have a look at how the markets are faring. a torrid day previously, that european markets not doing quite so badly. the dax and in frankfurt, down, and the ftse down somewhat, but nowhere near as much as the more than 3% that it fell in the previous session and that is the pound against the dollar at the moment. it is usually freshly prepared, filling, and often a big hit with millenials. what are we talking about? street food. it started in asia and now the rest of the world is getting a taste for it as well. in the uk alone this market is worth something in the region of $1.5 billion. one organisation is at the forefront of this industry in the forefront of this industry in the country and it is called mercato metropolitano, i think! the country and it is called me

started with, what percentage of the business is skull business?less than 10%. >> and so why are you guys still in it? >> we like to keep our guys busy in the slow season. >> i would love to see all the toys. is there a way i can see them? >> yeah, let me take you into the office. >> okay. >> i'll give you a quick breakdown and then we'll give you a tour of the factory. >> okay. >> the first toy that we ever came out with, casting kits. so casting came from the skull business. so the kids take the material, mix it up with water, pour it in the molds, sets in 30 minutes, air-dries, and then they paint the pieces. >> it takes that mold-making technology that we have and puts it into a toy. >> casting and painting molded shapes isn't my idea of a hit toy. >> we have the marble copter, the max traxxx, and then the new tracer racers right here, which is our hottest item. >> kind of taking racing with a track and cars to the next level. it's a car with two purple l.e.d. lights in it. >> and when they go over the glow-in-the-dark track, they leave traces

what are you telling businesses?ght, with the vote, essentially two things: so, don't yet necessarily stand down your no—deal brexit and is instilled the eu agrees this extension. —— preparations. and the deal is paused, it's art, so they need to be ona kind paused, it's art, so they need to be on a kind of contingency planning. but the risk of a no—deal has come down significantly with donald tusk saying he will recommend to eu leaders to propose an extension. therefore, i think the most likely outcome on the one britain is starting to think about is another extension, that means avoiding no deal, but it means continued uncertainty. and this is a tricky thing, isn't it? we had that situation at the end of march this year where businesses who needed to, we re year where businesses who needed to, were stockpiling in a major way ahead of that march 29 deadline. now we are in the same situation october 31, and we could be in the same situation at the end of january. for businesses where they have inventory, they've got

making business so then they got into another business where they're going to like kill those who didn't die from the last of cancer as a service yeah and you know tray of course is the rebranding of fillmore you know bill morris the cigarette company but after it was determined they were selling cancer they decided we need the rebranding and so they became about 3 and then they decided oh you know there's a new way to get cancer it's called baby thing let's put billions of dollars into that oh wait a minute maybe there's going to be a markdown wow well now we've got to take a break and when we come back i'm going to be continuing don't go away. so many years ago this week china started down the path of communist rule over the past few decades china has emerged or rather really emerged as a leading world power. rivaling the u.s. communist party can rightly claim a string of stunning successes but challenges remain what's next for china's extraordinary revolution. ambani and by north korea and so many people because they call freedom is so good that even such a bad copy is sending. i'm no

yes, but business people pay a heavy price to do business travel.er that stops the flights and lots of other inconveniences that arise and get ina other inconveniences that arise and get in a way of doing business. frankly, you now have technologies coming on stream, holograms included, which mean that maybe we don't really need to fly to a meeting and we can probably do it sitting at the desk they a laptop. absolutely and perhaps we can name and shame companies that send their staff out and about a lot, more than is necessary. that is one way of looking at it. we like this twitter handle! i would looking at it. we like this twitter handle! iwould miss looking at it. we like this twitter handle! i would miss the schemes not least the possibility to travel free but because of the lounge access that comes with the programme. i travel professionally and being able to have a shower or a nap after a day's weather of meetings is worth gold. it is notjust a bonus of a free flight in the future, it is the bells and whistles. yes, for executives. i think if

business news asia with ben facility. we'll have more world news at the top of the mean how close is always websites to. the day. after the fall of the berlin. the night. a recession is on the cause for hong kong the warning comes from a leading carry them months of pro-democracy protests cutting business. levanon central bank says anti corruption ok states could destroy the economy demonstrators say the bank is part of the problem. human rights watch says washington sanctions against tehran. fred the writing is right the viking medicine. and saudi arabia opens its doors to the globe's fast growing tourist trade but is the country ready for it. and it was all an extra business hong kong's worst political crisis in decades is also causing economic upheaval leda carolan says the city is on the brink of recession as it enters its 5th month of pro-democracy protests tourist numbers have dropped and retail businesses hurt as they've been forced to shutter their doors during rallies. after 5 months of pro-democracy protests som

small businesses themselves are a reflection, david of big businesses.ing their businesses, whether they have 10 employees or 100 employees they are at 1% of that business. they are the ones that are earning the highest salaries. they are the ones most likely with the nicer cars and the ones with vacations they take or they take time off during the day. they are sort of 1% that the warren and the sanders plans are going after. david: uh-huh. now though they wouldn't be effected by the actual financial impact of their plans the psychological impact is pretty significant and the reason why it's significant is because a lot of the workers at these companies look at the ceo's of their businesses regardless of the size and put them into that perspective. it creates a bad psychological situation. i think it's a big issue for both senator warren and sanders and they have to reassure small business owners that this is not as big an issue as a lot of us think it might be. >> gene, we've seen under president trump tax cuts and jobs act a huge explosion in terms of

the office of small business is the only place to start your new business in san francisco. it is the best place to get answers to your questions about doing business in san francisco. the office of small business should be your first stop when you have questions about what to do next. you can find us online or in person here at city hall. best of all all of our services are free of charge. the small business commission is the official public form to voice your opinions and concerns about the policies that affect the economic vitality of small businesses in san francisco. if you need assistance with all small business matters start here at the office of small business. item one. call to order and roll call. [roll call] mr. president, you have a quorum. >> item two. general public comment. allows members of the public to comment generally on matters that are within the small business commission's jurisdiction but not on today's calendar, and suggest new agenda items for the commission's future consideration. (discussion item) >> do we have any members of the public that would

this is the business briefing. do or die no more — the uk prime minister admits for the first time his brexit deadline will not hold. instead he calls a general election. is it a bird? is it a plane? no, it's an air taxi, coming soon to town near you — or is it? and on the markets, asian stocks struggled to follow wall street's lead on friday as most major indices fell amid a raft of lingering uncertainties, ranging from corporate earnings to the us—china trade war. eu ambassadors are to meet to discuss what length of brexit extension to offer the uk. if at all. most eu states are understood to favour a three—month delay, with an option to end earlier if a deal is ratified sooner than this by parliament. meanwhile, british prime minister borisjohnson has called for a general election on december 12 to break the brexit impasse.. it's the first time he's conceded that he will not meet his "do or die" deadline to leave the european union next week. shortly after that uk finance minister sajid javid announced that the

side of things what could this do to hong kong international business reputation. one thing what is hurting hong kong's international reputation and the economic calamity it's not so much that there are demonstrations major cities like london and paris have had demonstrations and they do not destroy the reputations of those places is the way how the government handles it or mishandles it which will have far greater impact on the reputation and of the place and that you cannot make prospect of the city and it is what we're seeing in hong kong stiff tongue thank you very much for your analysis from the university of london. school of oriental african studies thank you thank you. lebanese banks were shot again today demonstrations that paralyzed the country in the fraud long closure of banks has raised fears of economic collapse the central bank says a solution is needed within days the protesters say it's part of the problem. on monday the protests continued all over beirut in places the blockade looks a little like a street party but looks can be deceptive people ar

how does it affect your business? your international business? maybe talk a little about crypto in your thoughts run that. michael: we talked about the currency. often times we talk about cryptocurrency we get in some ways either this very dark view of a speculative vehicle. my belief, not necessarily in many cases, a currency that somewhere between tax evaders or other bad activities behind to actually those activities which i think a very legitimate. where we have had some challenges is some of the cryptocurrency's that have been introduced are not necessarily currencies. they are speculative vehicles and not commercially usable in any kind of regular sense. it's only a matter of time until get what i would call the digital currency. the digital currency coming as a replacement of paper currency or supplement to paper currency today. it is likely in the not-too-distant future we will see governments beginning to assure that -- issue that. we have seen the announcement by facebook and libra and their approach towards a stable value currency. it

that owned businesses. the money, the capital infusion and the capital coming in is what we usually see, wall street, banker types, as well as people that made money in tech, and they are usually white males. we seen trends where people tend to just give money to people that look like them or they can relate to, just because they are confident they can yield the same results they may have done. it's a matter of ignorance than anything else. we seen a decline of women. i think it's at 27% now. >> okay, so how do you think that we bring more gender diversity? >> i definitely think that getting grants, like small business loans or small business grants through the money handed out by the state. so maybe there's $3 million that be used for loans and grants, 1 million to build the equity campus and focus on education, and $1 million set aside for staffing, to move these processes along as far as application processing. i definitely think that there isn't a pathway there. we need to build up a structure and infus

we are now growing the business so recover overseas as well as the uk. the business so recover overseasis used for perfumes and fragrances, but 35% of it is for other uses like testing aroma and costly, whiskey, gin, even cannabis oil as well. you are right about the print industry, its very cyclical and dependent, if you're economy is doing well, you're printing industry has a lot of demand. so you have picked something which is pretty low cost to do so that's something which is not so dependent on the economy. the perfume industry, it's things like lipstick and chocolate, it's not exactly recession proof but people still like fragrances wherever you go, if you go through duty—free or shop at christmas you look at buying a fragrance. the fragrance companies we work with come to us because they want to make sure they get the right of the board to make sure it showcases the brand and does the job. how long did it ta ke and does the job. how long did it take you to pick yourself up after such a blow to your career at that age, and really start focusing on going forward, something positive

in these businesses. unless you have high individuals, that is the only way to finance these businesses. >> thank you, senator. the topics of today's hearing are important to me as new jersey is in the midst of a large medical marijuana expansion. i have concerns that canada's >> and cannabis related businesses will continue to find themselves shut out of the financial and insurance systems. for example, if an insurance company is required to offer under state law, the insurer faces a serious of fundamental conflict between state and federal laws. to end the confusion and legal exposure that arises from the conflict between state and federal insurance laws. mr. chairman, i would like to introduce a letter of support into the record. >> you can say anything you want, mr. chairman. >> thank you. when a local business obtains a commercial loan from a financial institution, is a common practice for the bar to obtain >> certain types of insurance? >> yes, and it depends on the type of business and the type of

we have the legacy business that we support businesses that are over 20 years old. if you're nominated, we help them -- the city helps them in all kinds of ways. we also have to stop buying from amazon all of us. you know, brick and mortar. >> moderator: thank you. thank you very much. [applause] mr. lam. >> so i was a businessman. i started my business in affiliate marketing here in san francisco. but i'm doing this now. and i continue to work with small and local businesses. in fact, i work with over 50 plus to help find solutions to their issues that they're facing here in district 5. one thing that was really hard that i have to say is the increase in minimum wage is very, very, very tough for small businesses. if it increases to $20 or something like that, a small coffee shop can't sell that many coffees to pay two coffee workers. and taxes. so taxes inadvertently harm small businesses. one time i bought a water bottles, i was taxed three different times for that lunch. you know, c.p.v., san francisco health initiative. i could just go on and on with the taxes.

hair care business grew in the mid-single digits. so it's a bps that's really hitting all cylinders. like all consumer giants, the maker of tide detergent and gillette razors had to contend with competition from peers. color ox, unilever and kimberly clark as well as smaller disrupters using social media as an effective tool to draw customers. meantime, the company continues to double downn on innovation ad techchlogy to launch new products. whether it's unveiling new makeup gear at millennials or dital diapers that trackaby sleep when with knew players flooding thehe marnlts analysts say opinion p and g's ability to maintain the market share will be challenging for the company in coming years. however unveilin new products at the right price that have wider appeal could keep the growing story going. for "nightly business report," seema modi. >>> also helping the market today was united technologies, the dow component off the topnef my head earnings estimates for the third quarter and raised guidance, good newsor the closely watched

in order to transact business with those small businesses. and businesses of other sizes. there is no regulatory relief. we have few civil liberties protections. we don't have a cyber security standard in the database. and it's a new mandate on small businesses. but if you are contend with that, vote yes. if you don't think that's sufficient, vote no. i'm going to stand with the nfib, american farm bureau, national association of home builders, the national retail federation, the real estate round table, and other organizations here in washington like the aclu, the heritage action for america, the freedom works foundation, the american civil liberties union as i mentioned, about i want to mention them twice so people hear that clearly. there is bipartisan opposition to this. so i encourage my colleagues to vote no against this new mandate. stand with your small business folks and bewee will come to bipartisan compromise than what we have here before us today. vote no. yield back. . the chair: the gentleman from nshg yields back. -- north carolina yields back. california ma

you are an all—female business? been a big change. you are an all-female business? have a passion for the subject and want to share all the wonderful things that we see. maria, good to talk to you there. in a moment we'll take a look through the business pages, but first here's a quick reminder of how to get in touch with us. london, singapore, shanghai, new york. 0ur correspondence have your business world covered — on air, online and on the bbc news app. check out bbc.com/business for their insight and analysis. bbc‘s business live page has the latest breaking business news. we want your views, too. get in touch via the business live page, tweet us @bbcbusiness or find us on facebook at bbc money. join the bbc‘s business conversation. let's see what other stories are being talked about on social media. what other business stories has the media been taking an interest in? joining us again is sonja laud from legal & general investment management. it is astonishing they have got to go to such lengths to woo investors for what is going to be one of the best anticipate

i think business will make of it?s will welcome the fact that a deal has been agreed with the eu although of course it hasn't been approved in parliament yet. but insofar as that deal will give at least short—term stability to the business environment, that is good. however, that deal is not in fact the basis for the future relationship with the eu, that has still got to be negotiated, and there is a lot of potential uncertainty down the line about what that will be. and remember, whatever that deal is, there is going to be less free trade with the eu than we had as a member of the eu. and what do you think foreign investment will make of it? well, i think foreign investors will be looking at the uk market and still waiting to see what the future holds. investors take a long—term perspective so they will definitely welcome the fact that there seems to be political progress, but there is still uncertainty about what the long—term trading environment in the uk will be in relation to the eu market. you touched on foreign

what is the business like? dan: right now, this has been a black eye obviously for wework, as well as the ipo market really putting up a white flag, showing investors aren't going to buy some of the business left ear valuations, but it really hits on cash burn profitability. they have to go back from a financing perspective to next steps here, it is the fork in the road situation. you talked about the thing, they first have to cut costs, invest some of the pieces and really put this car back in the body shop until it comes out maybe healthier for an ipo later this year into next year, you think about best case 2020. kurtz: i know that -- kurt: i know that softbank is obviously heavily involved in this company right now. dan, can you give us a sense of what their involvement might be moving forward? i know there is talk of maybe them providing some of that capital to wework, what is softbank's role going to be? out, they havenn to roll up their sleeves and a hands on deck, in terms of just not the financing piec

in terms of apple's business, they will be a smaller business.he financialization has led to higher eps and stock price. know, 52% of the revenue still comes from the comee, so it does still down to iphone sales. talk about the average sale price. as states lowered that, actually, the number of phones are slowly starting to pick up. how much of this demand are you seeing? particularly around the iphone 11? >> i think certainly lowering the prices can bring more consumers into the market or can speed up replacement cycles. as the phones have got more expensive, and sometimes they rival or are higher priced than even laptops, consumers have slowed down. if we were to look back five or six years ago, it was much closer to two years. now it is beyond that. taylor: did we see people replace their older phones faster? is that what is driving next quarter's forecasts? lee: it does not look like it. i think julie has it. that replacement cycle is expanding. myself and my wife are good examples. i have the 10 and she has the and neither of us upgraded. 7

why did you start the business? erik: i started the business training clients. they weren't getting the results they should. so i said, "how can i make this work for them and them get the maximum results?" and i started cooking them food. lemonis: the type of clients that you have, are they professionals...? erik: higher-end clients. higher-end professionals. we do work with a lot of professional athletes. we service a little over 300 clients per week. i'm gonna show you the programs real quick. that'll better explain it. lemonis: okay. erik: well, basically, what you do is you go online. you would select from a program, whatever you'd like. these are the programs. and we deliver gourmet health food right to your door. lemonis: fuel foods offers various meal plans. if you buy 10 meals, the cost is $9.50 a meal. but if you pre-pay for 300 meals, it drops to $7.50 a meal. now, that's a big discount. but incentives like that help cash flow, and they build brand loyalty. erik: so, we don't have any real production going on today. we have packing going on today. we'r

i know this because i'm a commercial realtor i'm in the business of businesses and commercial leases. year san francisco lost 300 restaurants. it will lose more this year. just on my way here i counted seven restaurants in the castro and upper market within the last nine months, that have gone out of business, are up for sale and two have been completely abandoned. so it follows to me, i think the city of san francisco and this commission particularly should embrace new innovative retail concepts and do whatever they can to lower the barriers to entering the marketplace because it's currently prohibitively expensive. it's in this context that cannabis legalization comes to us as a bit of a blessing and lo and behold despite some protests i think our dispensaries have proven to be great community partners and have brought wealth to the city coffers and communities. i've known terrance for 15 years. i echo everything that's been said in the last few minutes about terrance. i have no doubt that he will be a responsible operator. he's proven it so far already as an owner operator of cafe