businesses understand how to get started in business, how to develop business plans, how to be able to put yourself in a position of planning for your business as much as running your business. a big part of what we do is the technical assistance and counseling work we do for folks interested in starting a business or those in the early stages who really need advice about where to go when you run into the wall, about financing, marketing, managing your business. that is an important role we play as well. another role we play is helping small businesses understand how to do contract thing, particularly with the federal government, but in a more general way, with all the public sector players. one of the things that small businesses always need is customers. one of the big customers out there is the public sector, but one of the challenges is the public sector on every level, federal, state, and local, are always difficult for small businesses to understand how to navigate the process of getting certified to do business, finding the right sources to be able to talk to and understand h

business. credit unions offer micro loans. we do a lot of micro loans up to $50,000. this is -- we check credit. we need a business plan. then we look at the three-year tax return and that statement. we do a lot of home care and mom-and-pop shops. we also do start ups. we asked for approval through documents. we work a lot with people who do not know how to file taxes properly. we are mainly focused in san francisco. we are small. we focus mainly on the tenderloin, chinatown, bayview, visitation. we do a lot of expansion. people start small through the credit union and then want to go to the bank. we know we are limited. we cannot afford to give out a big loan. starting from the credit union, we educate them about filing taxes properly and then moving on to the bank, a small one, expansion, and we work with the bank. the bank and credit union are similar. we do allow tax returns, projections. credit unions do not charge an additional loan or processing fee. processing time, on a small loan, --

to the office of small business owner and the small business owner commissioner. he started the office of the small business owner and his contribution has helped to establish the go to for small business owner. but most significantly wins starting with the smoking free ordinance and the alcohol recovery fee and the revisions to the health skirt ordinance and ending with the family free workplace. he provided excellent service and has represented the small business owner commission as well as the liaison city departments. the san francisco small business owner commission extends it's full guide to the commission we we wish you many, many successes. i'd like to make a few remarks to chris's contribution has really i think, you know, really evaluated our position around policy matter and really having different elected offices approaching us ahead of time and has established a wonderful working environment. and that's been greatly appreciated. i hope your proud of your accomplishments and just really want to wish you the best success and think you'll be great in our

>> good evening, steven cornel and i owned a business for 37 years, 108-year-old business. and i think that i know a little bit about dealing with employees but tonight i am going to be talking as a member of the small business advocates. we have big problems with this. the biggest problem, of course, is the rush. we always want to be in front of legislation, we want to be part of legislation, we don't want to be the nay sayers afterwards. this legislation is rushed. one thing that we would like is to put it off until next june, that all of us can get in there and come up with some legislation that works for all of us. given that, here are some of the problems that we have. it is only for san francisco businesses. it is put us in an unfair position, let the playing field... part me, we have heard that this is wonderful in england and australia, and this is san francisco. it is 49 square miles. we are in a competition with people in oakland and those people will come in here and they do come in here now. so it is not the same. we are not talking england and we are not talkin

then you talk about business owners, and 39% of them own multiple businesses. they do this in combinations. >> your time has expired. >> thank you. >> you are welcome. mr. smith is recognized. >> thank you, mr. chairman. i know you have great respective and expertise on both sides of the issue. these discussions are healthy and need to be had. we know the american people want our health care system to work and there is growing skepticism the more it gets involved and the more expensive it becomes, and people can be harmed. that is a growing concern, one i think we all share. mr. jos, you are an expert on the healthcare bill. i appreciate that. you probably study that a great deal. this component we have discussed here today, we are told is not ready for enforcement. do you think there are other components that might share the same view of yours? are there other parts that perhaps you think need to be delayed as well? >> i think the administration is in triage mode. they do not have the resources to implement all of the provisions on time. >> it is a lack of res

commissioner that places you on item 17, new business? >> any new business? >> seeing none, next item. >> commissioners that places you on item 18. is there a motion and i want to motion on honor of chris >> commission meeting adjourned atrybody and welcome to the repeatedly scheduled meeting of the san francisco entertainment commission. tuesday june 18, 2013. black stone call

commissioner that places you on item 17, new business? >> any new business? >> seeing none, next item. >> commissioners that places you on item 18. is there a motion and i want to motion on honor of chris >> commission meeting adjourned at

i think that most small businesses do, and most businesses do. and we are concerned about this being rushed, we are concerned about going through a ballot and we are concerned about being put in a position that we are anti-family. and so, i would urge you to oppose the legislation, unless amended with the items that have been mentioned tonight. >> thank you. next speaker please? >> i have kevin wal ace and elizabeth lefera as the final speaker cards, excuse me, bob black and art swanson, if there is anybody else you can line up on the side wall if not those speakers can go up in any order. >> good evening, my name is rob black and i am the executive director for the golden gate restaurant association, and we represent over 1,000 member locations of restaurants throughout the bay area. most of which are small businesses, like yours. the concern that has been many concerns expressed tonight about the legislation and the impact that it will have on the small businesses and the ability to do business. and i do think that a lot of that came out of the

business people show up here. a lot of restaurants and small businesses, and i am certain those members are very interested in this program. i myself have been faithful so long. that is why i am interested. hopefully i will be able to learn something and pass on to the people who need my assistance. if there's any way the supervisor would be able to generate a little more activity, maybe the location might not be perfect for the small orders to attend, and hopefully, we have another similar occasion to notify all those people to attend. but thanks so much for being here. thank you. >> yes, so, the typical loan for small businesses, these compliance issues, the term depends on the loan amounts. the most we can do -- in terms of other qualifications, again, this is a loan program, loan fund. these are not grants. they are credits. we will look at the capacity to avoid loan payments and also the totality of the situation, taking into consideration whether there are legal fees or remediation fees that need to be paid.

the locally owned businesses, the small business people are identifying the space and they are coming in, so the fear around the vacantcy and what do we do? it kind of start to sell it off to formula retail is actually baseless and there are people looking at this space in particular saying that it has been empty for two years what is going to change? all that we have to do is turn to the development that is coming in the neighborhood and say this is what is changing, the business is coming, and the people are coming, and the money is coming, and the small businesses will follow, in fact, as pat told you, we have evidence of several offers of small businesses on this fight in particular, whether or not those deals ever come through, the offers will keep coming, a restaurant space, in san francisco near the castro, near all of the foot traffic and there is no reason to expect that this can't be rented. >> now, when we are talking about the numbers, the 29 percent, the 20 percent and the 36 percent and do you include the parking lot and do you include the entire district, it is all kind

i grew up in big business, really big business. i would say it is accurate to describe washington has a place that works well if you are big. if you are a big business, it works really well. you can hire legions of attorneys and accountants and lobbyists. in fact, all of that complexity helps a big business a lot of times. if you are a big trade association, if you represent lots of votes, whether you are a union or a company, washington works well for you because you have the resources and time to wade through the complexity and let us to sometimes manipulate the complicated environment to advantage you and your members. if you are a politician, it is to your advantage as well because now your job becomes to represent people and help them navigate through this thicket of complexity. but washington does not work well if you are an innovator and entrepreneur who is so busy trying to build your future for yourself, for your family, and for your community that you do not have the time or resources to navigate your way through this thi

businesses together. a way to take care of the people in my community. i think that the most important thing is to feed people. and i found it community in hayes valley i reached out to russel regarding the location before putting down a lease because i wanted to become a part of the community that my business and i could glossogrow with. i choose to open there and. i think that the amended ordinance at hand goes to the heart of what we're talking about with the formula retail ban. the desire to preserve in san francisco a space for individual sole proprietorships. i can food my rent but it's not possible if i parking meter with a number of much more infinitely popular organizations. in addition maintaining and that is important you have a lot of neighborhood locals that hang out and one of the things i've heard as resident of the community we need the services that can be provided should be provided at a southern price point. we need a laundromat and those are not largest organizations that can parking m

small business. this project started when we heard from neighborhood merchants. unfortunately, they had access issues, visibility access issues. we have been working closely with many of our partners year today to educate about these -- many of our partners year today to educate about these issues. also in terms of board guidance. i want to thank all of you for coming. many of you may have assistance. i know many merchants could not be here. please do it share this information with other merchants in the area. we have virginia from the office of small business. we have roger from the bar association. no carla johnson from the office of disability. -- we have carla johnson from the office of disability. i want to especially it acknowledge my colleague to help us get the resources and brought legal expertise to the table. i do not want to take too much of your time. thank you for coming. >> thank you, supervisor chu. i want to express my admiration for a supervisor chu's commitment to you. so, from our

the business activity? >> i have not. >> sorry i have not reviewed that specific study. >> okay. >> so there is no, there is no evidence that that is the case. >> no. >> okay. thank you. >> those are my questions. >> in the studies, yes. >> in the studies that you reviewed is there a correlation then between increased business due to increased i mean is there any correlation at all that the increased business is connected in any way to the increased activity bicycle access? >> our amenity to the area and that generates traffic and business and increases economic vitality. >> has there been anything that you have seen where it increased the bicycle activity verses the vehicular car activity? >> i mean is there any, i am not sure if i can frame the question here. basically i want to know if there is an inverse relationship if there are more vehicles having access or there are less cars. >> and i have not seen anything like that. >> okay. >> i have nothing further. >> because i have a question. and soonest wou

next item, please. >> item 11, new business. >> does anybody have any new business? seeing none, next item, please. >> item 12 is adjournment, is there a motion to adjourn? >> i move. >> i second. >> all in favor? >> aye. >> meeting adjourned. >> commissioners, the final is 3:24 p.m. >> thank you commissioners. >> san francisco recreation and parks department offers classes for the whole family. rec and parks has a class for everyone. discover what is available now and get ready to get out and play. henri matisse. frida kahlo. andy warhol. discover the next great artist. get out and play and get inspired with toddler classes. experience art where making a mess is part of the process. classes and the size the artistic process rather than the product. children have the freedom to explore materials at their own pace and in their own way. talks love art, especially when they died into the creative process -- dive into the creative process. at the end of the classes, they have cleaned and washup. of.com great way to get out and play. for more information, visit sfrecpark.

small business grow.t's been three years now since ecommerce brand launched and disrupted the brand of prescription eyewear one click at a time. why are retail stores now a part of their expansion plan? we head to their brand new flagship store in new york city to find out why this online business is also going offline. when classmates neil, andrew, and david launched warby parker in 2011, it shook up the world of prescription eyewear, selling well under the price of typical fashion prices and doing it all online. >> we said, what if we could create our own brand, work directly with manufacturers and sell them directly to consumers through a user-friendly website, we could offer the same glasses that normally cost $500, $600,but do so for $90. >> it took off. >> we were featured in "gq" and "vogue" and hit our sales targets in three weeks and sold out of our inventory and had a waiting list of 20,000 customers. >> and for two years, sold almost exclusively online. didn't have stores in the business plan.

line.ndents if you're a business owner, small business, large business, we have set up a line for you. let us know the type of business you own or run when you call-in. we're also on twitter. we're keeping on -- our eye on #cspan.tag danny says -- justices think about this. jeremiah of with a simple get control of your greed. that is on facebook. we mentioned we covered a number of speeches recently. among the folks you will hear from, tim cook, the ceo of apple. also the head of xerox. fred smith, the founder and head arne sorenson. the numbers are on your screen. go ahead and start dialing and participate by twitter and facebook as well. he talks here briefly about the economic recovery and consumer confidence. here is what he had to say. >> what i would say are a few key things. i think the consumer has demonstrated an incredible resilience in a very challenging economic environment. the question is how long will that last? but the consumer is held up relatively well. you also see that in spending, you see that in the credit performance. for the industry overall, they are at close

american businesses. neal, what did you hear from the membership today? what will they do next with this extension? >> i think first they will take a deep breathe and reevaluate where they are. this announcement last night, both surprised and pleased us. i think there is a sense that we were careering towards a deadline and i think there was some danger that we were going to get sideways on this. so i think we're very encouraged. >> put into perspective for me, if you would, neal, the number of businesses that would be affected by this employ ehrmann date and now won't be. i understand it's like 97% of all businesses in the country have fewer than 50 employees anyhow, and most of the businesses above 50 employees, full-time employees that is already provide insurance. so what number of businesses are we talking about? >> it's actually a large percentage of the employees are se larger than 50 employee groups. we have a lot of members that are in that small mom and pop range, as well, but they still had to

and many of our businesses already know this small biz businesses have been that credible innovativeors. gift more smaller needs and flexibility is good for them and us. i urge you to support this measure and make sure that san francisco continues to be healthy and a flexible place to work and it will keep families in our communities. together let's help san francisco become the gold standard. and on 0 final notes the committees agenda change and be flexible so i don't have to run out and pick up my kids at the same time (laughter) >> that's part of being flexible. i'd like to invite of its director of small businesses. that's fair to say there's concerns raised as we discussed and i tried to work diligently to address them but on behalf of the commission is regina and a thank you supervisors you should have received a copy of the commissions response if not, i have copies hero. so the commission did hair the legislation the ordinance on monday july 8th and it's official responses not to approve as presently drafted amendments are required and between that the evening of monday july 1st

business, talk to them as you are growing your business. when the economy is strong, all lenders are shopping for transactions. in times are tough on credit, you want to rely on those deeper liberation ships with your lender. you want to develop a relationship with a lender. it is the case where you want to open up an account, while to have another bank services that you want to have a relationship with your lender with it because when you go to them for any loan requests, you want them to know about your business and feel like they are a partner of yours, not just that you are shopping them. if you are shopping, you are just looking for the best deal from them, rather than a long- term relationship. >> i want to thank everyone for coming. hopefully, you have all signed up for our updates. we are going to be hosting these on a regular basis. the next two coming up will focus on becoming a government contractor, how your small business can partner with the government. the next one will also be on how to grain your business, with tax -- green

i grew up in big business really big business. i would say again, not a partisan comment, i would say it is accurate to describe washington as a place that works well if you're big. if you're a big business that works really well, guess what you can hire, legions of attorneys and accountants and lobbyist. in fact all that complexity helps a big business. if you're a big trade association, if you represent lots of votes whether you're a union or a company or an association, washington works well for you. you have the resources and the time to wade through the complexity and let us speak the truth to in complicated environment to advantage you and your members. if you are a politician, it's to your advantage as well. because now your job becomes to represent people and to help them navigate through this complexity. but washington doesn't work well. if you're an innovatetor and entrepreneur who is so busy trying to build your future for yourself, for your family and for your community that you do not have the time or the resources to

small business consultant and your business guest rob basso asks are daily deals good for small business to offer one must be carefully considered. carol roth tweets the one thing you need for successful delegation, definitely set clear expectations. and "usa today" small business columnist rhonda abrams suggests is identify problems before they occur and save your small biz from unwanted surprises. so we will continue to follow all of those people and you guys and share them with our audience. you had great advice today. now we'd love to get great ideas from small business owners just like you. >> we started a customer appreciation program called our fabulous 100 where at random intervals we provide them with gifts, incentives and other little acts of kindness and this program has been so successful that will group of customers more than doubled in sales last year. >> my tip business owners is to take tips out there for free. you can use microsoft excel to make control of your stock instead of hiring very expensive software. >> one thing we like to emphasize is because of our small size

get with the small business administration to lend to small business. they have such a poor record. >> they do have a poor record. they tried to do away with it, and the democrats raised up and said we can't do that. in my opinion they spend a lot of money on nothing, a lot of taxpayer money on nothing. we spend our money producing videos telling us what a great job we have in the post them on youtube. we just had small business week with a lot of events going around, the politicians and corporate sponsors could have photo ops because small businesses are participating in that. during the height of the recession, small business lending from the fda went down. the bank actually specializes in loans, your chances are slim to none. if a bank says yes, i guarantee that loan, and the business defaults on the loan, goes back and says cough up your amount, they can review the underwriting policies and if they disagree with something, they can back out. gerri: if you are subject to some sort of external review, why bother? if somebody defaults you want to move

small business grow. for most of us, when we talk about main street, we think of it as the heart and soul of small town america. this symbol of what makes america american. and those main street businesses from the hardware store to the barber shop or the local bank, these are what we think of when we think of small business. so, how is main street america doing in the face of our country's economic ups and downs? we decided to travel the country to find out. our next stop? brundidge, alabama. ♪ sweet home alabama >> i'm in brundidge, alabama. population about 2,000. i'm halfway between montgomery, alabama, and pensacola, florida. 60 years ago, main street was hopping. this was the place people came to shop, convene and hang out. look around now and it's not exactly the same. there are a lot of vacancies here. what happened? the same thing that happened to a lot of towns in america. factories shut down. people lost jobs and then big box stores moved in. brundidge isn't a ghost town and it doesn't intend t

registration and businesses call our office to in hopes of getting some assistance around the business registration. so that is a very high volume 8 hundred clients served and that's mostly through phone call. i want to give you a quick update. the mayor is meeting about 8 hundred new jobs and appreciate any kind of continued promotion and encouragement of businesses par taking in this. it's match with united way is organizing it so if you need the contact information i or chris will be happy to send that to you. the online business protocol it was approved in the budget. excuse me. and the funding is projected to start october 1st. so i and jan will be attending a meeting technique to start working on that process. so there isn't much more to talk about but really want to appreciate the mayors advocacy as the supervising support for the online business portal. we'll be receiving the funds collected through the additional dollar collected there the business registration. and so we will be developing the program to present to you at the on that ground 29th meeting in terms of how we're

leaders and small business leaders here in this room and beyond. and we will continue to do that in the coming days. >> commissioner dwight? >> i just want to say, when we leave this room that i have been a support of you, and i acknowledge and appreciate and applaud all that you have done on behalf of business but on behalf of sound government in san francisco and goodness knows that we have needed some adults in the city hall. and you were definitely one of those people who have good, sound, thinking. this is where, i think that some of us have sort of our cognitive dissonance is that despite all of that, this one we don't feel, is in the same, is in the same realm. and that is why we are struggling. >> the fact of the matter, that we all see this issue in the different ways and i just personally had hundreds of conversations with employees who struggle every day in this city, and now they may not work for your company and they may not feel comfortable bringing it up with companies that you are a part of. for whatever reason, the situation exists

businesses thriving. that's coming up next on "your business." >>> small businesses are revitalizing the economy. an american express open is here to help. that's why we are proud to present "your business" on ms c msnbc. >>> hi there, everyone. i'm j.j. ramberg and welcome to "your business," the show dedicated to giving you tips and advice to help your small business grow. when we think about main street we think about the heart of a community. a place where small businesses usually the focal point and where you expect something special, like great customer service or a terrific cup of coffee or to be greeted by your first name. so how is main street america doing in the economic ups and downs this country has been facing? we decided to travel the country to find out. our first stop, galina, illinois. welcome to main street usa. a series we're doing about companies on main street across america. today we're in galena, illinois, a community that is rich in history and beautiful 19th century architecture

business reason. and having said that, there are despite the significant changes that have happened in the legislation from the amend td version, there is still several features of it that depart from a simple requirement that businesses accept a request for a flexible work schedule. and there is several, differences remaining between this legislation and other legislation and other places on which it is broadly based. and some of these, do create greater uncertainty for business than a simple request, for a flexible work schedule and they do potentially raise the spector of the challenges of meeting customers or rating the costs and i want to go through the negative economic impacts as well. >> and there really are five or six issues. >> the temporary worker and i touched on it before. the issue with the temporary worker is not so much that it is bad that the temporary workers should have a flexible working arrangement but the way that the ordinance is written and even in the amended version it could

i think that the businesses in succeed if we have good sound business policies but we make sure there's comprehensive immigration reform. because we've he learned over the years is that there are millions of people in the state of california and undocumented folks in san francisco that are not part of our official economy that are hiding. because of fear that will not participate in health prevention because of fear. because of that we have to have an immigration policy it is forward-looking and make sure there's a path to censorship[p. we're in a worldwide talent war. are we going to lose to other great cities or are we going to make sure we're getting the talent. i know the conversations are a bit sensitive but we're not taking anything away from our companies. i have investments in europe where we train residents to be part of the technology we have but at the same time certain areas need that worldwide talent. event pride is not just here for local customers but for events around the world. and that's true for every company in the chamber of commerce wants worldwide so immigration i

as men have said, that corner is a hard place to stay in business. every single restaurant that has been there has gone bankrupt and we really, really need to see it filled with something that is sustained and help the neighborhood. thank you. >> i will call the last batch of names. >> david troop, dylan macavin. >> dennis richards. and allen nelson. >> and my name is gary wiess and i am the president of the heights neighbors and on the planning committee sxim also the owner of a small business on market street, two blocks from the site being discussed. and i have owned and operated my flower shop for 30 years now. san francisco, is a very popular destination and millions of people visit each year and come for the beauty and uniqueness, the castro upper market neighborhood are visited by hundreds of thousands each year, and those people come to see a vibrant neighborhood with the businesses that don't exist anywhere else and they do not come for the same stories. and each formula retail business that moves in, dilutes our uniqueness. formula retail e

chamber of commerce and the recently formed elite business roundtable an exclusive club of c.e.o.'s joined forces to lobby congress and push their agenda with major campaign contributions their goal to buy congressional votes to implement a corporate make over of america you had massive lobby beginning in seventy six seventy seven seventy eight for cutting taxes on rich people trickle down economics cut capital gains taxes cut dividend taxes cut income taxes and the economy will flourish some of the democrats start drinking the kool-aid along with the republicans. in the. next big business set its sights on the biggest threat to their bottom line the wages and benefits of the american workforce especially union members starting in the one nine hundred thirty s. at one targeting power or wages working conditions and benefits but instead of negotiation big business want to control. blue is the poll memo business men should use their financial muscle to shape the politics of the country nor should there be reluctance to penalize politically those who oppose it why nine hundred seventy

serious business.attorney had to say. >> she's been a huge success on the show, has millions of fans, and we're hoping that all the good qualities that led to her becoming a television celebrity and attracting as many fans as she has will continue to resonate through this case. there are many, many, many positive dimensions to teresa giudice and we'll bring them all out >> reporter: reality show star is accused of pumping up their income to get loans before they all made it big. teresa even allegedly submitting fake w-2s and pay stubs and prosecutors say they hid how well they were doing, lying to the bankruptcy court and failing to file tax returns. lots of issues to resolve. here's joe's attorney now. >> i worry about everything. we try to prevent any prejudice from seeping in, but all i can tell you is henry clingman is an excellent lawyer. we have a good team and we'll do the best we can to avoid any prejudice so they can get what they are entitled to and that's a fair trial with unbiased jurors. >

should run their business. i am sorry for those of you who think that two employees and employees and keeping notes for years does not cost you monday y i don't know what business you run but time is money. it will cost money. respectfully for the gentleman, very articulate man who came up here and started telling you that this is going to get the boos and i perceive him is from being the entitled generation when he says that we expect it from the employer. again, i run a business. and we work together with the employees. very happy. and what you heard most tonight, was, if we can just work together, if we can just have a flexible schedule and request a flexible schedule that is all that is needed here, not all of the other manutia, thank you for your time. >> any other members of the public who would like to make a comment this evening? >> come on up. >> i am jay lantus and i am speaking for myself here although i am a member of the small business network. the offense that i take to the entire discussion that