remember, we make your business our business. building animatronics is all about getting things to work together. the timing, the actions, the reactions. everything has to synch up. my expenses are no different. receiptmatch on the business gold rewards card synchronizes your business expenses. just shoot your business card receipts

until then, i'm jj ramberg and remember, we make your business our business.animatronics is all about getting things to work together. the timing, the actions, the reactions. everything has to synch up. my expenses are no different. receiptmatch on the business gold rewards card synchronizes your business expenses. just shoot your business card receipts and they're automatically matched up with the charges on your online statement. i'm john kaplan, and i'm a member of a synchronized world. this is what membership is. this is what membership does. >>> happy friday. i should tell you right now there is not a cocktail moment on tonight's show. if you want to hit pause and go get a drink right now, i would understand though. because ted cruz is in iowa and that violates the rule from bans all reasonable people from talking about the 2016 presidential race. we try to never violate it. and there's good reason not to. the last presidential race was less than a year ago. there's another really big nationwide election that has to happen between now and the next preside

remember, we make your business our business. building animatronics is all about getting things to work together. the timing, the actions, the reactions. everything has to synch up. my expenses are no different. receiptmatch on the business gold rewards card synchronizes your business expenses. just shoot your business card receipts and they're automatically matched up with the charges on your online statement. i'm john kaplan, and i'm a member of a synchronized world. this is what membership is. this is what membership does. >>> the prognosis for post shutdown washington isn't good and there's a reason. >>> good morning. we're feeling a little lonely. we're especially glad you decided to join us today, spend any time looking for the political middle these days, you'll find yourself in a no-man's-land, wondering where everybody else has gone. was the system designed to work in an era of hyperpolarization. we'll explain in a minute. is marching further to the right the way for the republican party to win back the white house? ther

and remember, we make your business our business.g animatronics is all about getting things to work together. the timing, the actions, the reactions. everything has to synch up. my expenses are no different. receiptmatch on the business gold rewards card synchronizes your business expenses. just shoot your business card receipts and they're automatically matched up with the charges on your online statement. i'm john kaplan, and i'm a member of a synchronized world. this is what membership is. this is what membership does. it has been 18 straight days now, 18 straight shows in which the lead story on this show has been the government shutdown and the debt ceiling and shuddering republican party implosion. 18 nights in a row that has been our lead story. and of course, that story is not over. we are going to have more on the shuddering. but tonight, tonight, after 18 nights, we do not begin in washington. tonight, we begin in a little courthouse in topeka, kansas. we begin with this. >> do you believe abortion should be made illegal? >

remember, we make your business our business.g animatronics is all about getting things to work together. the timing, the actions, the reactions. everything has to synch up. my expenses are no different. receiptmatch on the business gold rewards card synchronizes your business expenses. just shoot your business card receipts and they're automatically matched up with the charges on your online statement. i'm john kaplan, and i'm a member of a synchronized world. this is what membership is. this is what membership does. >>> happyfully. this is going to be one of those shows where something might go terrifically, technically wrong. it might be more fun if it works. i'm warning you. today in our nation's capitol. it rained. dreary morning commute in the d.c. area today. because it was raining hard at times this morning, that meant the rainy morning come meet around the beltway from virginia to maryland and the d.c. area, it went at a dreary, raining morning speed, but it was special. the day of the freedom trucker's protest ride, whe

our business. the world keep promises. david: time for a quick speed read of some of the day's other headlines, five stories in a minute of the first up mcdonald's and kraft are teaming up to sell mccafe branded packaged coffee. it include whole bean and ground coffee as well as single cup options. test markets and pricing have not yet been disclosed. >>> cutters sovereign wealth fund built a one billion dollar stake in bank of america. they started buying shares in the big bank two years ago. >>> apple's share in the worldwide tablet market plunged 11% in the third quarter to 29.6%. research firm idc expects apple to regain its foothold in the fourth quarter from sales of i -- ipad air and mini with rhett tina display. >>> google set up a online shop where customers can buy accessories that go with the device. the glasses will not be foresale. >>> amazon introduceing a program called amazon smile which will donate .5% of your purchase for charity. the donations places will be on the website. that

and, remember, we make your business our business.lding animatronics is all about getting things to work together. the timing, the actions, the reactions. everything has to synch up. my expenses are no different.

business from a fixed pace to a scaled larger business model?> all right, i'm going to start with you, scott, because you certainly scaled a business. i don't think you're at a fixed pace. >> we weren't. we were always growing, but i do think it is all about validating before you scale. you have to make sure you're scaling the right things. when you feel like you have something and have the pricing down and know what the product or service is you're offering, it is all about operationalizing. what you don't want to do is at that point start scaling to more services and more offerings. what you want to do is scale the things that actually work. so if there is one person who is doing the marketing and the finance and also helping with product, that should at this point probably be three people focused on each of those three things specifically. i think the mistake we often make is we try to operationalize really quickly and try to, you know, you try to scale by having multiple people that do multiple things and that won't get you very far. >> how

business, let alone the largest economy. business itself is pushing back. the dysfunction in washington has trade groups re-evaluating conventional wisdom about the close relationship between business and the gop. pop quiz, which is the party of business? republicans or democrats? >> it had been assumed that business and republicans were in bed together. now all of a sudden you see the new breed of republicans, mostly from the tea party, who are not all that friendly with wall street or banks or big business. it's really scrambled traditional thinking. >> the united business in the gop for decades, a philosophy famously articulated by president ronald reagan. >> government is not the solution to our problem. government is the problem. >> and embraced by the party's standard bearer in 2012. >> corporations are people, i many friend. >> but a willingness by the right wing to threaten default and shut down the government is threatening to damage that historic alliance. >> i say there are a lot of republicans, mostly all tea party republicans, who may not get t

our business. od. helping the world keep promises. help the gulf when we made recover and learn the gulf, bp from what happened so we could be a better, safer energy company. i can tell you - safety is at the heart of everything we do. we've added cutting-edge technology, like a new deepwater well cap and a state-of-the-art monitoring center, whe experts watch over all drilling activity twenty-four-seven. and we're sharing what we've learned, so we can all produce energy more safely. our commitment has never been stronger. once wrote something on a sheet of paper and placed it in his factory for all to see. ♪ four simple words where the meaning has never been lost. the challenge always accepted. and the calling forever answered. ♪ introducing the all-new 2014 s-class. mercedes-benz. the best or nothing. melissa: all right another fight heating up in washington. this time making many see red. it is all over whether or not the redskins should change their name to appease critics who call it political

. >> i worked in small businessed businessed -- businesses and owned small businesses and large businesses and it is not the same. some flourish in a larger corporate situation. gut -- but i want to take exception to something lizzie said, and this goes to how we are hearing so much about how obamacare is csing more part-time jobs. there is a fascinating detail in this past week's job figures which i happened to bring the report with me as always that shows year on year those who have part-time jobs for economic reasons which are those who have part-time jobs when they want full time jobs has decreased by a half a percent. it is going down. >> clearly the train of thought is making all local stops. when you look at the data from the labor department and it shows 833,000 part-time jobs created january 1 -- let me finish. 830,000 part-time jobs created since the beginning of the year through june and lost 97,000 full time jobs. with all of the government spending $3.5 trillion a year we can't get this economy moving. we need pro growth economic policies -- >> hold on, hold on. steve i want t

our business.elping the world keep promises. see who does good work and compare costs. it doesn't usually work that way with health care. but with unitedhealthcare, i get information on quality rated doctors, treatment options and estimates for how much i'll pay. that helps me, and my guys, make better decisions. i don't like guesses with my business, and definitely not with our health. innovations that work for you. that's health in numbers. unitedhealthcare. help the gulf when we made recover and learn the gulf, bp from what happened so we could be a better, safer energy company. i can tell you - safety is at the heart of everything we do. we've added cutting-edge technology, like a new deepwater well cap and a state-of-the-art monitoring center, whe experts watch over all drilling activity twenty-four-seven. and we're sharing what we've learned, so we can all produce energy more safely. our commitment has never been stronger. david: all eyes are on apple but we're still waiting for herbalife ear

there are thousands of small businesses that are government contractors or whose businesses depend on government contractors. many small business contractors have already had to cut back due to seek estrogen -- sequestration. to make matters worse, small business owners are suffering from the fact that small business administration loan processing is grinding to a halt. why is the government shutdown right now? it is because a narrow band of ideologues are hell-bent on relitigating a health care law that has been passed by congress, signed by the president, upheld by the some green court -- supreme court and went into effect. small businesses are not interested in ideology. we are interested in creating products, taking care of customers and making payroll. we need our government to recognize and support this. we launched a national sign on campaign at www.s toptheshutdown.com, asking small business representatives to let their government no that the shutdown would at earthly -- adversely affect their bottom lines. hundreds of small business owners have already signed. we need more. c

remember, we make your business our business.ronics is all about getting things to work together. the timing, the actions, the reactions. everything has to synch up. my expenses are no different. receiptmatch on the business gold rewards card synchronizes your business expenses. just shoot your business card receipts and they're automatically matched up with the charges on your online statement. i'm john kaplan, and i'm a member of a synchronized world. this is what membership is. this is what membership does. >> this is the fourth day of the shutdown. the democrats are trying to pulling rabbits out of hats to try to save the republican party. >> good afternoon madam speaker, ladies and gentlemen, we are announcing something good today. we are about to rescue the republicans who have gotten themselves in the unhappy position. >> john dingell of michigan announcing the new democratic

seeing none, next item. >> takes us to item number 13, new business. >> any new business? seeing none, next item. >> item 14, adjournment, this is an action item. >> do we have a motion to adjourn. >> i move. >> all in favor, i. meeting over. vote. >> trigger treat san francisco we're here with the spoke activities and i'm hoping you're ready for hallowing. ? the weekly buses this tuesday try our hand at making our own halloween mask come to bryant street. but the space is limited so r v s public works and on thursday correcting check out and get into a costume contest but learn l about mosquitoes from the academy private attorney i microbiologists and a learn about the parish point the spoke i didn't motives and sill ma street come join out on the fun. and that's the weekly businesses. for more information sf government >> good afternoon and welcome to the san francisco board of supervisors land use and economic development committee. i'm scott wiener the chair of the committee and periphery jan kim and david chiu. your clerk is lisa miller. i want to thank sftv clerk, ar

the fact in business, you guys cover business, i cover sports. you would never continue to do something just because the way it always been done, right? that is not how innovation works in business. >> business, difference between live and loyalty a company has toward a business versus love and loyalty a company has toward as team. >> anything as long as it wins. >> comes down to the talent. if the talent is good, who cares what the name is, right. melissa: obviously at love people this is geting a lot of press. you followed this guy for long time, daniel you think happens? what do you bet? >> i think eventually name will change. i think eventually pressure will mount and he will turn and change the name. ihink it will look like happened 10 years too late. melissa: what eventually? the pressure, they're meeting today. it is mounting this is a story that feels like isn't going away. >> well i can only go back to things that happened when, we see this in other areas of sports. when sponsors start pulling out. when sponsors are feeling it that is wh

, that businesses aren't ready, that businesses can't.ou have advised more businesses probably than any other company in the country. are businesses generally ready for the affordable care act? >> well, i don't think they're ready right now. there has been a lot of confusion. the biggest thing we get from small business is they're confused what their premiums are going to be. they're confused whether their employees are better off going to exchanging versus their own, how much applies to them, what they have to file. companies like paychex are helping them navigate through that, but there is a lot of confusion. and of course that doesn't help new businesses start up. but the existing ones will be able to work them through it. but right now a lot of confusion as these exchanges have just opened up yesterday. >> do you have businesses, and i know your product well, that have, say, 40 employees, and they're coming to you and saying listen, i understand there is this 50 rule. do i have to split the two companies? should i stay at 49 and not h

businesses. we're going to get some of this on the record today. our witnesses, all of you, come from a variety of different industries. you come from the tourism industry, from the high-tech efficiency first, from i.t., from cyber security firms. you represent the health care sector and even a small manufacture you are of gun parts is here to testify how the shutdown is affecting your business. some of my colleagues that have joined me and recognize them in a minute and thank them for being here. everyone's own a tight time frame today. but some of their firms that they represent in their states have expressed a strong, given strong letters of support for this hearing and expressed their views. here, are just some that we collected and i will do this briefly. one of my small business owners in donaldsonville, louisiana, sent me a letter. he works in sugar industry. owner of a small consulting business. wanted to open grapevine cafe in donaldsonville. we're famous for restaurants, and always good

small businesses. who are experiencing the same kinds of challenges that you have talked about today. i want to especially recognize chuck, the president of provident bank which has four branches in new hampshire and does a great job of lending and participating in the s.b.a. lending program. so thank you for being here as well. i want to make a point of saying to all of you that i think every one of us here are as frustrated and upset about the irresponsible and reckless behavior on the part of some members of congress that have led taos this point. and we all believe we need to start the government back up immediately that we need to put in place a long-term solution to raise the debt ceiling so that we can reassure not only people in this country but around the world that america is going to pay its bills and that we should end these manufactured crises and get on with the business of governing the country. so please know that every one of us here is working toward that end. and very distressed as i

you debate how much it is for various businesses and rake from business to business. this this environment, where are we going down the path in the first place? >> i think figures that jumped out at me the one in your testimony. you mentioned 76% of the small businesses are likely not to hire in the next six months. and other numbers in here with regards to how many are pulling back the number of employees they have as well as cutting your hours. whenever you look at small businesses as being the driver of our economy, that just, i mean, that just immediately shows there's a blanket of -- over the entire economy with regards to generating jobs. and, you know, i think you probably could extrapolate from that there's not at lough new job creation going on out there as a result of this. unless there's a particular niche industry. >> the energy industry is great; right? yeah! i can talk about the energy industry. across the board, again, the numbers are clear in term of where we should be in term of job creation in term of the recovery and where we are. you can pick your

a business district. the outreach needs to happen early in the design and development phase and dedicate staff to be a liaison to the business community. those are some of the recommendations. we can solidify those, continue to work on them, continue to expand on them. i put forward just kind of some list of questions that have come up through some discussions with the commission, committee, the council of district merchants with the small business leaders, with the mayor, various things, so i'll run through and i'm just going to read them through and we can have a discussion on are these areas of interest you'd like to get more information before we have our joint hearing. how does the sfmta determine whether or not all means of the vehicular traffic can be accommodated on a street? is there a distinction of types of uses in the transit plan for residential streets and commercial streets? are traffic alterations codified in the transportation code prior to implementation of a plan? when the sfmta propose

it was close to businesses are. what we decided to do was work in tandem with the invest in neighborhoods staff to let the businesses know along the corridor that we can help them with their individual business needs, but then also try to address the larger corridor concerns. large part of the impacts on business operation happen based on what's happening on the street. so we did this and i think we are finding that it's useful because a lot of times there's a sense that the city's not doing enough to address homelessness, address crime, address those larger issues and so we have a point of contact and reference to work with, you know, on those larger issues. one of the things we also want to do is make sure we reach out to all communities so with the work of francis we're starting to reach out to the monolingual communities. >> [inaudible] enables us to work with pretty much most of the communities i think in the cross cultural situation. [inaudible] extends connection and establish network between merchants in the

start your business today with legalzoom. cheryl: hackers targeting small business.? 150 ilion dollars i make over. the details. and gold back in the green. we will be live. stocks every 15 minutes, let's go to the floor and nicole petallides. blue chips and pet smart under pressures. nicole: so much going on in wall street. the major averages. the dow under pressure down 45 points. the s&p 500 up 13th of 1%. the nasdaq up nearly half of 1%. ibm and some others are weighing on the dow. look at pet smart. down 1%. coming up with third-quarter sales outlook and that is forecast weaker than expected. as a result you are seeing it to the downside down about 1%. cheryl: nicole, thank you very much. dennis: the smaller they are. the small business is under cyber criminals. a recent study from verizon claims 70% of data breaches in 2012 occurred against companies with fewer than 100 employees. that is the focus of cyber security expert and foxbusiness.com contributor. joining us now from washington. small and beautiful. >> no, they face as much risk as larger companies. a l

i think that the businesses in succeed if we have good sound business policies but we make sure there's comprehensive immigration reform. because we've he learned over the years is that there are millions of people in the state of california and undocumented folks in san francisco that are not part of our official economy that are hiding. because of fear that will not participate in health prevention because of fear. because of that we have to have an immigration policy it is forward-looking and make sure there's a path to censorship[p. we're in a worldwide talent war. are we going to lose to other great cities or are we going to make sure we're getting the talent. i know the conversations are a bit sensitive but we're not taking anything away from our companies. i have investments in europe where we train residents to be part of the technology we have but at the same time certain areas need that worldwide talent. event pride is not just here for local customers but for events around the world. and that's true for every company in the chamber of commerce wants worldwide so immigration i

it won't hurt business?> you can't be wealthy unless you are healthy. >> you may remember his support of obama care. >> the republican plan, don't get sick and if you get sick die quickly. i was surprised to learn he used to be a businessman. he had idt. >> unusual politician having really created something, created wealth, run idt. i would think you would see the burden put on all of these businesses. >> one rule has had a dramatic impact on job creation ohher on small business. >> this isn't one rule. it is a pile of rules. >> here is obama care. many say the secretary shall produce more regulation. >> put together that rule. >> what about the tax on medical advice? bunch of democrats now object to this. >> listen, we have to pay for it somehow. >> obama care poses a steep tax on companies that make medical devices. pacemakers, artificial limbs, digital thermometers. it want can't be a profitable business. the new tax means they will probably save fewer lives. they want that part of obama care killed. >> d

car business has ended. ford sales did rise nearly 6% and chrysler had its best september in six years, but sales fell sharply at general motors, toyota, volkswagon. gm said weak demand for its redesigned full-sized pickups was a big driver of its 11% sales drop last month. the annual sales rate dipped to 15.3 million units last month, down from 16 million in august. >>> over in the commodity markets, gold prices took a tumble today, settling at a two-month low after the government shutdown sparked a lot of investors to put their money into less risky assets like cash. gold prices fell more than 3%, losing more than $41 an ounce. >>> pharmaceutical giant merk is slashing costs, as well as thousands of jobs, as it battles competition from cheaper generic drugs. investors, though, rallied around the dow component today, sending shares nearly 2.5% higher. mary thompson has more on merk's restructuring and what's next for the company. >> drug giant merk is slashing expenses to sharpen its focus. here's ceo kenne

a vast majority of business. s are tired of is the governing of crisis. do we need to break that? absolutely. we have to stop doing that. >> reporter: the president will be speaking here at 10:40 this morning. megan mcgrath, news 4, back to you. >>> we already saw the impact the shutdown is having on one business. we went to pentagon city. restaurants there count on federal workers and government contractors to stay in business. >> we haven't seen the business had week. >> that shop opener says he's taken more delivery orders from people working from home. >>> nongovernment workers could soon have to face furloughs because of the shutdown. united technologies corporation says it may have to furlough more than 5,000 people if the government is still shutdown in a month. some of those employees may not have that long. more than 2,000 could be furloughed as early as this monday in a division that makes black hawk helicopters. the kboft can't approve spending on military projects. wall street is starting to get nervo

banking business. it had the heinz deal last quarter which boosted earnings there. we didn't see that this quarter. all investors really have to go on is the mortgage business. you can bet they're going to try to push a lot of new strategies in the other parts of its business when it doesn't have the clarity on where mortgages would go from here. >> would you agree with that? >> i would agree. the banks are running out of tricks here, cutting costs, releasing their loan loss reser reserves. they can only do that so far. they're going to scrape the bottom of the barrelp everyone is hoping at some point these ultralow interest rates kickstart the economy and a lot of demand but we've kind of seen the opposite of that. consumers are pulling back a little, the auto business is weakening and businesses are so concerned about regulation, about health care, about problems in washington, that unless they really have to hire or really have to add capacity they're not doing it either. we need a strong economy fo

but the, at the center is new businesses are different. they're important, but exception alley fragile. we recommend in the critical first five years, that window, they be afforded a preferential tax and regulatory policy framework to really help them get off the ground. sort of a on ramp. >> and we will take a quick break and be back with more from john and courtney after this. stay with us. and when you get up -- can i play? no! you don't even get football. [ male announcer ] when you've got 100% fiber optic fios, you get it. america's fastest, most reliable internet. it's the ultimate for downloading, streaming, and chatting. -- that guy all over the football field. thanks, joe. if the running backs don't start picking up the blitz, the quarterback is going to have a long night. is that your sister? look, are you trying to take my job? maybe. technology that lets you play with the big boys. call the verizon center for customers with disabilities that's powerful. at 800-974-6006 tty/v. >>> and we're back with more now from john and court

>> well business owners with more than 50 employees and thinks that the only business owners with anyesponsibility. 95% of them are in the market right now. a delay doesn't change the market numbers. individuals have tax credits coming their way. have financial help for the first time and the market that we are now running -- >> jon: right. >> -- is available for them. that doesn't delay that didn't stop. we know about six out of ten people will get a policy for under $100 a month. never happened before. insurance companies can't turn anybody away with a preexisting condition. >> jon: i'm if an individual i'm wondering, well, an individual who doesn't want this. there individuals clearly that want this but if i'm on individual that doesn't want this it's hard for me to look at a big business getting a waiver and not having to do this and me having to because i would think, geez, it looks like because i don't have a lobbying group -- not that i don't have a lobbying group, believe me, i have a lobbying group. i would feel like you are favoring big business because they lobbied you to d

business from anheuser-busch. shares rose more than 3% today to $60.16. shares of eli lily tumbled today. the drug is hitting the 2014 revenue target might be challenging. it blamed it on slower growth in emerging markets and devaluation of the japanese yen and buying back $5 billion of the stock. the stock jumped to $48.80. >>> shares of tesla fell following a video of a car fire that's circulating on the internet. it shows the model s roadster bursting into flames. shares fell 4% today to close at $173.31. >>> shares of the world's largest apparel company, pvh rose on news it will sell all of gh bass and company shoe units to clothing maker g 3 apparel. it was shown to beat calvin kline and tommy hill figger. g 3 gained nearly 3% to $55.45, which is a new high. >>> from hospitals to drugstores, what the big chains are doing to get your new health insurance business. that's straight ahead but first, a look at commodities, currencies and treasuries. >>> it's day three since the new health exchanges came online. there are still delays and glitches with the

. >> as a small business, even as a large business, you should survey your business, find out where the access deficiencies lay, how many round doorknobs do you have, how many round faucet handles do you have, what would it cost to replace them? can you afford to replace them? how long would it take to save up the money if you can't afford it right now. come up with a plan on how you are going to make your business accessible. >> but it is the business owner's responsibility, not triggered by work, not triggered by time, date, anything else, to be on top of it. >> that just seems really discretionary to me. that means carla goes and inspects the facility and suggests some changes and then somebody else comes back the next day and says, well, i think you could really spend a little bit more. is that right or not? . >> it's important to make a distinction between the local jurisdiction like dbi, who is going to be looking for accessibility upgrades when you do a construction project, whether it's new construction or alteration. but adag, under the ada you still have a responsibility to su

most people say they are busy running their business. >> exactly that. focus. and we are executing it. jeff: i like that. we will keep an eye on this all day. small business optimism. connell: absolutely. dagen: those ladies are overdressed. that is what i have to say. connell: do not get involved in this, please. government gridlock. speaking of wall street, why does wall street not seem to be batting down the hatches? cheryl and dennis are coming up. dagen: new healthcare costs causing some small businesses to adopt the mr. burn's plan. that is coming up. ♪ -term goals, not their short-term agenda. [ male announcer ] join the nearly 7 million investors who think like you do. face time and think time make a difference. at edward jones, it's how we make sense of investing. losing thrusters. i need more power. give me more power! [ mainframe ] located. ge deep-sea fuel technology. a 50,000-pound, ingeniously wired machine that optimizes raw data to help safely discover and maximize resources in extreme conditions. our current situation seems rather extreme. why

and, remember, we make your business our business.lding animatronics is all about getting things to work together. the timing, the actions, the reactions. everything has to synch up. my expenses are no different. receiptmatch on the business gold rewards card synchronizes your business expenses. just shoot your business card receipts and they're automatically matched up with the charges on your online statement. i'm john kaplan, and i'm a member of a synchronized world. this is what membership is. this is what membership does. >>> if we say everyone will get paid when the shutdown is over, does that mean the shutdown is closer to being over? >>> maybe it is all the caffeine we have been drinking, but at the start of this sunday morning, we find ourselves trying to read the tea leaves. yesterday brought a small bit of good news in the federal shutdown fight. but is it good enough? and does it do anything to change the congressional math that got us in this mess in first place? also, the schoolhouse rock guys might not be around anymore

our business.ng the world keep promises. david: what's your favorite? liz: oh my gosh, pumpkin. david: she likes the pumpkin. liz: i'm having a momentmoment with the munchkin. david: you can get regular or small. it all. dunkin' donuts and baskin-robbins saw 36% rise in quarterly profits. they saw earnings miss on international shares and lagging results. >> 22 new locations last quarter where are they seeing the most opportunities? how are lower coffee prices impacting store prices? joining us with the answers duncan brands chairman and ceo, nigel travis. welcome, nigel, once again. we like the story because we watched you over the past year step it up. first get to the numbers. why the miss on the level where people are wondering is it margins? is it costs? what happened there? >> no, i think it es have simple. we had a great quarter. the u.s. was on fire literal lift we were delighted with the u.s. results and i think actually your, you eating all those doughnuts, liz, helped a little bit. but,

of businesses. personal service, grooming, related activities. excluded from that would be tattoo parlors and massage therapist. in february, due to state law, commissioner mentioned at the last meeting regulating state certified, gets touchy when it comes to medical services. if there is an issue with this, we'll have to figure out how to address this. limited financial services. these are financial institutions less than 200 square feet excluding atm machines. anything from tayloring and there is concerns about noise and we are identifying ways to limit by motor size to make sure we don't have large industal types to cause problems for the neighborhood. as far as operating locations, since we came up with the concept of the different types of program, we tried to narrow it down significantly and trying to identify zoning where mobile operators maybe able to visit. we are trying to narrow it down to specific intersection and numbers of vehicles so this is more certainty for traditional merchant gro

the brewers association calls it a small business revolution. and to finance that revolution, more small breweries are turning to people who love beer. duarte has the story of these beer backers and the breweries that they love. >> reporter: big ellis brewing got started as many industries do, as homebrewers. >> we were happying o happy doie ended up with all this beer. we couldn't drink it all ourselves, or shouldn't, we were told. >> reporter: so they made a plan. >> our business plan and determined opening a brewery was a bad idea. >> financially speaking. >> opening a brewery was a great idea. >> reporter: even before they had product to sell they would have to funds months of rent, ingredients and other costs. they decided to sale beer shares. each share comes with bottles each month for six months, an every changing variety. they sold 90 shares to friends, family and wider brew loving community. they opened their brewery in long island city new york in june and plan to offer more shares this january. julia craft beer program director for t

legaoom has helped start over 1 million businesses, turning dreamers into business owners. here to help start yours. ♪ melissa: some pretty surprising new studies are turning the entire office on its head. for one thing, if you thought playing favorites was frowned upon, think again. it actually pays to play -avorites, and if you are afraid of burning out, working through lunch can help you. not to mention, the science of where you sit in the office could shed new light on your work day. i know that it all sounds crazy. we brought in a money talker panel test way and. andrew bachmann is with us. we also have pr consultants and our very own david asman. let's tackle the very first one about playing favorites. 83 percent of workers believe that favoritism least support decisions. this new study says that that is actually not the case. by virtue of playing favorites you make people work harder, feel loved, court your affection. you're shaking your head. do you believe this? >> i said, give me a break. you are encouraging brown knows. melissa: that is people working hard, tryin

in the business community, it is a distinctly landline-oriented business. mobile phone are part of the work force or the common employee. the way that businesses communicate and collaborate is that inherently a landline-type of function. it's because there's group capabilities going on. you're interabouting with a wide variety of locations, perhaps, and so forth. which is not conducive to how cell technology is deployed. it's more about the individual and how it connects together. if i may, on your very important -- about security and public safety. the competitive energy has already my grated, for the most part, to ip-based 9-1-1 solution. it's -- why? because the ip-based -- we try to get our customers call to an emergency authority, the ip networking allows us to make sure there's any bottle neck to get to the public safety point we have alternate routes to get there or answer it through our own operators to make sure we connect the dots. further more, we added in cool technology where if somebody picks up the phone and they dial 9-1-1, we not only send

for most businesses it's 10,000.s looking at penalties and fines of $2,000 or whatever, our commitment first is to the 10,000 people who work ott white castle. if you are full time, you will stay full time. but it stopped our growth. before obama care we were opening '08 or nine restaurants a year. this year we'll open two. >> what about people who want to work part time, are working part time? you won't let them work above 30 hours, right? >> we'll protect the full time folks. right now we are looking at supporting everything we can. there is a bipartisan movement to make 40 hours full time as it reelates to the law. if we had a hot and tasty sandwich to put in restaurants and it wasn't right we would take a step back, talk about it, work together to solve the problems. that's what we have to do with the law. when you look at full time it's 30 hours per week. we hear about bifurcation of income. this will be bifurcation of scheduling and it will hurt every retailer and restaurant. we need an extra year the to make i