ramberg and, remember, we make your business our business. if i can impart one lesson to a new business owner, it would be one thing i've learned is my philosophy is real simple american express open forum is an on-line community, that helps our members connect and share ideas to make smart business decisions. if you mess up, fess up. be your partners best partner. we built it for our members, but it's open for everyone. there's not one way to do something. no details too small. american express open forum. this is what membership is. this is what membership does. >>> kk can kk goes back hris ch to high school to fight back. when it comes to the chris christie/george washington bridge scandal, news has not been taking a break on the weekend. two new developments to tell but since we went off the air yesterday morning. first, a statement from reid schar, the former federal prosecutor brought in by the state legislative committee investigating the bridge affair. that legislative committee has issued subpoenas including 20 which are due back tom

and remember, we make your business our business.f i can impart one lesson to a new business owner, it would be one thing i've learned is my philosophy is real simple american express open forum is an on-line community, that helps our members connect and share ideas to make smart business decisions. if you mess up, fess up. be your partners best partner. we built it for our members, but it's open for everyone. there's not one way to do something. no details too small. american express open forum. this is what membership is. this is what membership does. >>> scotty davis pushing it to the end and he's got another gold medal! ♪ >> the sochi olympics, where our coverage extends from the majestic caucus suss mountains to the cluster where you will find olympic park. welcome inside, alongside with three-time olympian, natalie darwitz. russia prepares to get tank on germany and we get our first look at the host team and what to expect when the woman you are expecting to start in goal

this is real business. >> i don't have cars, but i have a good business. >> you don't have cars! that is the business! >> i'm done arguing with you! this is bull[bleep]. >> my money's on the line... i don't know how you run your business this way. so failure isn't an option. do you understand that the bank could literally show up here today and lock the doors? i asked you to do one thing. >> it's my company. >> you want me to get in your face? >> the deal's off. >> i'm in charge. if that doesn't work, then you can get the [bleep] out. >> why can't i fix this? >> we have to be able to work together. >> what are you talking about? >> this deal is not a good deal for me. this the profit. [hip-hop music] ♪ 10 miles outside of my hometown of chicago, located in morton grove, illinois, is the home of athans motors. in 2009, pete athans, a car enthusiast and successful real estate investor, who made millions flipping houses, sunk his entire life savings into building his first car dealership. >> i created a place where you want to hang out, buy a car, sell your car... car's worth 30 all

because those businesses very much care about the whole person . well you're not alone there are certain areas i think for businesses caring about those people are as individuals it simply makes it easier for some of the employees to put personal interests ahead of the profession and that would ultimately the fact of the business is bottom line no i think there's always has to be accountability and so just because there's a caring environment doesn't mean that people up to sponsible or that they're not accountable because they're you know the they are accountable to each other as well so if i do so if i don't deliver on my commitments i'm letting you down as my colleague and so there is a culture of very much that includes accountability along with trust so i think you know it's not either or it's really a blending of all of those things now i think if you look at animal studies and the study of evolution reciprocity seems to be the main law for any successful relationship and i think your theory your movement rather is all about reciprocity but we

of small business and the small business commission that also has candidates that would qualify, and the office of economic and workforce development invest in neighborhoods which does a lot of funding to these community-based organizations. and that is my presentation, and i'm available for questions. >> thank you. we have public comment? >> seeing none, commissioners? >> good afternoon, commissioners. i just wanted to thank you. >> please state your name first. >> adria baker and i am a community representative and i wanted to thank you for this opportunity to speak in support of this retail program, targeted at local business enterprises. i want to acknowledge the port for its desire and commitment to create a san francisco water front that embraces and reflects the diversity of our city. and for staff, thoughtful approach in involving our cbos that work with small businesses to assist in the out reach for this opportunity. and to provide ongoing financial, and operational technical assistance, which will insure the success of the selected participants, thank you. >> thank you. >>

as such we expect the businesses to be fantastic as well and rag on bone is a fantastic business and a partner. we're excited to have them join us on fillmore. today, we ask you to support their efforts to move onto fillmore street. we can see from experience they're great partners we work with rag on bone in new york as such we know their interested or interests in partnering with our neighborhood in san francisco is genuine. oakland the positive relationship we have fostered in one city we're excited to be working with them in san francisco. our businesses are both closer to having tens of locations not hundreds. as such we both appreciate the relationships we have and the positive impacts on each other. we're aware that rag on bone is interested in pursuing other relationships on fillmore street. we hope this leads to other relationships amongst the various businesses on fillmore street and encourage that. again, we ask you support rag on bone and allow them to move onto the fillmore street. thank you >> thank you. next speaker, please. >> i'm for rag on bone coming to fillmore. i

and you're in business, i'm in business.ome of the criticism on social media is not accurate. >> mm-hmm. >> they may have gotten confused with another one. they may just be feeling mcnasty that day. >> right. >> so if it's a total inaccuracy, say, it must have been another restaurant, we've never served duck at this restaurant, and protect yourself. >> right. and be really nice about it. howard, so great to see you. >> thanks. >> this is great, great information. appreciate it. >>> there's lots more ahead on this grammy weekend. as 2010's best pop vocal winner and entrepreneur jason mraz gives us some innovator insights. >>> and jiffy mix ceo howdy holmes says business is easy, it's the people who are complicated. if i can impart one lesson to a new business owner, it would be one thing i've learned is my philosophy is real simple american express open forum is an on-line community, that helps our members connect and share ideas to make smart business decisions. if you mess up, fess up. be your partners best partner. we buil

ramberg and, remember, we make your business our business. if i can impart one lesson to a new business owner, it would be one thing i've learned is my philosophy is real simple american express open forum is an on-line community, that helps our members connect and share ideas to make smart business decisions. if you mess up, fess up. be your partners best partner. we built it for our members, but it's open for everyone. there's not one way to do something. no details too small. american express open forum. this is what membership is. this is what membership does. >>> can chris christie's effort to investigate himself. >>> the nation's governors are gathering in washington this weekend for the winter meeting of the national governors association. two governors among them both very familiar with scandal, with wisconsin's ask the walker has had a difficult week, facing questions about a newly released batch of e-mails, tens of thousands of pages of them actually, from an investigation into his first campaign. the way he apparently chose to hand

the company into a serious business. one key change, marketing the chocolates in their handsome hinged boxes to corporate customers. >> we can customize the inside lid. >> they moved to a big warehouse in an industrial park nearby. >> he brought this machine 55 feet long. you cannot put this anywhere. you need to have a facility. where are you going to put it? he said i was going to put it in my basement. >> it's absolutely true everything he says. because when i am just me, it's pretty hard to be me. and he makes it really easy for me to be me. >> which makes it very hard to be me. >> the duo have turned bridgewater chocolates into a multimillion dollar business. sweet success in a crowded, competitive field. >> we have always made money. and the goal has always been to be america's chocolate. we want to have a box of bridgewater chocolate on everybody's dinner table for every special occasion. >> and more than 60% of sales are holiday gifts for those special occasions, most of it ordered online or by phone. valentine's

turning around their server business, leading their cloud business. so there's a lot of question marks if he's the right guy. but we think he's shown internally that he is. >> a lot of questions also about what is microsoft going to be? some people on wall street saying they'd like to seat company split or at least spin off its consumer businesses like x-box, like tablets, and then just focus on the software side. what do you think? >> they're very strong in enterprise. their consumer business has been their weak link. we think satya's experience again on the enterprise business. we don't say -- some have said he's not a consumer-oriented ceo but we think he's leading the strongest part of their business over 60% of their revenue. they have to make up ground. consumer i think is his biggest challenge and mobility. that's the number one issue. >> brent, you're recommending microsoft stock. why is it a buy at $36? >> it was a buy last year. went up over 40%. everyone gave us a lot of heat. we were one of only 30% of the analysts recommending it. we thin

we're going to take a closer look at the pharmacy business and what cvs' business means in the fight for health. director of the smoking smoking cessation leadership, and focusing on the healthcare services industry. and president and ceo of the robert wood johnson foundation joins us here in washington. dr. schrod er, is this a symbolic move? >> it's an important symbol, but my hope as said by dr. winder is it will cause some people who might not have thought of quitting to actually quit now. the fact that you might not see as many advertisements in cvs stores may dissuade some young people from starting smoking. >> you've done research and written a paper on it, what did you find? was there an effect from geographical proximity to whether or not you'll pick up a pack of cigarettes or not. >> what we found working as health providers as well as working at a store that sells products that will kill them. we researched stores that sold cigarettes. inside stores mainly did not and chain pharmacies did. since then is about independent stories have begun vanishing, the denser of concentr

this business is a total mess. i judge businesses based on three things: it's pretty damn good. most often, businesses fail because of people. >> i trusted people to manage. >> that's not fair-- >> what are you talking about? >> don't you even go there. >> i'm not going anywhere. >> you're strangling things. >> back up. >> i'm there to lead, but if they don't follow, this business doesn't make it. you're a thief and a liar and a cheater. >> you didn't do what you promised. >> get out of my face. all i hear is a bunch of noise. >> [crying] i don't want to lose my company. >> i'll make the tough decisions they won't. you're being demoted. anything to turn these unsuccessful businesses around. >> what the [bleep] is your problem? >> that people don't [bleep] want to do it anymore. >> are you challenging me? >> you're making me look like a stupid liar, and i'm not. >> how am i supposed to trust you? and if they can't cut it... i gave you very simple instructions, and you failed. the deal's off. >> this is my [bleep] town. >> you wanna lose the deal with me? they need to go, today. i

, the skype business.ink that he will have the where with all and fortitude to do something like that? and is that even the right move? >> well, certainly what satya has been able to do in the enterprise business, has been able to buck the trend what was happening inside of microsoft. microsoft, for years was notoriously insular and ignoring many of the outside trends that were driving the industry. liz: like mobile, like social. >> like mobile, like social. like linux. some new server tools veried on open source, developed outside of microsoft. microsoft very reluctant to support these technology that is were not developed or the ipod or i'm sorry the ipad or the iphone or android. you don't see full version of microsoft office running on these devices today. so there has been this revolutionary change that has been happening out side of microsoft that microsoft has not been part of. when sashay became -- satya, became head of the new enterprise business he has done a remarkable job turning that around. d

so it's a small business... >> it's small. >> but a decent margin business. >> comfortable, but--exactly. >> yeah. >> do you make the ice cream here on the premises? >> no, we don't actually make anything here. we use co-packers, a few around the tri-state area, and we travel to the co-packers when we need to manufacture, make sure they're to our quality control. >> what does that cost to go there? >> a lot. >> i'll bet you they are anywhere between 20% and 30%, yeah. >> co-packers are third-party vendors who manufacture and produce product for small companies. mr. green tea gives up about 20% margin by using co-packers because they don't produce the product themselves. 20% margin on $2 1/2 million of revenue means they're giving up about $1/2 million a year in potential profit by not making the product themselves. >> we have grown 20% every single year for the last five or six years, and the only reason we're not growing more, especially this year, is we physically can't get enough ice cream. there's logistics in the manufacturing and getting the product here. >> and for that matter, si

i mean, he's running what i consider 50% of this business, the center of the business. so you and i haven't had a chance to talk or anything. do you wanna be here long-term? >> actually, yeah, i love it here. i mean, i been here seven years now. i mean, i been probably the longest one here and worked every shift imaginable here. i mean, i know the place inside and out. >> how do you like working with andrew? i have to tell you, it seems like you work hard, you're positive. >> oh, i mean, i have to be. you have to be. >> all right, thank you, buddy. >> come on, sooks. >> neil? marcus. >> marcus. nice to meet you. >> nice to meet you. what would you say would be the single biggest problem in the organization? >> it starts at the top. it's a really dynamite facility with a well-thought out system. but i don't think andrew is rational. >> yeah, erin told me he flies off the handle...[snaps]... in a nanosecond. >> he has had several explosions in the past few weeks. >> why would someone like you put up with stuff like that? >> i love the animals, but i have my limits. man-to

we want to reach businesses ahead of the business registration dropping. our primary stakeholders are the mayor's office and this board of supervisors, the city agencies and small businesses the chamber of commerce, trade and advocate association and economic organization and neighborhood merchant groups and multiple community based organizations. i want to emphasize something when we reached out to individual they

and this is for the success of my business model and with without the off sale beer privileges my business will not be able to sustain itself, what is important to understand here is that my clientele demands higher quality projects which carry higher price points and there is no difference here between a bolts of wine and a bottle of craft beer. our goal at the end of the day is to broaden people's pallet for better beer and wine and to be advocates for these great are product and we are supporting other local businesses and also helping the local economy and creating more jobs. and liquid gold tasting room and store will not only be quaint and comfortable, but it is a space that will educate the patrons about the city's history, many don't know about the rich brewing tradition that began during the gold rush. nor do people know about the neighbor's history about the cable car barn that used to be on california street. ultimately, liquid gold is here to serve the neighborhood, due to the density of the area and the large number of apartments, people spend a lot of time outside of their ho

how to run its business? >> not with these guys, good, lord, they can't build a website despite spend theing billions of dollars. everybody goes after wal-mart. i don't want to go after wal-mart, but they pay a lot more than your minimum wage. david is right about this needs to be taken out of government hands, how does president obama decide it's $10? last year he said it was $9. why not make it 15? this is insane t. average minimum worker, thatousehold brings in just over $5,300, there is not a correlation for minimum wage than any part of the economic sprek e spectrum as far as poverty is concerned. take this out of government's hands, link it to something like inflation and a basket of wages, then you don't have a political tool like president obama is using. >> okay. jonas, i know you think that government has a role in regulating business, but are wages, should they be a part of that? >> that's a tough call. at least i would say you are not in a recession, you feed low wages to suck up the labor force.

melissa: what does it mean to your business? >> i think for property that is are over $2 million mark you will see things soften a little it about. i don't think it will be the end of the world because there is still a lot of demand for property here in vancouver from people overseas and also from locals..3 vancouver is bit unique in north america, not unlike places like san francisco and new york where you have geographic, geographic limitations on sprawl. so you just basically, you can't buildout. so you have to build up. what that does is pushes prices up. there is still a lot of demand in this market. not a great thing. not a good thing but it is not the end of the world. melissa: i read 11% of new immigrants to canada were chinese. and you know, some of the reports say they move into town and just to get the green card and then they're gone. they're not even leaving families behind. theecommunities they move into are more like ghost towns? is that not true? because that is one of the reports i read? >> not necessarily. i wo

properly address the business of the properly address the business of the entity. while we made some progress in this area the last time the committee held a hearing on drug shortages the situation was dire. is it correct that the number of new drug shortages quadrupled from 2005 to 2011? yes or no? >> yes. >> yes. >> from, is it correct that fda successfully prevented 170 through shortages in 2013? >> working with manufacturers, yes. >> doctor, at that time used slightly different metric. did the agency also find a decrease in new drug shortages in 2012? >> yes. did the new authority provide to the agency in fda sia help fda to reduce the number of drug shortages. yes or no? >> yes. >> would you submit to the record additional changes that need to be made to further reduce the delays and the shortages when they occur. >> yes. >> i also would like to know would piers them and more money assist fda in terms of addressing these questions? would you commit a monoimraf. do they need additional authorities to help combat both existing and future drug ages. yes or no? >>

if the business is able to conduct their business in a secure and safe fashion, in a year we can apply to have extend to eleven, but that is the maximum they could ever go. >> i just wanted... i was confused by that. so they have to have the permit for a year. >> yeah, no matter what. >> and then we send it to the police station for their approval. >> great. >> i move to approve >> i second. >> there say motion and second. >> okay. so, commissioner campagnoli? >> aye. >> commissioner lee? >> yes. >> commissioner joseph. >> aye. >> commissioner hyde. >> aye. >> commissioner akers. >> aye. >> commissioner per hes? >> aye. >> and commissioner tan. >> so moved. >> that motion pass and we will move on to our next permit applicant which is drake, do you want to take that? >> i need to recuse myself on this, they are kind of close together, so i think that it is better. >> see you later. and hopefully the record shows that commissioner akers and commissioner perez are now present with us. and so go ahead and take it away. >> this is doing business as drake at 508, 4th street and as you know i

i am a minority san francisco business owner that lbe program to grow my business. we would like to see more program and more lbe participation requirements for the city county. i'm sure i speak for all my [speaker not understood] here tie to the [speaker not understood]. when the city decided to abandon the hrc and related [speaker not understood], i was quite worried that the city is going to abandon us. [speaker not understood]. however, i'm encouraged to see that program still alive and going to be a part of the city cultural policy. i would like the city to continue to maintain the lbe and i want the committee to guide assistanced to the monitor deletion. we need the lbe program to help us. so, thank you very much. >>> supervisors, frank fong. the small business sector has long been ignored in our city. this is especially true for small minority and women owned enterprises who historically face additional challenges. this is really a policy decision for the board of supervisors and to provide focus on the situation, i would like to share the case study we did r

you run a business today and you run a business for the future. talking to ceos and they are getting it more than they used to? in the past, you might have talk to the tech people. >> i think everybody in this audience will experience the same thing. we are bringing technology to the forefront of every industry. we were briefly talking about education. it makes me think of this. one of the most important things for any country or company is the path of education needed for the future. we are thinking about a culture of data analytics. it is not just for mathematicians. it is going to be a threat to every profession and every degree you get. we are going to hire that way. people want to hire data sciences. this has to be systemic. we are working at 1000 universities on a program with data and analytics. as you were so nice to point out so many years ago, we have that going for us. this whole point was about, you have to get that silver thread through everything you do. you cannot count just on engineers. >> it looks like you are trying to make ibm

ramberg and, remember, we make your business our business.n impart one lesson to a new business owner, it would be one thing i've learned is my philosophy is real simple american express open forum is an on-line community, that helps our members connect and share ideas to make smart business decisions. if you mess up, fess up. be your partners best partner. we built it for our members, but it's open for everyone. there's not one way to do something. no details too small. american express open forum. this is what membership is. this is what membership does. >>> on november 2nd, the president made a new holiday. >> it's official, the dream of a family, friend abdomen fallower. president reagan signed a bill declaring the third monday in january a national holiday honoring martin luther king jr. we were there for the ceremony. >> reporter: there was an heir of celebration and underlining tension. they finally decided to embrace it. >>

we want to reach businesses ahead of the business registration dropping. our primary stakeholders are the mayor's office and this board of supervisors, the city agencies and small businesses the chamber of commerce, trade and advocate association and economic organization and neighborhood merchant groups and multiple community based organizations. i want to emphasize something when we reached out to individual they want to be helpful. this has been a collaborative project. so what are rae saying when we get out there. the taxes are changing in 9014 and the best thing to do is get educated and how they're going to change and consult a professional. under prop e it was approved by voters and the larger majority of businesses will not be impacted by the gross receipt taxes. you'll business tax in proportion e my may go on go down in some cases and up in other. this is our timeline. i want to emphasize extremely heavily front loaded. in your packet you have the business 1, 2, 3, 4 flier it will drop at the end of the january and brown will go to the 95 thousan

helping protect your business, is our business. adt.re. >>> a school in new zealand is giving up on coddling kids, cutting out the strict rules of games and finding out that there's actually less bullying when adults stop fretting and the kids are concentrating better in the classroom. sabrina, you say, bring it here? >> there is a project to vote about pushing back about this excessive worrying. kids that are not allowed to take risks turn out to be dependent adults. and kids are not getting any exercise. i think definitely bring it over here. >> my grandma said, you have to eat a pound of dirt before you're 5. that prevents all of the problems later in life. what do you think? >> very wholesome. last year a 12-year-old was shoved too hard in a suburban pennsylvania school yard. he banged his head and went into a coma and died. do we really want recess to be unsupervised? do we really want to turn it into a set of "lord of the flies"? >> but we've experienced with bubble wrapping our kids and that hasn't worked out too well, has it? >>

>> and overall pro business climate. >> businesses have come out saying this is bad for business, thisbad for the state. go ahead, i'm sorry. >> but because there has become a media frenzy on this, that has caused other candidates for governor -- >> you're seriously blaming the media on this -- >> well -- >> come on. >> when you take discrimination against unwed mothers and divorced women, i have never heard of that in my entire life. it's like you're starting a cottage industry of perceived and -- >> are you telling me there's nobody who opposes divorce? >> everybody that i know wants strong marriages. strong traditional marriages. they want them. and divorce is a sat thing. it usually hurts children, and we don't want that. that's why we want to strengthen traditional marriage as defined between one man and one woman. >> you're assuming under your law that everybody has the same religious beliefs as you do. but there are many -- there are dozens of religions. there's probably hundreds of religions in the united states. with all sorts of different beliefs. >> yes. >> you're saying eve

he has got to show himself to be open to business. >> he is trying to per strata himself as being pro-business. one, he is air force lending presumably on a french plane. >> and then he will get on air force one. d.c. to?he sea to -- franthink it is either san or one of the memorials he makes a trip to. get someone else to pay, that is what i say. >> let's talk about a bloomberg exclusive. nestle is reducing its $30 billion stake in l'oreal. shares in the cosmetics company up-to-date. >> caroline hyde is here with the latest. it is a hefty stake that nestle owns in l'oreal. >> it is about one third of the entirety of l'oreal. no wonder shares are reacting so much. you see l'oreal up some 4%. it is the best day since april on the back of this story. it is all about the way in which nestle might be reducing the size of its stake. it has held it since 1974, a nice little earner. about 10% of nestle's operating profit each year. reason the, the shares are rising so much is that l'oreal shareholders are hoping l'oreal itself might buy back that stake. they might then cancel those shares, remove the

th could mean money for some businesses. these snow shovelers had no choice but to get to work for it there was no placeo get breakfast or snow essentials. >> it was miserable. >> there is no place to get coffee. >> he says he has to take advantage of a good d time to sell. >> we are en every day to bring fun to bethesda and the surrounding areas. >> and tracy is trging knee-deep through snow. she says her company made sure its employees came in. they were expecting a lot of insurance claims. >> a little cold for theecko. >> beyond losses, this snow meant a lot ofost busine. retailers, restaurants, and businesses had to shut down to it out the storm. even some considered crucial. >> thehe starbucks was closed. it is the first me i have seen that. >> others went to great lengths to open the doors. includinthis family business. chevy chase supermarket. jason and ken run the family store. they cled in time for employees to sleep in the store. can you say cash on aisle nine? it is time to open. >> i have a good gup of employees.

you have to be worried as a business. >> come on. if you get into my business? >> listen, i'm a unique guy. >> you are a union guy now. >> you grew up in a union house. >> you know union membership has declined. is there any smack of trying to change the rules so you can reverse it? >> 's designed to sort of boost enrollment to the democrats? there are also delays, a legal calgary by the employer until after the union vote. so it will spe up the elections. all of this is manet to make it easier to organize the company d make the union. >> look. th bottom line is management has the advantage. they have the upper hand. they always have that's the whole history of the labor relations. >> it depends on your skill. few want to work at wal-mart the rest of your life, management has something over you. if you have a skill that you can mark, no, it doesn't. >> that's union membership declined to the degree it has. it can't be bosses strangleing their workers. what's accounting for that? >> there is sa wide variety of movement, from the move away from the traditional ind

we want to reach businesses ahead of the business

like the toy business. from wooden blocks to solar-powered vehicles here at the annual toy fair in new york, some things are changing but some things are staying the same. what's changing? smart phones are having a big impact on what we do for fun. we spend about $22 billion a year on toys in the u.s., not including video game systems and apps. >> we believe in giving people the opportunity to play our toys and games at any format they want anytime and anywhere. we set out a blueprint about five years ago to do this between the studios and digital gaming. we have great digital games coming out. out. >> reporter: the types of crafts and toys popular this year offer three dimensional experiences you can't easily match on a touch-screen. >> ten years ago people were afraid that kids would stop playing because of technology. what we've seen evolve in the last ten years is the way the toymakers are making with seamless integration of technology and to be able to recognize that kids aren't turning away from toys.

out of business. that's the experience we're having. we can share details and a suggestions to [speaker not understood]. these companies can out spend us on attorney's fees every day of the year. so, that's the kind of risk right now that lbes are working under. so, i know that everyone around wants to see lbe's succeed here. i'm a native san franciscan. my family is here. we want to stay here. again, we can't do business under these conditions. so, we hope you'll listen and that we can see some change in 14b to help protect lbes. >>> i should say good evening. thank you guys for staying here and listening to us. my name is ann cervantes. i've been in business as an architect in the city and county of san francisco for 21 years. i need to let you know that our businesses -- today i'm representing the san francisco latino builders association. we plan [speaker not understood]. we're not doing well in the city. there are a lot of contracts that have gone out that we can't participate in. specifically, t

without me, this business doesn't make it. my goal is to turn eco-me into a $10 million company, and in that process, i have to teach these two that business isn't personal. >> you can't fire any of my employees. >> it's a business, robin. if they don't listen... i'm saying "no." this company will close its doors. my name is marcus lemonis, and i fix failing businesses. i'm willing to write a "half a million dollar" check. i make tough decisions. i'm not willing to do the deal if you're in charge of sales. back them up with my own cash. it's not always pretty. i'll take the shower. jen, you take the toilet. >> i don't do the toilet in my own house. really? >> but this is business. i do it to save jobs, and i do it to make money. this the profit. [upbeat music] ♪ eco-me is an all-natural cleaning product started by robin kay levine in 2006. with the partnership of her childhood friend jen mihajlov, a 12% owner, they built eco-me up from a small, do-it-yourself cleaning kit to a 17-piece cleaning line, including dog-grooming pro

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ramberg and, remember, we make your business our business. if i can impart one lesson to a new business owner, it would be one thing i've learned is my philosophy is real simple american express open forum is an on-line community, that helps our members connect and share ideas to make smart business decisions. if you mess up, fess up. be your partners best partner. we built it for our members, but it's open for everyone. there's not one way to do something. no details too small. american express open forum. this is what membership is. this is what membership does. >>> there are a lot of different styles and shapes of taser stun guns. what i'm about to explain here will not be exactly true for every taser in the world. to get a general sense of it, this is helpful. this is a side view of a taser stungun. you see this one has a regular pistol grip and has the trigger there like a normal gun. you look down the barrel at whatever it is you're going to shoot it at. interestingly, this is a picture of a taser when it's loaded. now, look at this oth

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our trading business. so that's where it's coming from. and i think that is -- it's at a much better level than it was previously in 2013. >> jan, when we spoke to your ceo back in november, she said there's so much liquidity out there, but it's tough to find the right kind of demand. bearing that in mind, would an announcement of further liquidity from mario draghi be the right move, do you think? >> yeah. it probably is the right move. i think europe still needs quite a bit of support. now, where we operate, it's northern europe and scandinavia, primarily. we do feel the liquidity sensitivity in a german operation, primarily. but where we're up in sweden, norway, denmark, finland, that's less pronounced. .i think the underlying business that we're aiming for is to deepen your relationship with the customers. so we're not so much lending driven, which is a good thing. we're more towards commission and customer driven trading income. and that's less sensitive to liquidity flows. >> interesting. thank you s

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they picked a bad way to separate small businesses from businesses that can afford it potentially. >> gary b., will this hurt the bottom line of many businesses? >> how can it be? even if it affected one business that say, oh my gosh, we really need to lay these people off. but because the obamacare costs are too high. now we can't. you know, my fear, though, is even more so. if the government through the irs can enforce stuff like this, where do they stop? are they going to say, oh, good, it's better for our country or health care for businesses not to do, to hire people from overseas or immigrants or pay beho minimum wage or whatever that? minimum wage is the law, peg below a threshold that we specify? where does it stop? but this administration does not care about business. they only care about themselves getting re-elected and making sure obamacare is successful at the cost of the u.s. taxpayer. >> jessica. >> we are definitely seeing this is the administration showing they are caring about be they are being reactive to their concerns and feeds. that's why they've made this specif

a business. our immediate challenge is fixing a broken child protection system. instead, this is the first policy bill that crossed my desk. senate bill 1062 does not address a specific or pressing concern related to religious liberties in arizona. i have not heard one example in arizona where a business owner's religious liberty has been violated. in bill could result unintended and negative consequences. after weighing the arguments, i have vetoed senate bill 1062 moments ago. supporters, i want you to know that i understand that long-held norms about marriage and family are being challenged as never before. our society is undergoing many dramatic changes. however i sincerely believe that senate bill 1062 has the potential to create more problems than it purports to solve. it could divide arizona in ways you cannot even imagine and no one would ever want. religious liberty is a core american and arizona value. so is nondiscrimination. let's turn the ugliness of the debate over senate bill 1062