ways, butd be other it was to get the supervisory authority to renew the agency, get all the supervisoryut it new agency. relate that to the federal reserve, because the vice chairman of the federal reserve can be the chairman of that war on it, anyway. the other agencies might be represented on it, but you could have a unified supervisory approach. that supervisory will supervise the banks and supervise goldman sachs. so that is what we have had. clarify, the other loose point historically and even now, who is responsible for oversight? equipped toly suggest it is certainly not the secretary of the treasury, and he is not wanting to be. the federal reserve -- i have the feeling that the federal reserve is, but if you ask them they will say no, there is nothing about it. i think, in fact, the instinct that it should be the federal reserve is correct. better pay bank attention to the institutional structure and the stability. that is an inherent part of their responsibility in my view. some countries do not agree with that, but that has always been my view. it is not an uncommon view. but