now, there are some stocks that don't trade on earnings and you have to be caringful, like a colt stockere's a bunch of cold stocks i talk about. but if it trades for lower than two times that rate of growth, i'm fine with it. but it is a red flag once it gets higher. >>> a penny saved is a penny earned? investing is a great way to trick yourself into saving money. it's never too late to contribute to your i.r.a. or 401(k). i have more tonight on this deep dive into the prose and cons of index funds. hey, which way do i come out? income is a big factor in choosing your retirement path. i'll push you in the right direction right here right now. i wouldn't wish student loan debt on my worst enemy. i'll help you protect your family from this experiencive burden. don't go away. stay with cramer. hi. pete and jon najarian here in new york city outside of the nasdaq, where we bring you live daily market updates. and today, we have a very special free gift for you. so many viewers e-mail us wanting to know our secrets on how we trade options. so we put our secrets into a new book. and if you'r