carleton: you are looking at mastercard and pfizer. what is the opportunity you see with them?op network, 2.9 billion cards, 80 million merchants and a great way to play the reopening of the economy, cross-border travel and their boat is as wide as it has ever been in open payments. if you want to scale a business you would use mastercard or visa to grow your company. we have great participation, 25% earnings growth the next three years, great place to invest. with inflation you benefit from that higher ticket, higher merchandise. it is a value play trading at 17, 18 times earnings. they are involved a lot of behind the scenes payment rails and credit card issuance. very essential and we think they can grow earnings at its and% rate, 17 times earnings is a complete bargain. they can grow earnings 10% for a long time. jack: i've got to hear about deare before we go. do you still like it? what is so exciting in the world of combine harvesters making the stock run like this? todd: third year in a row we like it. precision agriculture, connecting combineds and tractors to the inter