. >> reporter carlos granda from our sister station in los angeles, looks at the challenges that thoseface. >> the bowcock family home is gone, burned to the ground. >> it's amazing to see such devastation. >> as they prepare to rebuild, they wonder what will happen with their insurance. >> we started that process yesterday and our our insurance cover is covering this airbnb. they they gave us. you know, this is how much money that you'll have for up to 12 months. unless there's a state of emergency, then they'll increase it. >> the governor proclaimed a state of emergency in ventura, and that allows the insurance commissioner to impose a moratorium. so insurance policies in those areas cannot be canceled for a year. >> the purpose there is to just give consumers and homeowners some breathing room to kind of to recover and to make sure that they have that peace of mind that their insurance policies are still there. >> but that would not apply to anyone trying to get new insurance in these areas. companies have already stopped issuing new policies at this point. >> we're getting morator

reporter carlos granda, from our sister station in los angeles, looks at the challenges those homeownersace. >> the bowcock family home is gone, burned to the ground. >> it's amazing to see such devastation as they prepare to rebuild, they wonder what will happen with their insurance. we started that process yesterday and our our insurance cover is covering this airbnb. they they gave us, you know, this is how much money that you'll have for up to 12 months. unless there's a state of emergency, then they'll increase it. >> the governor proclaimed a state of emergency in ventura, and that allows the insurance commissioner to impose a moratorium. so insurance policies in those areas cannot be canceled for a year. >> the purpose there is to just give consumers and homeowners some breathing room to kind of to recover and to make sure that they have that peace of mind that their insurance policies are still there. >> but that would not apply to anyone trying to get new insurance in these areas. companies have already stopped issuing new policies at this point. >> we're getting moratoriums. ob

so, you know, they've got no choice but to raise the rates. >> carlos granda, abc seven news. >> as ofunty has burned more than 20,000 acres. and containment is at 14%. insurance, of course, is becoming a real struggle for many california homeowners, many of us here in the bay area, if you need help, you can reach out to us at seven on your side by heading to our website, abc seven news.com/7 on your side. we want to help you. the fbi released information on an iranian plot to assassinate president elect donald trump. three people have been charged in the plot. two are now in custody in new york. the fbi said iran is determined to avenge the death of one of their generals, who was killed during trump's first term in an american drone strike. federal prosecutors learned about the plot from the person tasked with arranging it. the criminal complaint showed he spoke voluntarily from tehran. he was instructed to recruit two other americans to assist in this. those are the two men currently in custody. educators in california are wondering what schools might look like under the trump admini

reporter carlos granda from our sister station in los angeles, looks at the challenges those homeownersace. >> the bowcock family home is gone, burned to the ground. >> it's amazing to see such devastation. >> as they prepare to rebuild, they wonder what will happen with their insurance. >> we started that process yesterday and our ■our insurance cover is covering this airbnb. they they gave us you know, this is how much money that you'll have for up to 12 months. unless there's a state of emergency, then they'll increase it. >> the governor proclaimed a state of emergency in ventura, and that allows the insurance commissioner to impose a moratorium. so insurance policies in those areas cannot be canceled for a year. >> the purpose there is to just give consumers and homeowners some breathing room to kind of to recover and to make sure that they have that peace of mind that their insurance policies are still there. >> but that would not apply to anyone trying to get new insurance in these areas. companies have already stopped issuing new policies at this point. >> we're getting moratori