>>> but carmine and jody from miami are not looking for romance. they are shopping for an egg donor, and will pay $2500 for a crack at one of these women's eggs. with its turquoise waters and soft as sugar beaches cancun has been a hot spot. americans are coming here for another reason, seeking surrogacy at a fraction of the going rate we see in the u.s. >> how did it describe your experiences so far? >> emotional. >> a failure. >> a failure. gut wrenching. >> since this florida couple got married. starting a family has been a top priority. mexico is the last hope for fatherhood. it's the latest frontier in international surrogacy. new agencies are over the internet. many advertising surf, sun and surrogates at a bargain price. we are a hands on programme. we walk the client through the process. >> jeff and lily launched surrogacy beyond borders in 2014. joint enterprise. >> generally you at best spend $100,000. with the surrogacy programme in mexico, the best case is 47,000. >> why is it more affordable to do a surragacy in mexico. >> it's the cos

carmine, let me turn to you. what would you be dealing in the market right now?cally i'd stay involved. keep in mind here that since september we've seen big changes. we've seen oil prices fall in half. we've seen long-term interest rates drop by 100 basis points. it's the environment that the markets could move significantly over the next year. oil prices, 40% 50% decline in oil prices over a six-month period have led to the stock market going up substantially over the course of the next year. it almost always rises. take interest rates with long-term government bond yields, the reality is that you can justify multiples in excess of 20. the stock market trading at 16, that's considerable updade potential here. i think investors have to appreciate the fact that we are at a pretty good opportunity at this juncture. >> all right. doug, where would you put money to work right now? what sectors look appealing to you? >> a favorite is going outside the u.s. right now. the valuation is there but the four es is what we're focused on. earnings overseas are getting strong

. >> did you choose carmine and pheasant feathers? >> i wish i had gone with the mandarin red.b over and give you a selections of oatmeal beige. you'll pick one for your paint color. >> there's like grits, cream of wheat. >> right. they'll give you banged up furniture that you can choose to repurpose and you do. you can pick from four or five different swatches to get new curtains especially if the previous user was a smoker. it is done on the cheap. if a member wants to spend their own personal money, they can. if they want to use their entire house budget for furniture instead of salaries they can. in a lot of the reporting that's been coming out about congressman schock's choices those could be running afoul. >> he doesn't watch "downton abbey." that has landed them in further hot water because it may be a violation of ethics rules. >> a crew is operated by the hillary clinton campaign essentially. the fact they came out with this the next day and say this is clearly against house rules. >> that's citizens for responsible ethics in washington. >> i would have to see more of

carmine's waiting new rochelle new york. >> caller: i wanted you to know that i have a niece who attended a historically black college. but we're not african-american. we're italian. and her experience was so rewarding and so beautiful. she wasn't just accepted by the college, the students and the president. she was embraced. and she had the most wonderful experience. >> well, i'm delighted to hear that. and i'm not surprised i have to say. you know, because we are historically black doesn't mean we are exclusionary. we welcome all students who want to come. our faculty is quite diverse. and so i'm delighted to know that that was your daughter's -- your niece's experience. but, as i said, i'm not surprised by that. because that is the history of our institutions. >> and dr. tatum how many students at spelman currently are non-african-american? >> it's a very small percentage. i would say that, you know less than 5% certainly maybe more like 2%. the reality is that most it's the unusual student, it's the unusual non-african-american student who wants to be in a majority african-american sp

good morning carmine. caller: i have a niece who attended a historically black college.are not african american. we are italian. her experience was so rewarding and so beautiful. she was not just accepted by the college, students, and president, she was embraced. she had the most wonderful experience. guest: i am delighted to hear that and i am not surprised. because we are historically black does not mean we are exclusionary. we welcome all students who want to come. our faculty is diverse. i am delighted to know that was your niece's experience. im not surprised by that. that is the history of our institution. host: how many students are currently non-african-american? guest: it is a small percentage. less than 5%. maybe more like 2%. it is the unusual students, the non-african-american student who wants to be in a majority african american space. we do have students, for example, exchange programs around the world and we regularly get students who come to visit us on exchange from places like japan, from the u.k., from brazil. we have students who come to us from outs