carol werner: david? david terry: sure. a terrific question. we have several things going on in this area. first and foremost, i mentioned we had case studies we are working on. one of those is in the low income sector for retrofit of low income homes. the energy offices, as a group are always confirmed -- concerned about affordability. 26 of the offices run weatherization retrofit programs. most of that is federally supported. some of that is utility supported and private sector engagement. hundreds of millions of dollars a year investigated in the retrofit side of that across the country. those programs are very well monitored, measured, verified and the public dollars are guided very carefully. the benefits to the resident are multiple. certainly, help, comfort, safety. but most of their energy bills are supplemented. it lowers those costs. so that is another important piece of that. i would also say there is, you know, anonymous private voluntary efforts that are being captured. they have done over 4000 new efficient homes and guarantees th