speaker, i now yield to representative carolyn maloney of new york, who is the ranking democratic member of the subcommittee on capital markets and is also the former chairman of the financial institutions subcommittee on the financial services committee. i yield her three minutes. the speaker pro tempore: does the gentleman from georgia claim the minority time? mr. scott: yes, i claim the minority time. the speaker pro tempore: the gentleman is recognized, and the gentleman yields to the gentlelady from new york, mrs. maloney, for three minutes. mrs. maloney: i thank the gentleman for yielding. i rise in support of h.r. 992. this bill passed overwhelmingly out of the financial services committee earlier this year with broad bipartisan support with a vote of 53-6. the whole point of the dodd-frank reforms was to improve the safety and soundness of our financial system, and h.r. 992, the bill before us, will help us do just that. this bill does not expos the taxpayer to -- expose the taxpayer to any additional risk. in fact, it includes a ban on taxpayer bailout of any swaps or any use of