for people who require a lot of care and prescriptions, consultant carolyn mcclenahan said that shift requires careful planning. >> if they have a chronic illness and need continuing care, their ongoing expenses year to year will be pretty extensive. so so they need a lot of money set aside. >> alex worries with little cash to save, the new plan may mean going without insurance again. >> the declaration of independence. life, liberty, and the pursuit of happiness. if we don't have health care, i don't have any of that. >> on average, premiums in the individual market on the exchanges rose 22% nationally. even more in some rural areas where insurers pulled out because of big losses. that's something that the trump administration and the republicans in congress say they want to fix. >> bertha, thank you. up next, we're "on the money". is the trump economy going to be a recipe for success? we'll head to detroit and get answers. >>> president trump pledge on the campaign trail to lower taxes and simplify the tax code. will you keep more of your money under the new president's plan? >>> fi