russian by richard tyler the nobel laureate is also one of the scarifes of behavioral economics, cass sanstines donors, but there are countries in which it is not possible, and it would seem very simple change your decision, that is, you just need to fill out some form and where you can prohibit it very easily, and where you cannot use it, you can, on the contrary, write permission, yes, but it is clear that the vast majority of people do not do this, therefore accessibility is perfect. that is, these are the things that work or not? they certainly work, but another thing is that this is such a very, i would say, crucial moment, yes, because indeed, we understand that people are subject to influence, especially in situations where they have no experience, where they are quite naive, where they don’t have enough information or expertise, yes, that’s why, of course, this is such a force, yes, but here it is very important to be on the bright side, to give people enough flexibility and not drive them into some kind of... rigid models, how ready they are to gain this freedom in decision-making, yo