casteel's are up.hink they've passed it. >> i was in a pricey area as well. >> you can't get any interest on your money anyway. the market has had a steady and healthy growth and now it's all about the credit and jobs. those are the things, credit and jobs. >> i have talked to a lot of young people and they idea of homeownership is part of this. it's lost some of the allure for many. >> i don't think so. >> really? >> i talk and i read everything. especially the millenniums. early 20s, early 30s, 20s, early feel that to have a successful life they have to buy. so it's not that you really getting a great bargain. and people want to own. so they want to buy this in the market leader. >> probably because they had no choice. >> or unless you had the bank of mom and dad. that is always a good bank to borrow from. neil: that is still not happening. they better keep applying. thank you very much, it's good to see you again. in the meantime, the nsa warning that a cybernightmare is already ahead of neil: okay,