i think the cultural overlay like cathay bank in l.a. huge deal, and i should point out citizen bank of providence. jonathan: enjoy the mckenzie talk, don't you, lisa? quite often. synergies. what is the other word we like? lisa: efficiency's. tom: we are innovating ourselves toward execution. lisa: what does that mean? tom: it is a dramatic shift. jonathan: that is a world-class mba. that will cost you $200,000. tom: we have synergy towards our new paradigm. jonathan: this is bloomberg. ♪ (announcer) do you want to reduce stress? shed pounds? do you want to flatten your stomach? do all that and more in just 10 minutes a day with aerotrainer, the total body fitness solution that uses its revolutionary ergonomic design to help you to maintain comfortable, correct form. that means better results in less time. you can do an uncomfortable, old-fashioned crunch or an aerotrainer super crunch. turn regular planks into turbo planks without getting down on the floor. and there are over 20 exercises to choose from. incredible for improving flexib