and i'm going to also ask cathy martine from at&t to come up and say a few words to you. cathy is the executive vice president for small business solutions and alternate channels at at&t, but she leads a $13 billion business which is responsible for the sale of at&t services to small business owners. so if any of you need some help, cathy is here. and she and at&t are really long-time sponsors of national small business week. i really want to thank them so much for their support. welcome cathy up to say a few words and my co-panelists for the rest of the town hall up to join me here. [ applause ] >> thank you, administrator mills, and good morning, everyone. it's such a pleasure to be here. i'm always inspired by administrator mills' comments and stories about all of you. you truly are the american dream and you are fueling the american economy. like karen, small business week really is the highlight of my year. i do a lot of public speaking, but nothing makes it as enjoyable as being with all of you because you represent what america stands for in terms of entrepreneurial