under the best- ccase scenario, in 30 years hene it could be as high as over 240, abobout, high tides a year. if we have a highest-emission scenario, it could be as high as 380 tides a year, many of those twice a day. we think, there's only 365 days in the year. pretty much, that's almost... you know, it's inundation at thatat point. >> and in this country, we have encouraged people to build on coastal areas, barrier islands, and other high-risk areas that inevitably raise the risk level and the exposure, not only by property y values, high-valued prproperties,s, but the c cost f repair d d recory, , bo for the homeowne a as we as the blic infstructure atat supports them. sohink roads and brids and at kind thing.o it--the st of clime changeas to factored in both in public and private insurance and pupublic d privatete financial support for the structures thatat support people's hhomes and where t they live. >> when floods and hurricanes happen, a lot of people assume that insurance will cover everything, and what isn't covered, the federaral governmet will then come in and make them w