exampl -- i think the same thing could happen with cecil. >> i think cecil will it constrain banks at precisely the wrong time, yes. ok, very good. anyone else have an opinion on the effect? >> no. >> moving on. i have had a lot of financial services companies that are very concerned about the cost of compliance, especially smaller banks. all of you are big enough, you can probably absorb the costs, but the problem is at some point, if the past this all on, but the bank secrecy act is something that a couple of you mentioned in your testimony that is very difficult to pass on. can you give me a cost of what it takes to comply with the central secrecy act and how much you spend a month? citi, 13,000 to 14,000 people that spend full time it and we spend an axis of a billion dollars a year to be compliant. >> we file something like 200,000 sars. >> gives a much smaller issue for our company. moynihan: it is hard to isolate, but there are hundreds and thousands of sars filings and the questions that we have raised and we have talked to authorities, is there value in those. the question is

joinings now is cecile richards, the cofounder of supermajority. being here. >> thanks for having me, rachel. >> you can tell by the way i'm talking about this that i'm impressed that you guys are doing this together because i'm impressed with you all individually, and you seem like sort of a superhero dream team in terms of your skills and capacities and experience. that said, i don't really understand what supermajority is going to do. >> so, first, thanks for having me. i spent the day with alicia and ai-jen, two of the most amazing organizers, and this is an organization built of organizers. it really came out of other own experience organizing women in various fields, as you described. but a frustration that no matter how much organizing we did, that the issues that women care about fundamentally seem to be absent in the political debate by and large, even though women have been -- are the majority of voters, as you mentioned. they've been the majority of activists. they're increasingly donors in the political world and are really the reason w

. >> reporter: as the skies opened up, cecil morgan and his family linked arms and prayed. gone.e roof w the walls just laid out. it was already down. >> reporter: his grandson 6-year-old malachi was scared for his life. >> the house started and then i was just crying. i thought my mom was going to get hit by the tornado. >>eporter: cecil's home, one of 75 buildings destroyed, when at least two tornadoes pummeled tiny alto, texas. >> i've been here all my life. and it's hard. >> reporter: for chief jeremy jackson and his police force of five, it's personal. knowing we couldn't protect them. was out of our hands. >> reporter: 50 people injured here. 30 miles away, another twister hit. today, hymns for jason dyla creel, brothers who died when a falling tree crushed their car. the localr pas sharing the family's heartbreak. >> they're hurting. no doubt. but as i talk to the grdfather this morning, he said god is still good. >> reporter: nearby, franklin, texas, took a dirt, too. devastating this small town. mississippi wasn't spared either ugetting hit with tornadoes and heavy

as cecile said, these are often sidelined as women's issues or special interest.at the supermajority is saying these are issues impacting all americans and they should be addressed as the national issues and the national emergencies that they are. >> igen, we keep hearing women are more energized than ever before, women want to get more politically active. is that just a feeling or are you seeing that? what does that look like? >> we spent the last year going around the country to all kinds of communities. urban, suburban, rule, talking to women and listening to their stories. it's been so inspiring, already much more engaged in unprecedented ways. between the three of us, we have decades of organizing experience. we've never seen anything like it. we're already engaged, they don't want to stop here. they want to do more and they want to be connected. they recognize one of us can be ignored. two of us -- the slogan of our whole organization is the fact that as the supermajority, we can change this country. we're already seeing that women are recognizing that and w

i thought my mom was going to get hit by the tornado. >> reporter: cecil's home, one of 75 buildings destroyed, when at least two tornadoes pummeled tiny alto, texas. >> i've been here all my life. and it's hard. >> reporter: for chief jeremy jackson and his police force of five, it's personal. >> knowing we couldn't protect them. was out of our hands. >> reporter: 50 people injured here. 30 miles away, another twister hit. today, hymns for jase and dylan creel, brothers who died when a falling tree crushed their car. the local pastor sharing the family's heartbreak. >> they're hurting. no doubt. but as i talk to the grandfather this morning, he said god is still good. >> reporter: nearby, franklin, texas, took a direct hit, too. devastating this small town. mississippi wasn't spared either getting hit with tornadoes and heavy rain. in troy, alabama, aftermath from another possible tornado. back here in texas, as the storms continue moving north, this community determined to rebuild. >> it will be hard but we'll make it. >> reporter: we were here with the homeowners earlier and we ha

. >> reporter: as the skies opened up, cecil and his family linked arms and prayed. >> the goof was gone. the wall was laid out. i didn't go through the front door. it was already there. >> reporter: his grandson 6-year-old malachi was scared for his life. >> the house started moving and then i was just crying. i thought my mom was gonna get hit by the tornado. >> reporter: cecil's home, one of 75 buildings destroyed, when at least two tornadoes pummeled tiny alto, texas. >> i've been here all my life and it's hard. >> reporter: for chief jeremy jackson, it was personal. >> we couldn't protect them. it was out of our hands. >> reporter: 50 people injured here. 50 miles away another twister him. hymns for jason dylan creel, brothers who died when a fallen tree crushed their car. the local pastor sharing their family's heart break. >> they're hurting, no doubt. as i talked to the grandfather this morning, he said god's still good. >> reporter: nearby, franklin, texas, was devastated, too. mississippi wasn't spared, getting heavy tornadoes and rain. in troy, alabama, aftermath from another

the accomplishments led by cecil williams and janice. glade is central location for all people without concern, race, creed and economic social status, sexual orientation or gender identity. legacy business status are offer glide protections in time great changes rock in san francisco when many changes uprooted communities of color, and the poor. this will help continue efforts of glide, advocacy and uncomfortable love. we ask for your support. thank you. >> president adams: next speaker please. >> ben with wah mei school. >> good evening commissionerrings. thank yocommissionerrings -- inspirations thancommissioners r having us. we have one of the first state bilingual educators with us. he was with us for 40 years. you ahead, we did start from the with the supreme court ruling which allow for bilingual education. we continue to do so with our after school program. we continue and expect to continue the support that the city has provided and i want to thank our supervisor mar for nominating us. we believe that we are a legacy. we believe

perris in cecil to the vo fields anxious as she approaches notre dame cathedral for the first time since a raging fire swallowed it speier and caused its roof to collapse. suddenly everything she's watched on the news becomes more real. i can't understand what happened between the last time i saw her when she was oh so bright then all of a sudden ballot there's nothing left within a fraction of a second. it's like when people die they're here and then minutes later that's it they're gone. as the sense of shock slowly subsides friends is turning its focus towards reconstruction. in a televised statement president emanuel a concert he wants to see the national landmark repaired within five years what you want to get to the. global contributions have poured in to help reaching nearly one billion euros the more than eight hundred year old cathedral was already being renovated before the blaze with repairs before the fire estimated to cost about a quarter of what's now been donated. despite the sense of loss many feel signs of optimism can already be found on the streets of paris because obvi

cecil could hardly look at the destruction. she worshipped there for 44 guy is sad, she said. this is such a shock to me. as donations poured in, french president macron vows to rebuild the landmark in five years and make it more beautiful than before. france also issued a call to arms for architects from around the world to compete to design a new spot to replace the one destroyed. the five-year plan for rebuilding the famed cathedral would have it finished in time for the summer olympics in 2024 when 2024 when hundreds of -- parisians like blanch says there's no rush to build. firefighters are assessing the it's not for investigators to get inside to search for the cause. but authorities say it's a miracle that so many treasures were saved. >> paintings, chairs, and objects, you know, candles holders. >> at the vatican, pope fra tir lives to save the holy site and its priceless relics. ian lee, paris. >> at 6:00 service tonight at san francisco's gray's cathedral will include prayers for notre dame and people of paris. it is a sister cathedral to notre dame. >>> the sixty sc

do you have any concerns about cecil and how would you believe it would affect the economy as a whole and financial institutions >> it is the life of the loan up front. for jpmorgan, i don't have concerns the number would be like 6 to $8 billion depending on the environment we're in i do think we should look at what it will do to smaller banks. i think it will put them in a position that when a crisis hits, they will have to stop lending because putting up those reserves would be too much at precisely the wrong time i think it has become an issue for you all to reconsider. >> one of the concerns i have is i don't think they have looked at and studied the effects of this and the cyclicality of this, they didn't look at market to market i think the same thing could happen with cecil. do you agree with that >> i think cecil will constrain banks at precisely the wrong time, yes. >> okay. do you see an effect on the gses and freddie and fannie >> i have not. >> very good question. i've just not studied it. >> very good anybody else have the opinion? no novemb moving on, i have a lot of fin

we have on phone with us cecil can tremendously, sheriff of monroe county in mississippi.f, for spending a a couple of minutes with us. tell us what you're seeing there. i understand you described to our producers that it is a mess there. >> actually, what we are doing is waiting until daylight comes. we know we got probably over a hundred homes that either black and blue destroyed or structural damage. we do know that we have one -- at least one fatality. we have trees down all over the county, especially in the south and eastern part and the northern part of our county. of course, we got electric lines down, power poles down and serious situation. trees all over the road. it's really bad here. >> i know you had a heads-up regarding this coming. is there an indication people took that information to heart that they were prepared for this? >> i think a lot of people did. i think most of the people down in our part of the country, we have a lot of storms and weather conscious. still some folks say it's not going to hit here, so you just don't ever know. you don't know about

this huge cold is run by cecile. like i'm allowed to. question my color because there's no electricity here in goma you have only one option. in goma and in the rest of congo. and a bunch of poor label everywhere heat and coke with macand. i begin to meet one of your frying meats or cooking beams a cone you need. help but coal is the only fuel source in our everyday lives rich or poor we all depend on luck our. kind of female world must also has more than a million inhabitants who get three hundred fifty to two hundred truckloads of mccalla every day. there are virtually no hundred forty and two hundred bags on each truck comes out sucking the fat of the back of this and. that's thousands of the. old trees every day none of them from there in the park supposedly. can or from the national park is very rare in the past f.t.l. our militia soldiers supplied us with charcoal from virunga park. but if we get caught selling them accounted today we get to jail for years. but the fact is the illegal charcoal trade is impossible to control and it'

alicia garza, co-founder of black lives matter, former planned parenthood president cecile richards, and ai-jen poo, executive director of the national domestic workers alliance, say they'll focus on mobilizing voters for the 2020 primary and general elections. speaking to the website refinery29, cecile richards said -- "women are the majority of voters and the majority of activists. and yet they continue to be treated as a side issue and a special interest group. it's time that women get the credit and the encouragement -- and we begin to amplify the extraordinary work that women are doing." top pentagon officials are backing a department of homeland security request to allow members of the u.s. military to come in contact with migrants along the u.s.-mexico border. if approved, the plan would provide waivers for about 300 troops to work as cooks and drivers for immigration agencies. the plan would also bring in military lawyers to work on immigration cases in civilian courts. in massachusetts, federal prosecutors have charged a state judge and a former court officer with obstructio

this huge cold is run by cecile couple who will. stand mccallum because there's no electricity here in goma you have only one option charcoal in goma and in the rest of congo. and of bashar who label everywhere heat and coke with my camera bag i began one of your frying meats or cooking beings a call on you need. what color is the only fuel source in our everyday lives ritual poor we all depend on luck. my second one has more than a million inhabitants who get three hundred fifty to two hundred truckloads of mccalla every day. their obituary in a hundred and forty and two hundred bags on each truck. this is this and. that's thousands of felled trees every day none of them from the room or park supposedly to one up. color from the national park is very rare in the past f.t.l. our militia soldiers supplied us with charcoal from virunga park. but if we get caught selling them accounted today we go to jail for years. but the fact is the illegal charcoal trade is impossible to control and it's destroying the park. if it goes unchecked th

>> selma was 26 when she broke through as cecile caldwell in the 1999 hit.y now, she's playing the mom role. >> what are you talking about? that rlease not make a scene? >> i'm not. >> despite her m.s. diagnosis, selma says hanging out with her younger castmates would have felt awkward. >> i didn't expect her to hang out with me. and no, i want to go home. i want to go to sleep. it's hard enough for me to even stay upright. but this is the kids' gig. i'm a mom through and through. >> selma took time off from acting when she became a mom. her son arthur is now 7. >> it's funny to kind of walk away from acting for six years, come back to it, i could never play a kid again. and, you know, and they're real kids. they're the same age i was when i did my first big movie. >> she's such an amazing and strong woman. >> still ahead -- the stars of when harry met sally today and 30 years ago, with lady meg's royal moment. >> the audience knew about it and i'm sure he didn't zblfshlts and then -- >> i'm dying for some more "game of thrones." >> just 48 hours until some

cecil morgan has lived here most of his life. moore gone stayed home to ride out the storm, thinking they were just in for heavy rains and high winds. when you're huddled in this corner, what did you tell your grandchildren? >> we were just praying. we didn't tell them nothing. >> reporter: but daylight crews were on scene, cleaning up debris, assessing the damage and providing help to those in need. you lived here for 30 years. what are you going to do now? >> we have to start over. that's all i can do. do something. >> reporter: more than half of this town was affected by this tornado. now more than 200 have been displaced. volunteers and lawmaker tell me it was a miracle that everyone survived this storm system, including the morgan family. elaine. >> quijano: truly a miracle. mireya, thank you. white house officials today nded pde tmp'scontrorsial propod detained migrants to so-called sanctuary cities. those are often democratically controlled towns and cities that refuse to fully cooperate with federal immigration enforcemen

last week cecile eledge gave birth to the baby girl at a nebraska hospital.aby was conceived through in vitro fertilization using her son's sperm and eggs from his husband's sister. eledge underwent medical tests so doctors could determine if she could be a surrogate. >>> still to come, mark zuckerberg is coming up with new internet rules and why the government should play a bigger role. internet rules whienld the government should play a bigger role. eucerin advanced repair cream for healthier looking skin. rheumatoid arthritis or psoriatic arthritis. when considering another treatment, ask about xeljanz xr a once-daily pill for adults with moderate to severe rheumatoid arthritis or active psoriatic arthritis for whom methotrexate did not work well enough. it can reduce pain, swelling, and significantly improve physical function. xeljanz xr can lower your ability to fight infections, including tuberculosis. serious, sometimes fatal infections and cancers, including lymphoma, have happened. as have tears in the stomach or intestines, serious allergic reaction

there were concerns that at the age of 60, cecil was too old to be a surrogate mother but uma louiseealthy. the circumstances of uma's birth are a testament to changing social norms, though the family has found not everyone is positive about the birth. people online are going to say negative things and at the end of the day a good chunk of them could be teenage kids that are bored and want a reaction so we're certainly not going to allow that kind of negativity to kind of disrupt the light and the joy and the bliss that we feel right now. but baby uma louise has no idea of any controversial or of how special her birth has been, for her it is about love and about the next bottle. gail maclellan, bbc news. congratulations to them. new york's philharmonic orchestra has down the years performed works from some of the greatest composers of all time. we're talking about the likes of beethoven, mozart, and bach. well, two new names can be added to that illustrious list, but these composers are putting youth before experience, as the bbc‘s tim allman explains. music playing this piece of wor

has announced a general election on the eighteenth of may the constitutional cécile lections must takeplace about the polls show larson's conservative coalition trailing the opposition that leave us policy taxes climate change and inequality looks set to new knowledge in the campaign. but the security to india now by voting is underway in the was biggest bonaventure election with nearly nine hundred million indians eligible to vote it's a mammoth in the just to kill operation blessing mystic place in seven phases across different regions from the eleventh of the fifth today to nineteenth of may should would have to travel no further than took along the terrace to cast their vote so one million people in stations will be set to reach even the remotest areas . day one of the largest election the world has ever seen many are casting their ballots for the first time and women voters could also outnumber men in this election. for many it's a referendum on prime minister narendra modi. see that a lot of the written word from the next government forces education like it all but education put

. >> reporter: grandmother cecil underwent numerous tests and regular hormone injections to guare ug. >> let the fun begin. >> reporter: she says it wasn't always easy being pregnant at 61. >> i would have to keep visualizing okay, but when the day comes when i can deliver her and hand her off to her parents, that is going to be such a gift that i am honored to be able to give them. >> reporter: as for uma, her fathers say the unconventional process behind this little miracle has strengthened their family bond. >> i know that this is a unique situation, but i'm so proud of the creativity and the support and the love that made this happen, you know. i think she should feel really special that it literally took a village to bring her into this world. >> what a cutie. that's the "overnight news" for this wednesday. for some of you, the news continues. for others, check back with us a little later for the morning news. and you don't want to miss "cbs this morning." from the broadcast center in new york city, i'm meg oliver. captioning funded by cbs >>> it's wednesday, april 3rd, 2019. th

cecil morgan stay home with his family thinking they were just in for heavy rain and high winds.hen you were huddled in this corner, what are you telling your grand kids? >> we're just praying. we didn't tell them nothing. >> reporter: they're on site assessing the damage and providing help to those in need. you lived here for 30 years, what are you going to do now? >> start over. that's all i can do. do something. >> reporter: now over o200 have been displaced. volunteers and law enforcement tell me it was a miracle everyone survived this storm system, including the morgan family >> truly a miracle can. >>> white house officials today defended president trump's controversial propose tool send detained migrants to so-called sanctuary cities. they're cities and towns that refuse to fully cooperate. >> the democrats would step up and help the democrats fix the laws, this all would go away. >> reporter: sarah sanders reinforced the plan to send detained migrants to sanctuary cities. >> they support open borders, sanctuary cities, so let's put it in some off those other locations, if

. >>> and nebraska grandmother celebrating a special occasion. 61-year-old cecile gave birth last week to her own granddaughter. she served as the gestational surrogate for her son and his husband carrying their baby girl for nine months. she weighed in at five pounds 13 ounces and doctors agreed to the unusual arrangement because the grandmother had exceptional physical health. z38l2z zi0z y38l2y yi0y now at 5:30 am, a bay area woman gets sick over and over again and this morning her coworker accused of poisoning her. >>> the president threatens to shut down the southern border and it could cost the country billions. >>> as we take a live look at the bay bridge, tracking scattered showers and a slight cool down. good morning, it is tuesday, april 2. >> let's get right over to mary lee who is tracking the rain. >>> grab the umbrella and rain jacket, you will need it today. another day of scattered showers across the bay area. here is the doppler on this tuesday, for the peninsula light to moderate rain right along 280 woodside, the valley through redwood terrace as we head along 680 an

guy cecil, katie, a.b. still all here. guys, great to have you.ow, there has been a lot of reporting that all of this really plays in to the president's overall strategy for 2020, that he is running for reelection, that this was the issue that got him and his view elected in 2016. so this is the issue he is going to try to bring back to the forefront. is that going to work? >> no. and it didn't work in 2018. i mean, let's remember that this administration -- >> he wasn't on the ballot in 2018. >> no, but he created a crisis, created a crisis out of whole cloth over caravans, if you might remember immediately after the election got no additional discussion. it basically ended the day after the election. he consistently creates these dynamics and he is overplaying his hand. it's one thing to say you want a sensible immigration policy. most americans want a sensible immigration policy. they don't believe that putting kids in cages is a sensible immigration policy. most americans believe that it is shameful. and by the way, it doesn't even accomplish

this is for cecil county into maryland. nothing like that for us. note out of th woods just yet. you've got plans for tonight? you've got plans for tomorrow? not the umbrellas you'll need. something else. we'll be back. >>> new calls f action a week after the death of a local cycling activist. d.c. cyclist sending a message memorialyor with a n right outside of the wilson building. derrick ward is live now along pennsylvania avenue. derrick, tell us about this. >> reporter: that was a temporary memorial, but it wast definily poignant and got the point across. take a look at it. this is what it looked like earlier this morning. folks are coming by having trouble figuring out exactly what i bwas, do you see the car part and shoes. this is all about pestrian and motorist safety. it comes in the wake of the death of david sullivan. folks were saddened and angered by his death. he was killed by a minivan that was stolen and speeding along maryland avenue. today people from the washington area bicyclist a associatissoci wanted to get the attention of the

a new bone has been found, it is the cecil —— it is the sesamoid bone because it looks like a sesametually pulleys for tendons to slide over, but they are about to 90, slide over, but they are about to go, and then they found that they are coming back, and they think it's because we are getting longer bones, heavier bones, so you need more of these things to ease the tension. that could be the cause of your knee problems. they say four people with osteoarthritis tend to have these. my osteoarthritis tend to have these. my son is a doctor, and i paid a lot of money for him to train as a doctor, and i kept wanting to fix my knees and all he ever said was, lose weight and exercise more. seven yea rs weight and exercise more. seven years to train as a doctor and that is the only advice he gave me! sometimes that's the best advice. is the only advice he gave me! sometimes that's the best advicelj wa nt sometimes that's the best advice.” want a pill to fix it! where are you going to take us next. let's go to the classic fm story. this is classic fm relating to much younger listeners, and p

caller: it is cecil. host: my apologies. cecil, go ahead.aller: i am not too concerned -- i am aecause little bit, but not really, because we keep growing corn for ethanol. trees is what we need, and where cutting trees down. we put more black top and asphalt down which creates heat. the sun shines on it and it creates heat and it warms up the soil. everything we got is made over in china. china is the biggest polluter there is in this country and we get everything made over there and nothing here. what we are doing is helping itlute the air by sending over to china we can't burn coal but we can send coal over to china and let the music to build not our cars, but our parts and all the stuff we do use. there is our biggest problem. host: and this conversation continues into our next hour here on was washington journal. first, in his update. >> the washington post reporting that officials with sri lanka accusing a local islamist extremist group for the bombing that took place on the easter holiday. the health minister their site roughlyp, whic

. >> reporter: grandmother cecile underwent numerous tests and hormone injections to guarantee she wasun begin. >> reporter: she says it wasn't always easy to be pregnant at 61. >> i would have to keep visualizing, the day comes when i can deliver her a parents, thats am hored to give them. >> reporter: as for uma, her father says the unconventional process behind this miracle strengthened their family bond. >> i know this is a unique situation. i'm proud of thereativity, support and love that made this happen. i think she should feel special that it literally took a village to bring her into the world. >> reporter: for "cbs this morning," meg oliver. >> that's right, it would take a village. you would do it in a heart beat for my children. nora? >> i would, too. not in my 60s. >> would you do it for your children? >> i can't say that. >> issa rae joined us at the table. the critically acclaimed hbo creator and executive" producer in her movieshis the a mobile when her boss wakes up as her 13-year-old self by "blackish" star. she thooz cover for her. >> i have to be you? i should dress

last week, cecile elledge delivered a 5 pound 13 ounce girl, the baby was conceived through in vitrowas determined she could be the surrogate. her son says he believes it takes a village to raise a family. i would do that if either one of my children needed my help, i'd gladly do that. wa wouldn't you? >> yes and a beautiful gift you could give. >> i'd love to do that if they couldn't. >>> a new biography offers an unprecedented look at the life of one of america's most influential women. barbara bush is the only woman to advise a husband and son during their presidencies and remained one of america's most admired women, despite being largely out of the public eye for years before her death in 2018. her life and role in american history are cronnaled in "the matriarch: barbara bush and the making of an american dynasty" written by "usa today" washington bureau chief susan page, interviewed mrs. bush five times and one two of people outside the family ever granted access to her personal diaries. good morning. >> good morning. >> oh my gosh, and it shows. >> bravo. >> it's so richly re

>> reporter: cecil morgan and his family huddled in the corner. >> we just praying we make it out. >> reporter: the youngest victims of the storm are two brothers, 3-year-old jace creel and his brother. a tornado ripped apart a building during a native american cultural event. >> it was really rough, you know, trying to keep everybody calm and safe. we're a great community and they're a fabulous people. >> reporter: j.l. skinner had lived near the site for 45 years. >> will you rebuild? >> yeah. >> stick around? >> i ain't going nowhere. it's home. >> reporter: schools here have been cancelled for a while until the district can make sure all of the buildings are safe. at the peak of this storm, there were over 100,000 people without power as we drove up here this morning trying to get things back on track because right now, more weather is expected on wednesday. >> thank you. >>> the white house says the proposal to send asylum seekers to so-called sanctuary cities say it is not revenge. others say it would be cruel and illegal. moving mai grants to states, counties, and cities that d

dimon, as you know i've been raising alarms with regard to cecil. i think it can have a detrimental effect on our economy. i heard from industries and in particular bank companies, housing industry will suffer. do you have concerns about sesil and how would you believe it would effect the economy as a whole? mr. dimon: it's where they put up loan losses -- full life of the loan? mr. luetkemeyer: full. mr. dimon: it is $6 billion to $8 billion depending what environment we're in. i do think you will be looking at what it will do to smaller banks. i think it will put smaller banks in a position when a crisis hits they will virtually have to stop lending because putting those preserves will be at the wrong time. i think it becomes an issue for you all to reconsider. mr. luetkemeyer: one of the concerns i have, i don't think that we have looked at and studied the facts of this and the sick i willcality of this. they don't look at market-to-market. when we had a downturn it exacerbated the situation. and the same thing could happen with sesil. do you thi

. >> reporter: cecil morgan and his family huddled in their home, praying as the roof ripped off. >> the top was off, all gone, everything. >> reporter: the second twister destroying what was left. residents now trying to salvage what they can. in nearby angelina county, more heartbreak. two young brothers, the 3-year-old and 8-year-old were killed when a tree smashed the family's car. >> a tornado on the ground, headed toward franklin. >> reporter: the small town of franklin, texas, also took a direct hit. more than 50 homes destroyed. >> we've had significant damage downtown franklin. we've got multiple trees and power lines down. >> a strip of homes on the other side of town completely gone, just gone. everything is gone. >> reporter: in louisiana, torrential rain brought dangerous flooding. 13-year-old sebastian omar martinez drowned in a drainage canal. severe weather swept across mississippi, killing a 95-year-old man and injuring a dozen others. inside this home, a grandmother trapped. >> tree landed in the living room, pushing furniture against her, pinned her against the wal

in the past it has discussed issues of cecil and many concerns around the center. atin my opinion it affects many aspects of the economy and could have drastic issues like mortgage market and my discussions with them they indicated they did not do any protesting in any serving. they did not do any studying as a result we are in the same a situation with a rule that could have a dramatic impact that market to market had and had too pull it after the disaster of overweight. i'm very concerned about the effect it can have on the geocities and the credit unions. the only way to find income and billow through reserves is to raising fees on loans. we had that on this committee back in december. the homebuilders association said for every thousand dollar increase a hundred thousand people no longer have access are able to buy or build a home. that is dramatic. that will have a tremendous effect on the economy if it hass that level. they're both doing studies to find that out when we are hopeful that they will put a pause on this until we can stud this and they didn't. we

as you know i have been raising alarms with regards to cecil. i believe it can have a detrimental effect on our economy. they will suffer because of ill advised counting standard. do you have any concerns about cecil and how would you believe it would effect the economy as a whole. >> i think you should look at what it's going to do to smaller banks. when a crisis hits they'll have to stop lending because putting up the reserves would be too much at the same time. it's an issue for you all to reconsider. >> one of the concerns that i have is i don't think they looked at and studied the effects of this such that they didn't look at it and look what happened there when we made a downturn and the same thing could happen with cecil. do you agree with that? >> cecil will constrain banks. yes. >> do you see an effect on freddie and fannie? >> i've just not studied it. >> very good. anybody else have an opinion on the effect on freddie and fannie. >> no. >> moving on a lot of financial services companies are very concerned about the cost of compliance,