simply put, cerebrus is the world's largest debt collector.but. since the banking cases in 2008, we have seen a sorry catalogue of thousands of instances in which banks have been forging legitimate followers into stress through no fault of their own. it is common across all jurisdictions for banks at times to sell off parts of their portfolio of debt. the question becomes — what is the appropriate mechanisms and safeguards in those cases? and we know that when sale of debts are made to third parties, practise, —— it is covered, as i said, under the standards of lending practise, to which clydesdale are a signatory. that means they are committed to ensuring the third party whose buy loans has initiated that customers will be treated fairly and to allowing customers to complain to the original lender if there is a dispute between the business and the third party, which cannot be resolved. over in the lords, peers wanted to know what the government was doing to help three countries hit by cyclone idai. the death toll in mozambique can be as high