alix: chad morganlander and matt miskin, always a pleasure to have both of you. bonuses. credit suisse is said to cut investment banking bonuses and shift capital and cut investment banking pay, even if the fourth quarter revenue rebounds. they will be shifting capital from the investment banking capital markets to wealth management. part of that is a general strategy shift for credit suisse , highlighting wealth management, but it also echoes what we have heard about wall street bonuses being caught. we have a consultant for compensation saying bonuses across wall street could drop in 2019. equity traders would fare the worst. they could fall as much as 15%. maybe a 10% decline. that is broader wall street and credit suisse seeing a shift into wealth management and seeing that reflected in bonuses. back to retail. joining us from portland, oregon is tim boyle, columbia sportswear ceo. columbia sportswear is one of the biggest outdoor lifestyle and footwear companies in the u.s.. so nice for you to get up so early for us. from where you stand, how is the holiday