we have dagen mcdowell, charles gasparino with us as well. charlie, what do you make of this? >> it's fine. stein, you come in second. >> do you think that this then really does have an effect on holiday sales? >> it's hard to see how it won't. re wag is down. nfidce i wn. maybonlyixpeop sied u t th wou be a sgn of maiv stker op. >> y sa it wasp t 12. thas tr. anthe ment is ildi. ere'no dbt tere' a rt of maisen thcoury. i n't ink tat pple aliz theast ree crit rd rortseot on bt, opleave ed tirards -- t deb wen wn thr nthsn a w. 4 biion. ere'no cfidee inhis econy. noonfince theirecon thi untr and 's relecte. anthisoulde thfinanail thacoff. >> ion'tnow w y dr t corratiobetwn th a a slowwn i holay slesight now. wel let m -- i can it. let me tlyouyou roga goodor nhing [ lahter >> y're payg reor premms,youillhave to pay le -- opleon'tave ur nd omone >> iamnot ahater. i am telli y -- do you think it will affect holiday sales? yes or no? >> mr. neil, you are speaking out of both ends of your mouth, and here's why. on one hand you're saying that the plan isn't going to work. >> no. all

we have dagen mcdowell, charles gasparino with us as well. charlie, what do you make of this? >> it's fine. stein, you come in second. >> do you think that this then really does have an effect on holiday sales? >> it's hard to see how it won't. real wages is down. confidence is down. maybe only six people signed up, but that would be a sign of massive sticker shop. >> you said it was up to 12. >> that's true. and the momentum is building. there's no doubt there's a sort of malaise in this country. i don't think that people realized the last three credit card reports we got on debt, people have used their cards -- the debt went down three months in a row. $14 billion. there's no confidence in this economy. no confidence in the direction of this country. and it's reflective. and this could be the final nail in that coffin. >> i don't know how you draw the correlation between this and a slowdown in holiday sales right now. >> well, let me -- >> i can do it. >> let me tell you, you arrogant good for nothing. [ laughter ] >> you're paying more for premiums, you will have to pay les

"fox business" network's charles gasparino joins us now. >> it's a no. stay away electric this.few shares that the public could get, a lot is held by institutional investor, the price could be bid way up. this is a money losing company. it may do great in the future, but if you're in that 40, it could go up to 40 at the opening, it will go way down. so i would say if you're an average guy, you have a mutual fund, you'll be holding some of this stuff. let the big boys play in this. >> they've got all the money. the thing about twitter, though, and this ipo -- the reason we're talk being it is if there is ever going to be a web site that's going to get buzz, it's twitter because it's all about buzz. >> it's a great technology. i use it all the time. i don't like facebook. i don't really care what my high school girlfriend looks like now, you know. facebook is an informational, a newsfeed. i like it but it's losing money and i don't think they figured out -- they will acknowledge. this is what's great about twitter, they have acknowledged that they haven't figured out how to monday

fox on top of expensive history, may be repeating itself, ben stein, charles payne, adam and charlie gasparinos,

fox on top of expensive history, may be repeating itself, ben stein, charles payne, adam and charlie gasparino. charles, where are you, it looks like boynton beach, florida? >> yes, actually this is where we're taping but i'm down in palm beach where you could be the king. everywhere i go they say where's neil. some asking for ben and only one dig for charlie. that's the way it goes. >> don't tell me that person was at a strip club. >> sounds like it. >> charles what do you make of that, that we already now started addressing the problems with this law but now i'm beginning to suspect come the costs. what do you think? >> well, we're talking already 300,000 into medicaid, a program that was bust to begin with. we're talking about by the way it was never suggested or i've never heard the president say taxpayers were subsidized, health care insurance for people who have jobs, in fact up to 400% above poverty, a brand new entitlement, that's going to cost trillions of dollars, and by the way you had a plan that was supposedly substandard we'll get you a better one, like a banker telling you hey,