charlie brady is 100% right.high school, middle schoolteachers, ps6 -- neil: whoa whoa, whoa, what are you saying? >> this fella that i'm friendly with he's from russia, he's a tough teacher but he's fair and he's good. if he yells at a student because the -- neil: not vladimir putin? >> no. no no, no, no pregnant girlfriends. but no, nothing like that. he just says pay attention. and the mother will come in and complain to the principal, the principal will say, hey don't yell at her. we don't do that. we cuddle them when they make a mistake. neil: maybe when we were kids, we were treated to harshly -- >> you touch the kids today, you can go to jail. >> we got hammered by the nuns. i had sister mary left hook all through grammar school and you learned. you know why? they cared. neil: how did she care if she was punching you? >> she p wanted you to learn. >> it was their vocation. neil: you can understand why millennials are saying we don't need to take advice from you. [laughter] >> still among the very best, the

charlie gasparino, steve levy, charlie brady and the bitterest of them all, lizzie mcdonald.studies show you are falling behind other countries when it comes to simple financial smarts. delayed applause better late than never. we're a little older here, not -- [ laughter ]. neil: while april is financial literacy month you don't have to wait. time for a boomer business boot camp right now. lizzie, first to you, why do you think the young and the restless are financially clueless? >> i think they're sitting on the couch and not getting work, that's the best way to be financially literate to work. i don't mean to sound so cranky as a cranky boomette. they are using credit cards as checking accounts that's not a good idea. neil: as if you never did. >> i didn't have any plastic whatsoever. >> they are largely illiterate. i mean they can write read they can certainly do e-mail. but if you talk to a lo boomers about literature or something like that they have no idea. i was brought up war and peace and a guy goes who wrote this -- a millennial said who wrote war and peace i said t

charlie: peyton manning. tom brady. michael: tom brady can actually throw a football. peyton manning uses his mind. his mind gives him a fraction of a second advantage. he is a high-frequency trader on a football field. i mentioned that for a specific reason. i wouldn't want to go into his childhood. i wouldn't care that much. maybe a bit. there is nobody who leaps to mind. once upon a time, i thought it wasn't going to be a biography exactly, but to be like a biography about george soros. right after the berlin wall fell, and he was building his open society institutes, i thought there was a good story to do about him. i wrote a magazine piece he was offended by, so he would not let me do the book. charlie: what gave you the incentive to want to do something on soros? not just the open society things? michael: my interest was offensive to him. he clearly had an animal instinct in the markets that was unbelievable. it was like an animal in the jungle. charlie: how was it expressed? michael: in bets he made in the marketplace. the killing he made on the british pound, f